
Bancorp (TBBK) Stock Forecast & Price Target
Bancorp (TBBK) Analyst Ratings
Bulls say
Bancorp Inc. has demonstrated a solid financial foundation, highlighted by a significant 32% increase in deposits on a last quarter annualized (LQA) basis, with an anticipated growth of 7% and 4% in deposits for 2025 and 2026, respectively. Additionally, the company has reported robust non-interest income growth, showcasing an impressive 18% year-over-year increase in gross deposit value (GDV) trends. Furthermore, Bancorp's strategic focus on internal growth opportunities, such as credit sponsorship and embedded finance, positions the company for enhanced revenue generation and improved profitability through the scalability of its digital business model.
Bears say
Bancorp has reported a decline in card revenues, indicating potential issues in the fintech segment, which may impact overall profitability. Although there was a 9% quarterly decrease in substandard loans within the real estate bridge lending (REBL) portfolio, these loans still constitute a significant portion of the portfolio at 9% as of 1Q25, suggesting ongoing risk. Management's assertion that substandard loans have peaked may not alleviate concerns about the sustained performance and stability of their loan portfolio and overall financial health.
This aggregate rating is based on analysts' research of Bancorp and is not a guaranteed prediction by Public.com or investment advice.
Bancorp (TBBK) Analyst Forecast & Price Prediction
Start investing in Bancorp (TBBK)
Order type
Buy in
Order amount
Est. shares
0 shares