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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

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Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

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Synchrony Financial

Synchrony Financial engages in the provision of consumer financial services. It operates through three sales platforms: Retail Card, Payment Solutions, and CareCredit. The Retail Card platform is a provider of private label credit cards, and also provides Dual Cards and small-and medium-sized business credit products. The Payment Solutions platform is a provider of promotional financing for major consumer purchases, offering private label credit cards and installment loans. The CareCredit platform is a provider of promotional financing to consumers for elective healthcare procedures or services, such as dental, veterinary, cosmetic, vision and audiology. The company was founded on September 12, 2003, and is headquartered in Stamford, CT.

Earnings data Q1 2021

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Earnings data Q2 2023

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Synchrony Financial excels in Q4 2022, poised for growth

Synchrony Financial's Q4 2022 earnings call highlighted solid financial performance, capital management strength, digital innovation, and strategic partnerships. While facing challenges such as regulatory uncertainties and economic impacts on consumer behavior, the company is well-positioned to leverage opportunities in consumer demand and asset growth dynamics. Synchrony's proactive approach to business management and focus on customer experience enhancements underscore its resilience and growth potential.

Synchrony Financial excels in Q1 2023, eyes sustained growth

Synchrony Financial's strong performance in Q1 2023 underscores its effective dual card co-brand strategy and customer engagement initiatives.
While facing challenges such as seasonal trends and margin pressures, the company remains optimistic about consumer trends and its ability to manage risks.
With opportunities in sustained growth, regulatory approvals, and strategic capital planning, Synchrony is well-positioned to navigate market dynamics and deliver value to stakeholders.

Synchrony Financial (SYF) excels in Q2 2023, navigating challenges

Synchrony Financial (SYF) excelled in Q2 2023, demonstrating strong financial performance and strategic initiatives to drive growth and enhance customer engagement.
While facing regulatory uncertainties and expense challenges, the company's focus on innovation, prudent financial management, and strategic acquisitions positions it well for future success.
Opportunities in expanding product offerings, improving financial metrics, and strategic acquisitions present avenues for sustained growth and value creation for Synchrony.

Synchrony Financial reports robust Q3 results amidst credit challenges

Synchrony Financial's Q3 performance reflects operational strength, digital growth, and shareholder value focus amidst credit challenges.
The company faces revenue challenges in certain segments but benefits from strong partnerships, liquidity, and disciplined credit management.
Opportunities lie in product diversification, strategic partnerships, and maintaining credit performance discipline for long-term profitability.
Investors can expect continued focus on growth, risk management, and shareholder returns in Synchrony's strategic outlook.

Synchrony Financial excels in Q4, faces challenges and growth opportunities

Synchrony Financial's strong financial performance, strategic partnerships, and innovative solutions position it well for future growth.
Challenges in credit performance, evolving consumer trends, and potential regulatory impacts require a proactive and adaptive approach.
Opportunities in key growth areas and prudent capital deployment strategies can drive sustained success and shareholder value for Synchrony.

Synchrony Financial reports robust Q1 earnings amidst credit challenges

Synchrony Financial's Q1 performance showcased strong financial metrics and growth in accounts and purchase volume, with a focus on credit quality and shareholder value.
While facing challenges in credit trends and operational changes, the company is strategically positioned to navigate through potential headwinds and capitalize on growth opportunities.
With a commitment to operational efficiency, shareholder returns, and strategic partnerships, Synchrony Financial aims to maintain a strong financial position and drive long-term profitability.

Synchrony Financial excels in Q2, eyes strategic partnerships for growth

Synchrony Financial's Q2 performance reflects strong financial health, growth in key metrics, and strategic initiatives to enhance customer experience. While facing challenges like potential decline in purchase volume, the company remains focused on sustainable growth and profitability through prudent risk management.

Synchrony Financial reports robust Q3 earnings amid consumer spending challenges

Synchrony Financial's Q3 performance showcased resilience amidst consumer spending challenges, with a focus on strategic partnerships and financial targets. Despite facing moderation in consumer spending, the company's strong financial performance and improving credit trends position it well for sustainable growth.

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Synchrony Financial engages in the provision of consumer financial services. It focuses on digital, health and wellness, retail, telecommunications, home, auto, outdoor, pet, and other industries. The company was founded on September 12, 2003 and is headquartered in Stamford, CT.

STAMFORD, Conn. , Sept. 26, 2023 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its third quarter 2023 results on Tuesday, October 24, 2023.

Synchrony to Announce Third Quarter 2023 Financial Results on October 24, 2023

Blackstone Group

Investors interested in Financial - Miscellaneous Services stocks are likely familiar with Synchrony (SYF) and Blackstone Inc. (BX). But which of these two companies is the best option for those looking for undervalued stocks?

SYF vs. BX: Which Stock Is the Better Value Option?

Synchrony's (SYF) Health & Wellness platform is expected to continue its growth track, thanks to a solid CareCredit brand.

Here's Why Investors Are Retaining Synchrony (SYF) Stock Now

Synchrony (SYF) collaborates with the University of Missouri, Oregon State University and Virginia Tech to provide pet care financing solutions.

Synchrony's (SYF) CareCredit Offers Pet Care Financing Option

Alaska Air Group

Citigroup

In July, the Federal Reserve Chair Jerome Powell, states “given the resilience of the economy recently [we] are no longer forecasting a recession.” However, analysts and economists are shifting their outlook even more optimistically, with Tom Lee, Fundstrat's head of research, suggesting that the economy is poised for an expansion.

The 3 Most Undervalued Sleeper Stocks to Buy in September 2023

Virginia Tech, University of Missouri and Oregon State University Latest to Select CareCredit as Financing Solution of Choice for Pet Care CareCredit Accepted by 28 of the Nation's 29 Public Veterinary University Hospitals for General Practice, Specialty and Emergency Care STAMFORD, Conn. , Sept. 13, 2023 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consumer finance company, today announced partnerships with Virginia Tech, the University of Missouri and Oregon State University, making the company's CareCredit health and wellness credit card a financing option for the schools' veterinary university hospitals.

Synchrony's CareCredit Now Offered at More Than 95% of Veterinary University Hospitals Nationwide

Synchrony to Donate $85,000 to Nonprofit Matching People with Disabilities with Expertly Trained Service Dogs at No Cost to Recipients STAMFORD, Conn. , Aug. 31, 2023 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consumer financing company, today announced an expansion of a longstanding partnership with Canine Companions.

Synchrony Celebrates National Service Dog Month with Canine Companions

Synchrony Financial (SYF) ties up with Specialty1 Partners to extend financing alternatives to customers opting for dental care, as well as shield them from unexpected medical expenses.

Synchrony (SYF) Offers Financing Options in Dental Care

Partnership offers customized financing options to the dental organization's practices and patients for specialty dental care STAMFORD, Conn. , Aug. 29, 2023 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consumer financing company, and Specialty1 Partners, the market leader in specialty dental practice support services, today announced a five-year partnership, making Synchrony's CareCredit health and wellness credit card the premier financing solution for the network of more than 225 endodontic, periodontic and oral surgery offices nationwide which are supported by Specialty1 Partners.

Specialty1 Partners Endorses Synchrony's CareCredit Credit Card as the Premier Patient Financing Solution for Dental Surgery Procedures

Synchrony Financial's (SYF) focus on creating new partnerships and expanding old ones is expected to position the company for long-term growth.

Synchrony Financial (SYF) Up 10% in 3 Months: Growth Ahead?

Synchrony (SYF) reported earnings 30 days ago. What's next for the stock?

Why Is Synchrony (SYF) Down 9% Since Last Earnings Report?

Synchrony's (SYF) multi-year partnership with Floor & Decor is expected to provide customers with suitable financing and payment options.

Synchrony (SYF) and Floor & Decor Partner for Financing Options

Bank of America

Bank of America is benefiting from a robust U.S. economy. Synchrony Financial is the lender behind many branded cards issued by popular American retailers and other businesses.

Are These 2 Bank Stocks Screaming Buys After Their Dividend Raises?

Synchrony Financial (NYSE:SYF) has been pulling back from its mid-July peak and is currently on track for its third-straight week of losses, though former pressure at the $34 level could provide support for this recent dip.

2 Bull Signals Flashing for Synchrony Financial Stock

Synchrony's Financing Tools Helped Roto-Rooter Grow Monthly Sales for the Past Decade STAMFORD, Conn. , July 28, 2023 /PRNewswire/ -- Synchrony (NYSE:  SYF ), a leading consumer financing company, today announced an expanded partnership with Roto-Rooter, the leading provider of plumbing and drain cleaning services, to help homeowners with new financing options for their home repair needs.

Synchrony Expands Partnership with Roto-Rooter to Provide Access to Financing for Plumbing Services

CareCredit Will Enable Pet Parents to Finance Veterinary Services at All NVA's U.S. Veterinary Hospitals STAMFORD, Conn. , July 25, 2023 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading provider of consumer payments and financing solutions, and National Veterinary Associates (NVA), a leading global pet care organization and community, announced a multi-year partnership renewal and expansion, making Synchrony's CareCredit health and wellness credit card the premier financing solution for NVA's U.S. veterinary locations.

Synchrony's CareCredit Selected by National Veterinary Associates as Primary Client Financing Solution

Synchrony Financial's (SYF) recent dividend hike of 9% reflects its intention to enhance shareholders' value supported by its strong financial position.

Synchrony Financial (SYF) Hikes Quarterly Dividend Payout by 9%

Company also declares preferred stock dividend STAMFORD, Conn. , July 20, 2023 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) announced today that its Board of Directors declared a quarterly cash dividend of $0.25 per share of common stock, payable on August 10, 2023 to holders of record at the close of business on July 31, 2023.

Synchrony Announces Quarterly Common Stock Dividend of $0.25 Per Share, a 9% Increase in Our Quarterly Stock Dividend

STAMFORD, Conn., July 19, 2023 /PRNewswire/ -- Synchrony (NYSE: SYF) has promoted Sue Bishop to Executive Vice President, Chief Corporate Affairs Officer.

Synchrony Names Sue Bishop as Executive Vice President, Chief Corporate Affairs Officer

Synchrony Financial's (SYF) average active accounts have increased 1% year over year to 69.5 million in the second quarter.

Synchrony (SYF) Q2 Earnings Beat on Growing Interest Income

Avantax Inc

Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either Synchrony (SYF) or Avantax (AVTA). But which of these two stocks presents investors with the better value opportunity right now?

SYF or AVTA: Which Is the Better Value Stock Right Now?

Synchrony Financial (NYSE:SYF ) Q2 2023 Earnings Conference Call July 18, 2023 8:00 AM ET Company Participants Kathryn Miller - SVP of IR Brian Doubles - President and CEO Brian Wenzel - EVP and CFO Conference Call Participants Arren Cyganovich - Citi Don Fandetti - Wells Fargo Mihir Bhatia - Bank of America Ryan Nash - Goldman Sachs Kevin Barker - Piper Sandler Rick Shane - JPMorgan Sanjay Sakhrani - KBW John Pancari - Evercore ISI Jeff Allison - Morgan Stanley John Hecht - Jefferies Dominick Gabriele - Oppenheimer Operator Good morning, and welcome to the Synchrony Financial Second Quarter 2023 Earnings Conference Call. Please refer to the company's Investor Relations website for access to their earnings materials.

Synchrony Financial (SYF) Q2 2023 Earnings Call Transcript

While the top- and bottom-line numbers for Synchrony (SYF) give a sense of how the business performed in the quarter ended June 2023, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Synchrony (SYF) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Synchrony (SYF) came out with quarterly earnings of $1.32 per share, beating the Zacks Consensus Estimate of $1.22 per share. This compares to earnings of $1.60 per share a year ago.

Synchrony (SYF) Beats Q2 Earnings and Revenue Estimates

STAMFORD, Conn. , July 18, 2023 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced its second quarter 2023 results for the period ending June 30, 2023.

News for Synchrony Financial Stock (SYF)