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SYF
Volume: 151

Synchrony Financial (SYF) Stock Forecast & Price Target

Synchrony Financial (SYF) Analyst Ratings

Based on 17 analyst ratings
Buy
Strong Buy 29%
Buy 41%
Hold 29%
Sell 0%
Strong Sell 0%

Bulls say

Synchrony Financial exhibits a positive outlook due to its recent stabilization of loss rates within targeted long-term ranges while successfully implementing pricing and fees to its loan products, positioning the company for accelerated spending and lending growth. The company's expansion of risk-adjusted margins underscores its potential for increased profitability, particularly with new partnerships and collaborations, such as those with Walmart, Lowe's, and Amazon. Additionally, there is optimism surrounding Synchrony's ability to regain market share in the point-of-sale finance sector, coupled with expectations of continued credit improvement through 2026, indicating potential for sustainable growth.

Bears say

The analysis indicates a negative outlook for Synchrony Financial's stock, primarily driven by lower expected loan growth and tightened underwriting standards that have led to decreased loan approvals. The company's recent guidance suggests only marginal improvements in key metrics, with shares trading at 7.8 times the midpoint EPS estimate for 2026, reflecting investor concerns despite stable credit trends. Additionally, the limited adjustments to credit policies and a shift towards lower-yield commercial cards further exacerbate the challenges facing Synchrony’s financial performance.

Synchrony Financial (SYF) has been analyzed by 17 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 41% recommend Buy, 29% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Synchrony Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Synchrony Financial (SYF) Forecast

Analysts have given Synchrony Financial (SYF) a Buy based on their latest research and market trends.

According to 17 analysts, Synchrony Financial (SYF) has a Buy consensus rating as of Apr 23, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $85.71, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $85.71, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Synchrony Financial (SYF)

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