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SYF
Volume: 2.65M
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Synchrony Financial (SYF) Stock Forecast & Price Target

Synchrony Financial (SYF) Analyst Ratings

Based on 15 analyst ratings
Buy
Strong Buy 27%
Buy 33%
Hold 40%
Sell 0%
Strong Sell 0%

Bulls say

Synchrony Financial has demonstrated a positive financial trajectory, highlighted by a net interest margin increase of 32 basis points year-over-year to 14.78%, indicating improved profitability. Additionally, new account growth of 10% year-over-year alongside rising frequency and average ticket sizes reflects strong consumer demand and effective business partnerships. Furthermore, net interest income rose 2.6% year-over-year to $4.5 billion, suggesting overall enhancement in revenue generation capabilities.

Bears say

Synchrony Financial's negative outlook is primarily attributed to lowered net revenue guidance for 2025, raising concerns about the company's ability to meet consensus expectations for loan and spending growth in 2026. The potential for a deteriorating economic environment and increased competitive pressures could further decelerate loan and revenue growth, jeopardizing relationships with retail partners. Additionally, there is an expectation of a significant decline in asset quality, leading to higher credit losses, particularly if macroeconomic conditions worsen and consumer health declines.

Synchrony Financial (SYF) has been analyzed by 15 analysts, with a consensus rating of Buy. 27% of analysts recommend a Strong Buy, 33% recommend Buy, 40% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Synchrony Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Synchrony Financial (SYF) Forecast

Analysts have given Synchrony Financial (SYF) a Buy based on their latest research and market trends.

According to 15 analysts, Synchrony Financial (SYF) has a Buy consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $82, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $82, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Synchrony Financial (SYF)

Volume: 2.65M

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