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SYF
Volume: 4.08M

Synchrony Financial (SYF) Stock Forecast & Price Target

Synchrony Financial (SYF) Analyst Ratings

Based on 17 analyst ratings
Buy
Strong Buy 29%
Buy 41%
Hold 29%
Sell 0%
Strong Sell 0%

Bulls say

Synchrony Financial has demonstrated a robust growth trajectory, with new account openings increasing by 10% year-over-year in the third quarter of 2025, alongside rising frequency and average ticket sizes. The company's strategic move to loosen underwriting standards is expected to improve growth rates and enhance credit performance, positioning Synchrony for accelerated growth in 2026. Additionally, the successful introduction of pricing and fees, combined with partnerships with major retailers such as Walmart and Amazon, is likely to drive mid-single digit year-over-year growth, expanding Synchrony's market share in point-of-sale financing.

Bears say

The financial outlook for Synchrony Financial reflects concerns about lower-than-expected net revenue guidance for 2025 and potential difficulties in meeting consensus expectations for growth in 2026. The increasing payment speeds and the historical reliance on tighter underwriting for growth suggest that the company may struggle to maintain its previous expansion rates in a competitive lending environment. Additionally, the share repurchase program appears insufficient relative to the company's capital targets, raising further doubts about Synchrony's financial strategy moving forward.

Synchrony Financial (SYF) has been analyzed by 17 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 41% recommend Buy, 29% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Synchrony Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Synchrony Financial (SYF) Forecast

Analysts have given Synchrony Financial (SYF) a Buy based on their latest research and market trends.

According to 17 analysts, Synchrony Financial (SYF) has a Buy consensus rating as of Feb 19, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $87.47, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $87.47, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Synchrony Financial (SYF)

Volume: 4.08M

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