
S&T Bancorp (STBA) Stock Forecast & Price Target
S&T Bancorp (STBA) Analyst Ratings
Bulls say
S&T Bancorp Inc. has demonstrated a notable expansion in net interest margin (NIM), which rose by 4 basis points quarter-over-quarter to 3.81%, significantly outperforming expectations due to a decrease in funding costs. The company is positioned for mid-single-digit growth in the near term, with potential for high-single-digit growth in the latter half of 2025 as new teams enhance their pipelines. Additionally, with a strong performance in loans and deposits, which grew by 5% and 6% respectively on a last quarter annualized basis, S&T Bancorp is effectively leveraging its core customer accounts to optimize financial growth and stability.
Bears say
S&T Bancorp faces a negative outlook primarily due to a forecasted material slowdown in loan growth combined with adverse credit trends in the Mid-Atlantic region, which could significantly hinder earnings potential. Additionally, the impact of volatile interest rates, specifically a flattening or negative yield curve, presents further risk to the company's financial stability. The looming $10 billion cross raises concerns about the company's near- to intermediate-term profitability, especially in the context of insufficient growth in scale to absorb these pressures.
This aggregate rating is based on analysts' research of S&T Bancorp and is not a guaranteed prediction by Public.com or investment advice.
S&T Bancorp (STBA) Analyst Forecast & Price Prediction
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