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STBA
Volume: 298.79K

S&T Bancorp (STBA) Stock Forecast & Price Target

S&T Bancorp (STBA) Analyst Ratings

Based on 4 analyst ratings
Hold
Strong Buy 25%
Buy 0%
Hold 75%
Sell 0%
Strong Sell 0%

Bulls say

S&T Bancorp is a financial holding company with a solid core deposit franchise and a Rust Belt footprint, serving over 130,000 households across Pennsylvania and Ohio. Management is confident in their ability to fund organic loan growth through their strong core deposit franchise, and they have a solid capital position with a reserve ratio above peers. In addition, the company has a strong commitment to shareholder returns through share repurchases and a stable outlook for profitability, efficiency, and net interest margin. • Forward estimates project stable profitability, efficiency, and NIM, with the company expected to pursue whole-bank M&A to offset lost revenue from crossing the $10 billion asset threshold. Even if no deal occurs, shareholders can expect strong returns through share repurchases and a stable outlook. • Management is confident in their ability to fund organic loan growth through their strong core deposit franchise, with funding costs expected to further decline and total deposit and loan growth projected to be in the mid-single digits in 2026. • The company has a strong track record of successfully managing credit quality, with a conservative approach to Reserve/Loan ratio. In addition, the management team has over 30 years of experience at S&T Bank and a solid commitment to shareholder returns. Based on historical multiples, the current stock valuation appears to be reasonable.

Bears say

S&T Bancorp is a medium-term buyer with potential integration risks and a $10 billion asset overhang that could negatively impact shares. Their recent acquisition strategy may be due to their intent to offset the estimated lost revenue from debit interchange and manage assets below the $10 billion threshold through 2026. However, with credit quality stabilizing and a focus on growing the deposit franchise, core profitability, asset quality, and talent and engagement, S&T is expected to see flat NIM and modest growth in average earning assets, potentially leading to above-peer NII levels. Despite maintaining a higher core deposit premium multiple to peers, STBA's valuation reflects a 7% core deposit premium compared to the mean since 2020, and their chief commercial banking officer may be able to leverage his 30 years of experience to drive growth in the commercial and consumer banking sectors.

S&T Bancorp (STBA) has been analyzed by 4 analysts, with a consensus rating of Hold. 25% of analysts recommend a Strong Buy, 0% recommend Buy, 75% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of S&T Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About S&T Bancorp (STBA) Forecast

Analysts have given S&T Bancorp (STBA) a Hold based on their latest research and market trends.

According to 4 analysts, S&T Bancorp (STBA) has a Hold consensus rating as of Aug 8, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $51, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $51, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

S&T Bancorp (STBA)

Volume: 298.79K

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