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SSBK
Volume: 22.57K
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SSBK Stock Forecast & Price Target

SSBK Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 50%
Buy 50%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Southern States Bancshares Inc. demonstrated robust financial performance in 2023, with PPNR growth of 21% attributed to stable fees and expenses and an improved net interest income story. The bank's deposit base also showed strength, with non-brokered deposits increasing by $69 million quarter-over-quarter, reflecting a healthy growth rate of 15%, while total deposits rose by 21% over the same period. Additionally, the bank's balance sheet exhibited strong trends, highlighted by a 10% increase in loans and deposits year-to-date, along with a significant improvement in tangible common equity to 8.12%.

Bears say

Southern States Bancshares Inc. is facing a challenging financial landscape characterized by pressures on net interest income (NIM) and declining earnings per share (EPS) estimates, with projections indicating a decrease of 4-5% for 2024 and 2025. The NIM dropped to 3.56%, reflecting ongoing funding pressures that are anticipated to persist, particularly following the strain from the March banking crisis. Additionally, potential mergers and acquisitions may pose risks if they involve overvalued transactions or high integration challenges, further impacting EPS and tangible book value trends negatively.

SSBK has been analyzed by 2 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 50% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Southern States Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Southern States Bancshares (SSBK) Forecast

Analysts have given SSBK a Buy based on their latest research and market trends.

According to 2 analysts, SSBK has a Buy consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $29.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $29.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Southern States Bancshares (SSBK)

Volume: 22.57K

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