
South State (SSB) Stock Forecast & Price Target
South State (SSB) Analyst Ratings
Bulls say
SouthState Bank Corp has demonstrated a solid trajectory in loan production, reporting an increase from $3.3 billion to $3.4 billion quarter-over-quarter, with a notable 67% year-to-date growth in Texas and Colorado loan production. The bank's updated earnings estimates for 2025 and 2026 reflect a positive outlook, supported by stronger fee expectations and lower credit costs that are expected to offset any slight pullbacks in average earning assets and net interest margin. Additionally, the bank's core profitability metrics have improved, with core PPNR surpassing expectations due to robust performance in correspondent banking and capital markets, paving the way for anticipated net loan growth in the upcoming quarters.
Bears say
The analysis of SouthState Bank's financial outlook indicates a negative trend due to a slowing year-over-year earnings per share (EPS) growth, which is attributed to the premature recognition of deal-related income. Additionally, the core net interest margin (NIM) has experienced a decline of 10 basis points, falling short of forecasts, while the potential for future earnings power could be compromised if interest rates decrease faster than anticipated. Furthermore, risks associated with poor integration and execution, alongside regulatory pressures, underscore concerns over the bank's earnings stability and stock price volatility.
This aggregate rating is based on analysts' research of South State and is not a guaranteed prediction by Public.com or investment advice.
South State (SSB) Analyst Forecast & Price Prediction
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