
South State (SSB) Stock Forecast & Price Target
South State (SSB) Analyst Ratings
Bulls say
SouthState Bank is a financially stable and growing company, supported by a diverse range of products and services, a strong presence in key markets, and a conservative approach to risk management. The company's neutral stance on interest rates ensures stability for its net interest margin, and its strong loan growth and active recruiting efforts bode well for earnings accretion. While M&A remains a low priority, the company's success with the IBTX acquisition and organic growth strategies make it an attractive stock to purchase at its current trading multiple of 10x 2026E TBV and 9.3x 2027E. With strong profitability metrics and a potential for premium valuation, the outlook for SouthState Bank is positive.
Bears say
SouthState Bank is expected to have a 1.37% return on assets and 17.4% return on tangible common equity in 2026, however, the bank's profitability metrics don't justify a premium multiple as the stock is trading at a half turn discount on 2026E P/E, and the recent underperformance against the bank index presents an opportunity to gain a BUY rating, with a PT raised from $119 to $125. Additionally, positive estimate revisions running ahead of its peers and the potential drivers of a steeper yield curve and loan growth further support the positive outlook.
This aggregate rating is based on analysts' research of South State and is not a guaranteed prediction by Public.com or investment advice.
South State (SSB) Analyst Forecast & Price Prediction
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