
South State (SSB) Stock Forecast & Price Target
South State (SSB) Analyst Ratings
Bulls say
SouthState Bank Corp's loan production demonstrated solid growth, reaching $3.4 billion, reflecting a quarter-on-quarter increase and a notable 67% year-to-date rise in the Texas and Colorado markets. Additionally, updates to earnings estimates for 2025 and 2026 indicate a positive trajectory, with expected earnings per share increasing to $9.32 and $9.45, respectively, thanks to stronger fee income and lower credit costs. Furthermore, the bank's guidance of accelerated net loan growth, alongside improved core profitability metrics, supports a favorable outlook for its financial performance in the near future.
Bears say
The analysis highlights a negative outlook for SouthState Bank's stock primarily resulting from slowing year-over-year earnings per share growth and declining net interest margin (NIM) metrics, with the core NIM missing forecasts. Additionally, significant risks are identified, including economic deterioration in core markets, potential credit quality issues, and increasing competitive pressures affecting loan pricing, all of which could further hinder balance sheet growth and profitability. Lastly, the bank's performance may be adversely impacted by integration challenges and M&A-related risks, which could contribute to earnings volatility and deteriorating financial health.
This aggregate rating is based on analysts' research of South State and is not a guaranteed prediction by Public.com or investment advice.
South State (SSB) Analyst Forecast & Price Prediction
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