
South State (SSB) Stock Forecast & Price Target
South State (SSB) Analyst Ratings
Bulls say
SouthState Bank Corp demonstrated a positive trend in loan production, achieving $3.4 billion, which marks an increase from $3.3 billion quarter-over-quarter, and a significant year-to-date growth of 67% in Texas and Colorado. The bank also reported a strengthened loan production forecast with a 15% increase in the fourth quarter of 2025 compared to the third quarter, indicating robust demand and performance expectations. Additionally, the company's earnings estimates for 2025 and 2026 have been raised, reflecting improved revenue prospects driven by stronger fees and lower credit costs, further solidifying a favorable outlook for the bank's financial performance.
Bears say
SouthState Bank's stock outlook is negatively influenced by projected declines in return on tangible common equity (ROTCE), with estimates indicating a drop to 17.4% in 2026 and 16.4% in 2027, which is below street mean estimates. The core net interest margin (NIM) has experienced a decline, missing forecasts due to a combination of lower earnings power and heightened competition affecting loan pricing, which poses risks to balance sheet growth. Additionally, potential macroeconomic challenges, such as economic deterioration in key markets and credit quality concerns, further exacerbate the bank's profitability outlook and increase the likelihood of stock price volatility.
This aggregate rating is based on analysts' research of South State and is not a guaranteed prediction by Public.com or investment advice.
South State (SSB) Analyst Forecast & Price Prediction
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