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SRCE
Volume: 166.33K
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1st Source (SRCE) Stock Forecast & Price Target

1st Source (SRCE) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

1st Source Corp demonstrated robust financial performance as evidenced by a sequential increase in Pre-Provision Net Revenue (PPNR) of 2% to $49.4 million, outpacing initial estimates due to stronger net interest income and enhanced fee income, despite rising expenses. The company's loan balances experienced notable growth of $239 million quarter-over-quarter, driven largely by increases in construction equipment financing, commercial real estate, and aircraft loans, culminating in a year-over-year loan growth rate of 14%. Additionally, core fee income rose by 3% quarter-over-quarter, complemented by solid deposit growth of 6%, indicating a strengthening operational foundation and positive momentum in key financial metrics.

Bears say

1st Source Corp is facing challenges characterized by higher-than-peer allowance for loan losses (ACL) at 2.27%, which raises concerns about asset quality and potential credit costs. Recent financial results show a significant decline in loan growth prospects, compounded by substantial securities losses of $3.9 million and elevated operating expenses, which were 6%-7% above expectations. Additionally, the risks of reduced loan demand and margin pressure are heightened in the current interest rate environment, suggesting a precarious outlook for earnings.

1st Source (SRCE) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of 1st Source and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About 1st Source (SRCE) Forecast

Analysts have given 1st Source (SRCE) a Hold based on their latest research and market trends.

According to 3 analysts, 1st Source (SRCE) has a Hold consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $65, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $65, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

1st Source (SRCE)

Volume: 166.33K

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