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SRCE
Volume: 70.9K
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1st Source (SRCE) Stock Forecast & Price Target

1st Source (SRCE) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

1st Source Corp demonstrated a robust financial performance, with pretax pre-provision net revenue (PPNR) increasing by 2% quarter-over-quarter to $49.4 million, surpassing estimates due to stronger net interest income (NII) driven by a 14 basis point expansion in net interest margin (NIM) and solid fee income growth. The bank's end-of-period loan balances grew significantly by $239 million quarter-over-quarter, with notable increases in construction equipment, commercial real estate, and aircraft financing, contributing to an impressive 14% loan growth on a last-quarter-annualized basis. Additionally, core fee income rose by 3% quarter-over-quarter, reflecting positive trends in both business and consumer banking segments and strong deposit growth of 6% over the same period.

Bears say

1st Source Corporation's financial outlook appears negative due to a decrease in the Allowance for Credit Losses (ACL), which, while above peer levels, reflects a relative decline that could indicate credit quality concerns. The company reported $3.9 million in securities losses and an unexpected $860k write-down, alongside operating expenses that exceeded expectations by 6%-7%, highlighting potential inefficiencies in cost management. Additionally, the anticipated reduction in loan growth, contingent on maintaining deposit levels in a challenging interest rate environment, raises further concerns about the bank's ability to sustain profitability and manage risk effectively.

1st Source (SRCE) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of 1st Source and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About 1st Source (SRCE) Forecast

Analysts have given 1st Source (SRCE) a Hold based on their latest research and market trends.

According to 3 analysts, 1st Source (SRCE) has a Hold consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $65, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $65, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

1st Source (SRCE)

Volume: 70.9K

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