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SRCE
Volume: 90.51K

1st Source (SRCE) Stock Forecast & Price Target

1st Source (SRCE) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

1st Source Corp's positive outlook is supported by a 4% increase in core fee income, reaching $24.1 million, which exceeds consensus expectations, showcasing strong performance particularly in wealth management services. Additionally, the bank experienced significant growth in its loan balances, with an increase of $235 million in the second quarter, driven primarily by advancements in renewables, commercial and agriculture loans, and specialty financing for construction equipment and aircraft. Coupled with a maintained loan-to-deposit ratio of 93% and a robust allowance for credit losses at 2.30% of non-performing loans, these factors collectively underscore the company's financial health and growth trajectory.

Bears say

1st Source Corp's financial outlook appears negative due to a decline in interest-bearing time and savings deposits of 5% and 9%, respectively, indicating potential challenges in customer retention and deposit generation. Additionally, the forecasted normalization of revenue in the third quarter, coupled with primary risks such as increased credit costs, diminished loan demand, and margin pressure, raises concerns about the company's ability to sustain earnings growth. Furthermore, lower insurance revenue, reducing to $1.7M from previous levels, highlights ongoing revenue vulnerabilities that may adversely affect the overall financial stability of the institution.

1st Source (SRCE) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of 1st Source and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About 1st Source (SRCE) Forecast

Analysts have given 1st Source (SRCE) a Hold based on their latest research and market trends.

According to 3 analysts, 1st Source (SRCE) has a Hold consensus rating as of Jan 12, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $72.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $72.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

1st Source (SRCE)

Volume: 90.51K

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