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SPFI
Volume: 5.15K
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SPFI Stock Forecast & Price Target

SPFI Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

South Plains Financial Inc. has demonstrated a strong performance with notable loan payoff activity, which increased by $15 million quarter-over-quarter, indicating a healthy demand for financial services despite expectations of moderation in future payoffs. The company reported a rise in its loan yield to 6.76%, reflecting effective management of loan portfolios and an overall strengthening of its interest income. Furthermore, the bank's new treasury management strategy is projected to boost noninterest income by 10-15% beginning in the second quarter of 2024, highlighting its proactive approach to enhancing revenues.

Bears say

South Plains Financial's negative outlook is influenced by a declining net interest income (NII) trajectory, primarily due to a slowdown in loan growth, evidenced by a reduction of approximately $40 million in loans over the past 15 months. The company faces multiple risks including economic downturns in its concentrated Texas market, regulatory uncertainties, and intensifying competition, all of which could adversely impact loan and deposit growth as well as overall financial performance. Additionally, the potential for volatility in interest rates presents a risk to lending spreads, further complicating the company's financial stability and future earnings projections.

SPFI has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of South Plains Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About South Plains Financial Inc (SPFI) Forecast

Analysts have given SPFI a Buy based on their latest research and market trends.

According to 3 analysts, SPFI has a Buy consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $42.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $42.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

South Plains Financial Inc (SPFI)

Volume: 5.15K

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