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SPFI
Volume: 26.02K
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SPFI Stock Forecast & Price Target

SPFI Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

South Plains Financial Inc demonstrated robust loan growth with a quarterly increase of 2.8% and an annualized growth rate of 17.8%, significantly contributing to a 3.9% quarter-over-quarter rise in core revenue. This upward trend in revenue bolstered the company's capital levels, reflected in a tangible common equity (TCE) ratio of 9.44%, indicating a strong financial position for future investments. Additionally, the bank's efforts to enhance non-interest income were evident, as fee income surged 11.4% quarter-over-quarter, primarily driven by increased customer utilization of bank card services, positioning the company to capitalize on growth opportunities in a competitive environment.

Bears say

South Plains Financial faces significant economic risks, particularly in the event of a downturn, which could lead to material weaknesses in loans and leases, coupled with the management's acknowledgment of elevated expenses due to annual rebates that are projected to decline in the future. Regulatory and interest rate risks also loom large, as changes in the regulatory environment and dramatic interest rate fluctuations could adversely affect lending spreads, interest income, and overall performance. Additionally, increased competition within the banking sector may hinder loan and deposit growth while potentially compressing yields on loans, leading to further challenges in sustaining expected revenues and earnings.

SPFI has been analyzed by 4 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of South Plains Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About South Plains Financial Inc (SPFI) Forecast

Analysts have given SPFI a Buy based on their latest research and market trends.

According to 4 analysts, SPFI has a Buy consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $36.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $36.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

South Plains Financial Inc (SPFI)

Volume: 26.02K

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