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SPFI
Volume: 60.29K
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SPFI Stock Forecast & Price Target

SPFI Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

South Plains Financial Inc. has demonstrated a strong performance in its loan portfolio, with a significant increase in loan payoffs amounting to $15 million quarter-over-quarter, driven by the repayment of multifamily property loans totaling $49.1 million. The company's loan yield also improved, rising by 9 basis points to 6.76% in the second quarter of 2025, reflecting its effective management of interest earnings. Furthermore, the company anticipates a 10-15% increase in noninterest fee income due to enhancements in its treasury management approach, indicating potential revenue growth beyond traditional lending activities.

Bears say

South Plains Financial Inc faces a negative outlook primarily driven by a declining net interest income (NII) trajectory, attributed to a slow pace of loan growth that has seen a reduction of approximately $40 million over the past 15 months. Additionally, significant economic risks, regulatory uncertainties, and heightened competition within its concentrated Texas markets may adversely impact loan performance and deposit growth. These factors, combined with potential interest rate fluctuations and geographic concentration risk, lead to an overall challenging financial environment for the company.

SPFI has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of South Plains Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About South Plains Financial Inc (SPFI) Forecast

Analysts have given SPFI a Buy based on their latest research and market trends.

According to 3 analysts, SPFI has a Buy consensus rating as of Nov 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $42.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $42.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

South Plains Financial Inc (SPFI)

Volume: 60.29K

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