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SPFI
Volume: 70.6K

SPFI Stock Forecast & Price Target

SPFI Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

South Plains Financial Inc. has demonstrated a strong operational performance, highlighted by a quarter-over-quarter increase in loan payoff activity of $15 million in Q2 2025, indicating robust borrower activity within its commercial and consumer lending segment. The company has reported a rising loan yield, achieving 6.76% in Q2 2025, which reflects effective interest income generation despite a slight uptick in non-performing loans. Additionally, the anticipated 10-15% increase in noninterest fee income from its refreshed treasury management strategies starting in Q2 2024 suggests a positive outlook for diversified revenue streams moving forward.

Bears say

South Plains Financial Inc is experiencing a negative outlook primarily due to a decline in net interest income (NII), attributed to a slower loan growth trajectory, which saw a decrease of approximately $40 million over the past 15 months. Additionally, the company faces significant economic risks linked to adverse changes in its concentrated Texas market, increasing its vulnerability to local downturns, along with heightened competition that may suppress loan and deposit growth while raising costs. Moreover, regulatory uncertainties and potential shifts in Washington policy introduce further instability to the bank's operating environment, thereby impacting its overall financial performance and outlook.

SPFI has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of South Plains Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About South Plains Financial Inc (SPFI) Forecast

Analysts have given SPFI a Buy based on their latest research and market trends.

According to 3 analysts, SPFI has a Buy consensus rating as of Jan 10, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $43.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $43.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

South Plains Financial Inc (SPFI)

Volume: 70.6K

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