Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SoFi has grown deposits quickly in recent years and is finally generating a profit. The company also has a fast-growing fintech subsidiary.

Down 20%, Can SoFi Stock Make a Comeback in 2024?

Given the recent surge in SoFi Technologies (SOFI) shares, we evaluate the stock's current position to determine how to play it now.

SoFi Technologies (SOFI) Rises 12% in a Month: Good Time to Buy?

SoFi Technologies (NASDAQ: SOFI ) is releasing its Q2 results on the 30th of July. As Investorplace previously reported, Wall Street's expectations are high concerning the fintech firm's earnings.

Is SOFI Stock Poised for a Breakout After Q2 Earnings on July 30?

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SoFi Technologies is a digital bank and fintech company that has recently turned profitable and raised capital for growth. The company offers a comprehensive suite of online banking products and services, making it a one-stop shop for consumers. The stock has traded down significantly since going public and is now showing great risk/reward, and the target is set at $20/share.

SoFi Technologies: A Financial One-Stop Shop In The Making

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Zacks.com users have recently been watching SoFi Technologies (SOFI) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.

SoFi Technologies, Inc. (SOFI) is Attracting Investor Attention: Here is What You Should Know

Identifying high-potential stocks is more critical than ever to gain an edge on the volatility of the second half of the year. Here, the focus is on three standout companies making waves with solid fundamentals and impressive growth metrics.

3 Once-in-a-Lifetime Stock Opportunities You Can't Miss: July 2024

SoFi Technologies (NASDAQ: SOFI ) reports its Q2 2024 results on July 30 before the markets open. Some investment pundits are wondering whether it makes sense to buy SOFI stock before earnings.

SOFI Stock Strategy: The Best Play for Cautious Investors Ahead of Q2 Earnings

SoFi (NASDAQ: SOFI ) stock is down today ahead of its upcoming second-quarter earnings call set for next Tuesday, July 30. Investors are tentatively hopeful for the financier's Q2 financial numbers.

Dear SOFI Stock Fans, Mark Your Calendars for July 30

SoFi Technologies (SOFI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

SoFi Technologies, Inc. (SOFI) Reports Next Week: What to Expect

Since the Federal Reserve began its interest rate-hiking cycle in March 2022, investors and savers alike have caught notice of how online banks that offer high-yield savings accounts, money market accounts and certificates of deposit were providing yields far and away better than their brick-and-mortar banking counterparts.

SoFi Technologies Is Soaring, but Short Sellers See Trouble

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Get Your Money Out of These 3 Financial Stocks by 2025

SoFi's lending business is experiencing flat growth, which likely has some investors concerned about the company's future. A tough macroeconomic environment highlighted by abnormally high inflation and rising interest rates are two big culprits for the slowdown in SoFi's lending operation.

SoFi Stock Could Be About to Go Parabolic. Here Are 3 Things Smart Investors Should Know.

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While the majority of investors are still caught up in the technology sector's rise, with stocks exposed to the artificial intelligence trend having the best price action, like Nvidia Co. NASDAQ: NVDA, there are some cracks in the foundation that others have started to pay attention to. The so-called rotation is approaching the market, with Wall Street personas like Stanley Druckenmiller (who traded shoulder-to-shoulder with George Soros) making the first move.

3 Essential Stocks to Own During Market Rotation

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SCYNEXIS

Investing in small-cap stocks can be a gateway to high returns, mainly when these companies exhibit strong growth fundamentals and strategic market positioning. Here, the focus is on three stocks to buy under $10.

3 Stocks Under $10 With the Potential for Massive Gains

As I predicted last time, SoFi Technologies beat Q1 consensus forecasts with strong financial results. Unfortunately, the stock price didn't respond positively. I think SoFi is performing well in terms of its balance sheet, sales growth, and strengthening margins. I continue to believe that management's strategic vision for the company's development should lead to continued momentum in its business.

SoFi Technologies Q2 Earnings Preview: It Should Beat Again

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Betting on the top hidden gem stocks could potentially take your investment portfolio to the next level. In a year dominated by a handful of tech giants, broadening your portfolio to include high-potential stocks becomes imperative.

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SoFi (NASDAQ: SOFI ) stock slipped Thursday after the government announced it would forgive up to $1.2 billion in additional student loans. Indeed, the news snapped SoFi's seven-day winning streak in the stock market as investors considered how the forgiveness policy would affect the lending company.

SOFI Stock Falls on New Student Loan Forgiveness Plans

The financial technology company will give investors a critical update at the end of July.

Should You Buy SoFi Stock Before July 30?

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The fintech industry has shown its resilience even in tough times. Despite an uncertain economy, a high inflationary environment and a long period of low consumer spending, financial companies have stood strong.

3 Fantastic Fintech Stocks to Add to Your July Must-Buy List

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Fintech stocks remain one of the most promising categories of growth stocks. As banking and other financial services continue to move from the physical to the digital realm, “old school” financial institutions face high disruption risk, from digital-first startups that are steadily gaining market share.

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Robinhood

Big banks are losing customers to fintech companies at a rapid rate.

Why Robinhood and SoFi Are On Fire Right Now

Discover

Discover Financial Services (NYSE: DFS ) announced this morning that its subsidiary, Discover Bank, would sell its private student loan portfolio. The buyer consists of at least one strategic partnership managed by Carlyle (NASDAQ: CG ) and KKR (NYSE: KKR ).

News for SoFi Technologies Stock (SOFI)