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SOFI
Volume: 43.45M

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 12 analyst ratings
Hold
Strong Buy 17%
Buy 8%
Hold 58%
Sell 17%
Strong Sell 0%

Bulls say

SoFi Technologies has demonstrated robust financial performance, with a 37.7% year-over-year increase in adjusted revenue, reaching $949.6 million, and a similarly strong 37.9% growth in GAAP revenue for the third quarter, totaling $961.6 million. The company's forecast for EBITDA has been raised to approximately $1.035 billion, reflecting optimistic growth in earning assets driven by a robust customer base and an expanding loan platform. Additionally, SoFi's strategic initiatives, including the launch of a co-branded debit card with Southwest Airlines, are anticipated to enhance its technology platform and provide substantial growth opportunities in the coming years.

Bears say

The financial outlook for SoFi Technologies is negative due to the anticipated impact of a prolonged economic downturn, which is expected to lead to broad-based credit weakness and increased provision expenses on the company's loan book. Additionally, the growth of technology products and fee income may decelerate in response to macroeconomic challenges, potentially affecting earnings per share (EPS) performance in marketplace lending. Increased credit losses, along with risks such as lower portfolio remarking and elevated expenses, could further strain SoFi's earnings and capital ratios, suggesting a challenging financial environment ahead.

SoFi Technologies (SOFI) has been analyzed by 12 analysts, with a consensus rating of Hold. 17% of analysts recommend a Strong Buy, 8% recommend Buy, 58% suggest Holding, 17% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 12 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Jan 8, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $26.29, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $26.29, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 43.45M

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