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SOFI
Volume: 44.37M
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SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 12 analyst ratings
Hold
Strong Buy 17%
Buy 8%
Hold 58%
Sell 17%
Strong Sell 0%

Bulls say

SoFi Technologies has demonstrated robust financial performance, with adjusted revenue of $949.6 million reflecting a 37.7% year-over-year growth, significantly outperforming estimates. The company projects an increase in EBITDA to approximately $1.035 billion, bolstered by enhanced profitability and an expected tangible book value rising to $2.5 billion due to a recent capital raise. Additionally, SoFi's strategic partnerships, such as the co-branded Rapid Rewards debit card with Southwest Airlines, are anticipated to drive further growth in its technology platform and strengthen its competitive position in the digital lending space.

Bears say

SoFi Technologies faces a negative outlook primarily due to threats posed by a potential prolonged economic downturn, which could lead to broad-based credit weakness and increased provision expenses on the company's loan portfolio. This deterioration could adversely impact the company's earnings and capital ratios, while also resulting in slower growth of technology products and fee income amid macroeconomic challenges. Additionally, risks related to a constrained marketplace for lending and the potential for higher credit losses further contribute to concerns about the company's overall financial performance.

SoFi Technologies (SOFI) has been analyzed by 12 analysts, with a consensus rating of Hold. 17% of analysts recommend a Strong Buy, 8% recommend Buy, 58% suggest Holding, 17% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 12 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Dec 17, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $26.12, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $26.12, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 44.37M

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