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SOFI
Volume: 45.97M

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 14 analyst ratings
Hold
Strong Buy 14%
Buy 21%
Hold 50%
Sell 14%
Strong Sell 0%

Bulls say

SoFi Technologies has demonstrated robust financial growth, with total originations reaching a record $10.5 billion, marking a 46% year-over-year increase, driven by significant member engagement and loan origination performance. The company successfully added 1 million members in a single quarter and saw deposits soar to $37.4 billion, reflecting a strong upward trend in customer acquisition and retention. With impressive EBITDA margins and a focus on expanding member relationships, SoFi is positioned for sustained growth, suggesting a favorable long-term trajectory as it enhances its multi-product adoption and overall monetization capabilities.

Bears say

SoFi Technologies faces a negative outlook primarily due to significant concerns regarding revenue growth and competition within the neobanking and alternative lending sectors, which may hinder the company's ability to meet its projected compound annual growth rate (CAGR) targets. Despite reporting record fourth-quarter results and improved adjusted contribution margins, the company has seen its shares decline by 10% following a recent earnings call, highlighting investor skepticism towards its long-term growth potential. Additionally, risks related to deteriorating loan performance, increasing competition, and potential regulatory challenges could further pressure net interest margins and overall financial stability.

SoFi Technologies (SOFI) has been analyzed by 14 analysts, with a consensus rating of Hold. 14% of analysts recommend a Strong Buy, 21% recommend Buy, 50% suggest Holding, 14% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 14 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Apr 23, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $24.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $24.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 45.97M

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