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SOFI
Volume: 51.65M

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 14 analyst ratings
Hold
Strong Buy 14%
Buy 29%
Hold 43%
Sell 14%
Strong Sell 0%

Bulls say

SoFi Technologies is a financial services company that offers a wide range of products to its customers, including personal loans, credit cards, mortgages, and investment accounts, through its mobile app and website. Its recent acquisition of Galileo has also allowed the company to offer payment and account services for debit cards and digital banking. If the company is able to outperform Street estimates and continue to see growth in its technology products and other fee income, there could be potential upside to the stock. However, there are risks to achieving this, including increased competition, credit risk, and reliance on capital markets. The company may also have a lower earnings quality due to its increased reliance on balance sheet growth.

Bears say

SoFi Technologies is facing potential risks in the form of a prolonged economic downturn, potentially resulting in negative fair value marks and increased provision expenses on its loan book. Additionally, the company may face capital requirements as a deposit-taking institution, which could lead to the need for unfavorable terms in raising capital. While the company has shown strong growth in its Financial Services segment, there are concerns about their NIM and revenue growth in the Technology Platform segment. Overall, we have a Hold rating on the stock and a price target of $21, based on a sum of the parts approach and upside risks include better credit outcomes and adoption of add-on products.

SoFi Technologies (SOFI) has been analyzed by 14 analysts, with a consensus rating of Hold. 14% of analysts recommend a Strong Buy, 29% recommend Buy, 43% suggest Holding, 14% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 14 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Aug 8, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21.93, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21.93, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 51.65M

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