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SOFI
Volume: 62.68M
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SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 14 analyst ratings
Hold
Strong Buy 21%
Buy 7%
Hold 50%
Sell 21%
Strong Sell 0%

Bulls say

SoFi Technologies has demonstrated significant growth, with shares increasing by 69% year-to-date, highlighting its strong market performance. The company benefits from a diversified product offering and a sizable, profitable user base, positioning itself as a key player in the digital lending and neobank sectors. Additionally, the acquisition of a bank charter and the expansion of its technology products provide a competitive advantage and are anticipated to drive continued growth and improvement in unit economics.

Bears say

SoFi Technologies faces significant risks due to the potential for a prolonged economic downturn, which could lead to widespread credit weakness and negatively impact the fair value of its loan portfolio. This situation may necessitate increased provisions for credit losses, adversely affecting the company's earnings and capital ratios. Furthermore, a deceleration in growth for its technology products and fee income is anticipated as macroeconomic conditions worsen, further compounding financial challenges.

SoFi Technologies (SOFI) has been analyzed by 14 analysts, with a consensus rating of Hold. 21% of analysts recommend a Strong Buy, 7% recommend Buy, 50% suggest Holding, 21% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 14 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Oct 14, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $19.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $19.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 62.68M

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