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SOFI
Volume: 90.11M

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 15 analyst ratings
Hold
Strong Buy 13%
Buy 27%
Hold 47%
Sell 13%
Strong Sell 0%

Bulls say

SoFi Technologies is poised for long-term success due to its innovative and convenient digital platform, offering a comprehensive range of financial products for its customers. The recent acquisition of Galileo is a strategic move that allows the company to expand its offerings and reach a wider client base. Despite a noisy quarter, the company's core balance sheet strength and origination fees in the first quarter beat expectations and show potential for continued growth. Additionally, the company's outlook for FY26 remains strong with maintained net revenue, EBITDA, and EPS expectations. However, competition from existing banks and neobanks may pose a risk to market share and force the company to increase spending on marketing. There is also a potential for capital requirements as a deposit-taking institution, which may lead to unfavorable terms for capital raising. Overall, we maintain a bullish outlook on SoFi Technologies due to its competitive product offerings and strong financial performance.

Bears say

SoFi Technologies is facing multiple challenges as it looks to expand its product offerings and become a one-stop shop for clients' finances. It faces increasing competition in the digital lending/neobank space, potential regulatory risks, and credit risk in its lending business. Additionally, the company's growth and profitability may not meet expectations due to a more competitive landscape and potential macroeconomic changes. While there are some positives, such as a strong user base and a bank charter, we believe these risks outweigh the potential growth opportunities for the company. As such, our outlook for SoFi Technologies' stock is negative.

SoFi Technologies (SOFI) has been analyzed by 15 analysts, with a consensus rating of Hold. 13% of analysts recommend a Strong Buy, 27% recommend Buy, 47% suggest Holding, 13% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 15 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Jun 26, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.40, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.40, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 90.11M

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