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SOFI
Volume: 131.67M

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 12 analyst ratings
Hold
Strong Buy 17%
Buy 8%
Hold 58%
Sell 17%
Strong Sell 0%

Bulls say

SoFi Technologies has demonstrated robust financial performance, reporting an adjusted revenue of $949.6 million, which reflects a year-over-year growth of 37.7%, surpassing both internal estimates and consensus expectations. The company anticipates its EBITDA will reach approximately $1.035 billion, indicating a significant upward revision from prior guidance, along with expected tangible book value (TBV) growth of $2.5 billion driven by improved GAAP profitability. Furthermore, SoFi's initiatives, including the co-branded Rapid Rewards debit card with Southwest Airlines, position the company favorably within the digital lending and neobank sector, enhancing its growth trajectory and competitiveness in the financial services landscape.

Bears say

The analysis indicates a negative outlook for SoFi Technologies due to the potential for a prolonged economic downturn, which could lead to widespread credit weakness and result in substantial credit losses that would adversely affect the company's earnings and capital ratios. Furthermore, the growth of technology products and fee income is projected to decelerate, exacerbating the financial strain as marketplace lending could become increasingly constrained. Additionally, risks such as lower fair value remarking of SoFi's portfolio, a slowdown in account and technology partnerships, and elevated expenses further contribute to the pessimistic forecast for the company's financial performance.

SoFi Technologies (SOFI) has been analyzed by 12 analysts, with a consensus rating of Hold. 17% of analysts recommend a Strong Buy, 8% recommend Buy, 58% suggest Holding, 17% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 12 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Feb 1, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $26.29, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $26.29, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 131.67M

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