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SOFI
Volume: 70.89M
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SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 13 analyst ratings
Hold
Strong Buy 15%
Buy 8%
Hold 54%
Sell 23%
Strong Sell 0%

Bulls say

SoFi Technologies has exhibited remarkable financial performance, with adjusted revenue reaching $949.6 million, reflecting a year-over-year increase of 37.7%, and surpassing both internal estimates and consensus expectations. The company projects EBITDA to rise to approximately $1.035 billion, up significantly from previous guidance, alongside a forecasted increase in tangible book value to $2.5 billion, driven by improved profitability and a successful capital raise. Additionally, SoFi's strategic initiatives, such as the co-branded Rapid Rewards debit card partnership with Southwest Airlines and its robust growth in technology products, position the company favorably within the digital lending and neobank sectors, enhancing its competitive edge in the market.

Bears say

The financial outlook for SoFi Technologies is negatively impacted by the potential for a prolonged economic downturn, which could lead to widespread credit weakness, resulting in increased provisions for credit losses and negative fair value marks on the company's loan portfolio. Furthermore, there is concern over the deceleration of growth in technology products and fee income as macroeconomic conditions weaken, potentially leading to underperformance in earnings per share. Additionally, risks such as constrained marketplace lending, lower portfolio remarking at fair value, and elevated expenses may further strain SoFi's earnings and capital ratios.

SoFi Technologies (SOFI) has been analyzed by 13 analysts, with a consensus rating of Hold. 15% of analysts recommend a Strong Buy, 8% recommend Buy, 54% suggest Holding, 23% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 13 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Nov 4, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $25.12, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $25.12, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 70.89M

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