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SOFI
Volume: 45.68M

SoFi Technologies (SOFI) Stock Forecast & Price Target

SoFi Technologies (SOFI) Analyst Ratings

Based on 15 analyst ratings
Hold
Strong Buy 13%
Buy 33%
Hold 40%
Sell 13%
Strong Sell 0%

Bulls say

SoFi Technologies is well-positioned in the digital banking and financial services industry with its diverse product offerings and mobile app and website-based operations. The company's bank charter and acquisition of Galileo provide it with a competitive edge in the industry, but increased regulatory scrutiny and potential capital requirements as a deposit-taking institution could pose challenges. However, the company's recent 1Q earnings report showed strong results, with above-trend growth and a solid balance sheet, which supports its long-term prospects for continued success.

Bears say

SoFi Technologies is showing strong revenue growth and profitability in the short term due to increased loan origination and higher interest rates. However, there are concerns about potential credit losses in the event of an economic downturn and increased competition in the financial services sector. While the company's focus on becoming a one-stop-shop for financial services may lead to market share gains, there is also the risk of over-reliance on lending-related activities for revenue. The company's outlook for 2026 is relatively stable, but there may be downside risk if interest rates were to decrease. Given the potential risks and challenges facing SoFi Technologies, the financial analyst maintains a negative outlook on the stock.

SoFi Technologies (SOFI) has been analyzed by 15 analysts, with a consensus rating of Hold. 13% of analysts recommend a Strong Buy, 33% recommend Buy, 40% suggest Holding, 13% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SoFi Technologies and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About SoFi Technologies (SOFI) Forecast

Analysts have given SoFi Technologies (SOFI) a Hold based on their latest research and market trends.

According to 15 analysts, SoFi Technologies (SOFI) has a Hold consensus rating as of Aug 29, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SoFi Technologies (SOFI)

Volume: 45.68M

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