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SMBC
Volume: 75.94K
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SMBC Stock Forecast & Price Target

SMBC Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Southern Missouri Bancorp's financial performance indicates a positive outlook, highlighted by a 6% quarter-over-quarter increase in end-of-period (EOP) loan balances, surpassing expectations due to significant growth in construction and development loans, as well as single-family residential loans. The company also experienced a robust 17% growth in EOP deposits, driven by diverse account types, which has contributed to improved liquidity as deposit growth outpaced loan growth. Furthermore, the stability and improvement in asset quality metrics, combined with an upward adjustment in the FY25 earnings forecast, suggest the bank is well-positioned for future net interest income growth and positive earnings per share momentum in the coming years.

Bears say

Southern Missouri Bancorp's outlook is negatively impacted by anticipated loan growth for the upcoming quarter, which is expected to be significantly lower than in the previous quarter, reflecting seasonal trends that could lead to margin pressures. The forecast for fiscal year 2026 sees earnings estimates reduced by 3% and a modest compression in net interest margin (NIM) is anticipated, coupled with elevated liquidity levels and ongoing deposit competition. The bank's vulnerability is compounded by its exposure to credit costs, reduced loan demand, and sector-specific risks like agricultural loan performance and potential merger and acquisition impacts, all of which threaten future earnings stability.

SMBC has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Southern Missouri Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Southern Missouri Bancorp (SMBC) Forecast

Analysts have given SMBC a Buy based on their latest research and market trends.

According to 3 analysts, SMBC has a Buy consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $66.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $66.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Southern Missouri Bancorp (SMBC)

Volume: 75.94K

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