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SMBC
Volume: 57.22K

SMBC Stock Forecast & Price Target

SMBC Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Southern Missouri Bancorp Inc has demonstrated solid growth in tangible book value (TBV) and tangible common equity (TCE), with a 4% increase and 30 basis points rise to $43.16 and 9.82%, respectively, driven by strong profitability reflected in return on assets (ROA) of 1.23% and return on tangible common equity (ROTCE) of 12.9%. The bank's efficiency ratio is projected to improve to 49% by FY4Q27, supported by a favorable outlook for net interest income (NII) growth stemming from fixed-rate loan repricing and decreasing funding costs. Additionally, the forecast indicates TCE could rise to between 10.3% and 11.3% by FY4Q26 and FY4Q27, reflecting a robust expansion strategy and effective management of loan and deposit spreads.

Bears say

Southern Missouri Bancorp is experiencing a decline in revenue growth projections, with an anticipated decline of 5% for FY2026 despite a moderate 7% growth expected for FY2027. The company faces risks related to slower-than-expected growth in loans, core deposits, and fee income, alongside concerns regarding credit quality deterioration and increased operating expenses. Additionally, moving forward, the allowance for credit losses (ACL) is projected to remain stable, yet the bank's current risk factors could hinder long-term financial performance and stability.

SMBC has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Southern Missouri Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Southern Missouri Bancorp (SMBC) Forecast

Analysts have given SMBC a Hold based on their latest research and market trends.

According to 3 analysts, SMBC has a Hold consensus rating as of Feb 19, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $68.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $68.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Southern Missouri Bancorp (SMBC)

Volume: 57.22K

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