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SLM
Volume: 3.79M

SLM (SLM) Stock Forecast & Price Target

SLM (SLM) Analyst Ratings

Based on 8 analyst ratings
Hold
Strong Buy 13%
Buy 38%
Hold 38%
Sell 13%
Strong Sell 0%

Bulls say

SLM is well positioned by its expanding forward-flow partnerships, highlighted by Sixth Street’s $1.5bn minimum annual commitment and a $600mm seed sale, which should lift loan sales, servicing fee income, and capital efficiency. The company also benefits from strong underwriting and portfolio quality, with $3.4bn of Q3 originations, an average FICO of 754, 95% cosigned loans, and improving trust data DQs and graduate employment trends. Its dominant private student loan franchise, rising graduate originations from Plus program changes, and attractive valuation relative to historical levels support a favorable fundamental outlook.

Bears say

SLM is facing a deteriorating credit profile, as 3Q showed a $0.19 per-share loss versus the $0.13 estimate and management raised 2026 net charge-off guidance to $400 million-$420 million from $365 million-$385 million. The weakness was driven by elevated provisions, limited success in moving borrowers from the paused recovery channel into payment plans or modifications, and 30+ day delinquencies rising to 4.2% from 3.7% in Q2. Sentiment is further pressured by an unattractive loan-sale pricing environment that blocked expected gains and reserve releases, while expenses ran near the high end and the efficiency ratio worsened to 48.6%.

SLM (SLM) has been analyzed by 8 analysts, with a consensus rating of Hold. 13% of analysts recommend a Strong Buy, 38% recommend Buy, 38% suggest Holding, 13% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SLM and is not a guaranteed prediction by Public.com or investment advice.

SLM (SLM) Analyst Forecast & Price Prediction

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FAQs About SLM (SLM) Forecast

Analysts have given SLM (SLM) a Hold based on their latest research and market trends.

According to 8 analysts, SLM (SLM) has a Hold consensus rating as of Oct 30, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $24.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $24.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SLM (SLM)

Volume: 3.79M

SLM (SLM) Analyst Forecast & Price Prediction

Get the latest SLM (SLM) stock forecast, including analyst ratings and price predictions, with real-time AI-powered fundamental data and custom analysis

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