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SBCF
Volume: 661.72K

SBCF Stock Forecast & Price Target

SBCF Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Seacoast Banking Corp of Florida has demonstrated a notable improvement in its core net interest margin (NIM), which expanded 5 basis points quarter-over-quarter to 3.29%, surpassing prior expectations. This enhancement in NIM is reflective of the company's effective management strategies and increased levels of fair value accretion. Consequently, the firm's profitability outlook has strengthened, with the return on assets (ROA) forecast for 2026 rising significantly to approximately 1.30%, up from 1.10%.

Bears say

Seacoast Banking has experienced a concerning decline in deposits, falling by 2% quarter-over-quarter during a seasonally challenging period, which has resulted in a loan-to-deposit ratio that now stands at 85%. Additionally, there are significant integration risks associated with the recent acquisitions of Heartland and Villages, alongside the possibility of loan growth not meeting expectations, which could adversely impact net interest margin (NIM) and net interest income (NII) forecasts. Furthermore, while Seacoast Banking maintains strong capital levels, increased credit costs emerging in the broader industry may present further headwinds that could affect the company's financial performance.

SBCF has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Seacoast Banking Corporation of Florida and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Seacoast Banking Corporation of Florida (SBCF) Forecast

Analysts have given SBCF a Buy based on their latest research and market trends.

According to 3 analysts, SBCF has a Buy consensus rating as of Jan 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $31, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $31, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Seacoast Banking Corporation of Florida (SBCF)

Volume: 661.72K

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