
SBCF Stock Forecast & Price Target
SBCF Analyst Ratings
Bulls say
Seacoast Banking has demonstrated a positive trend in its core net interest margin (NIM), expanding by 5 basis points quarter-over-quarter to reach 3.29%, which exceeded prior expectations. Furthermore, the reported NIM increased by 10 basis points, supported by slightly higher levels of fair value accretion. These developments have positively influenced the company's profitability outlook, with return on assets (ROA) projections for 2026 rising from approximately 1.10% to around 1.30%.
Bears say
Seacoast Banking has experienced a 2% decline in deposits quarter-over-quarter during a typically weaker season, resulting in a loan-to-deposit ratio of 85%, which may indicate liquidity challenges. The company faces integration risks from its recent acquisitions that could hinder operational efficiency and impact future performance. Additionally, the possibility of underwhelming loan growth poses a risk to the firm's net interest margin (NIM) and net interest income (NII), potentially affecting its financial stability in a competitive environment.
This aggregate rating is based on analysts' research of Seacoast Banking Corporation of Florida and is not a guaranteed prediction by Public.com or investment advice.
SBCF Analyst Forecast & Price Prediction
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