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SBCF
Volume: 194.76K
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SBCF Stock Forecast & Price Target

SBCF Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Seacoast Banking Corp of Florida has demonstrated strong trends in net interest margin (NIM), with core NIM expanding by 5 basis points quarter-over-quarter to reach 3.29%, exceeding prior expectations. Additionally, the company’s reported NIM saw an increase of 10 basis points, driven in part by higher levels of fair value accretion. This positive performance in margin metrics has led to an upward revision in the company's profitability forecast, projecting a return on assets (ROA) of approximately 1.30% by 2026, an increase from the previously estimated 1.10%.

Bears say

Seacoast Banking has experienced a 2% decline in deposits quarter-over-quarter, indicating potential challenges in customer retention and cash flow, particularly in a seasonally weaker period. Furthermore, the company's loan-to-deposit (L/D) ratio has shifted to 85%, suggesting a tighter liquidity situation that could impact lending capabilities and overall growth. Additionally, various risk factors, including integration challenges from recent acquisitions and the possibility of loan growth falling short of expectations, may further exacerbate pressure on the bank's net interest margin (NIM) and net interest income (NII).

SBCF has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Seacoast Banking Corporation of Florida and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Seacoast Banking Corporation of Florida (SBCF) Forecast

Analysts have given SBCF a Buy based on their latest research and market trends.

According to 3 analysts, SBCF has a Buy consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $31, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $31, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Seacoast Banking Corporation of Florida (SBCF)

Volume: 194.76K

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