RPAY Stock Forecast & Price Target

Repay Holdings Corp's Consumer Payments segment demonstrated a positive trajectory by achieving a 4% year-over-year revenue increase to $71.7 million, representing 86% of total revenue for the period. This growth is further supported by the expectation of enhanced performance in 2026, driven by the anniversary of prior customer losses and anticipated increases in political media spending, particularly benefiting the Business Payments segment. Moreover, the substantial 59% year-over-year growth in Repay's accounts payable supplier network, which expanded to approximately 524, signifies a robust foundation that should facilitate future revenue growth through increased electronic payment adoption among its customers.

Repay Holdings Corp reported a decline in adjusted EBITDA of 11% year-over-year, totaling $31.2 million, which fell short of both internal forecasts and consensus estimates. Despite a slight revenue increase of 2% in the third quarter to $77.7 million, the mixed results reveal underlying financial pressures that could hinder growth. Additionally, elevated financial leverage and a lack of investor interest in payments companies, particularly those that underwent SPAC mergers, contribute to a projected slowdown in revenue growth for 2025.