RPAY Stock Forecast & Price Target

Repay Holdings Corp demonstrated a positive trend in its financial performance, with the Consumer Payments segment revenue increasing by 4% year-over-year to $71.7 million, contributing to 86% of the company’s total revenue during the quarter. The expectation of improved growth in 2026 is supported by factors such as the anniversary of prior customer losses and increased political media spending in the Business Payments segment, which is anticipated to enhance revenue. Additionally, the company's accounts payable supplier network expanded significantly by 59% year-over-year, reflecting robust growth potential and an increased capacity to capture market share in the payment processing sector.

Repay Holdings Corp's adjusted EBITDA fell by 11% year-over-year to $31.2 million, missing both internal forecasts and consensus estimates. Although revenue for the third quarter reached $77.7 million, reflecting a slight year-over-year decline of 2%, the overall performance has been adversely impacted by broader market trends affecting high-leverage companies, particularly those that have gone public via SPAC mergers. Additionally, investor sentiment in the Payments sector remains cautious, leading to expectations of lower growth in total revenue for 2025.