RPAY Stock Forecast & Price Target

Repay Holdings Corp reported a 4% year-over-year increase in revenue from its Consumer Payments segment, which constitutes 86% of its total revenue at $71.7 million, indicating a steady demand for its integrated payment processing solutions. The company anticipates enhanced growth in 2026, driven by the expiration of customer losses and an uptick in political media spending that will benefit its Business Payments segment. Furthermore, the 59% year-over-year growth in Repay's accounts payable supplier network to approximately 524 underscores the company's robust expansion and increasing adoption of electronic payment solutions among its clientele, positioning it for continued revenue growth.

Repay Holdings Corp. has experienced a notable decline with its adjusted EBITDA falling 11% year-over-year to $31.2 million, which points to weakening profitability despite slightly better-than-expected revenue figures. Revenue for the third quarter decreased 2% year-over-year to $77.7 million, indicating potential challenges in sustaining top-line growth within a competitive payments landscape. Additionally, ongoing investor skepticism regarding companies with high financial leverage, particularly those that entered the market via SPAC mergers, creates a negative sentiment around Repay's future growth prospects, leading to expectations of lower overall revenue growth in 2025.