
Root (ROOT) Stock Forecast & Price Target
Root (ROOT) Analyst Ratings
Bulls say
Root Inc reported a gross written premium of $346 million, representing a year-over-year increase of 12%, highlighting strong growth despite slightly missing internal and consensus estimates. The company’s policy in force (PIF) count also rose to 455,000, marking a 12% year-over-year growth and 0.4% sequential increase, indicating a solid customer acquisition trajectory. Furthermore, Root's strategic focus on telematics, segmentation, and channel diversification is expected to drive continued profitable growth through the current auto cycle and beyond, reinforcing a positive outlook for its financial performance.
Bears say
Root Inc's operating cash flow of $52 million in 2Q25, while positive for the eighth consecutive quarter, reflects a year-over-year decline from $63 million in the previous year, indicating potential challenges in maintaining cash generation. Additionally, the company's unencumbered capital has decreased by $33 million to $314 million in the same quarter, raising concerns about financial flexibility and liquidity. These factors suggest a negative trajectory for Root's financial health, particularly in light of the sensitivity of earnings per share (EPS) estimates to fluctuations in underlying performance.
This aggregate rating is based on analysts' research of Root and is not a guaranteed prediction by Public.com or investment advice.
Root (ROOT) Analyst Forecast & Price Prediction
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