
Root (ROOT) Stock Forecast & Price Target
Root (ROOT) Analyst Ratings
Bulls say
Root Inc reported a gross written premium of $346 million, reflecting a 12% year-over-year increase, signaling strong market demand for its auto insurance products despite slightly missing consensus expectations. The company also achieved a policy in force (PIF) count of 455,000, which is 12% higher than the previous year and shows modest sequential growth, indicating ongoing customer acquisition and retention efforts. As Root Inc continues to enhance its telematics capabilities and diversify its distribution channels, these factors are expected to drive future profitability and growth in a competitive auto insurance landscape.
Bears say
Root Inc's operating cash flow of $52 million for the second quarter of 2025 represents a decline from $63 million in the same period the previous year, which raises concerns about the company's cash generation capabilities. Additionally, the company's unencumbered capital decreased by $33 million during the quarter, falling to $314 million, indicating a potential decline in financial flexibility and risk management. These financial metrics combined suggest challenges in sustaining growth and profitability, contributing to a negative outlook on Root's stock.
This aggregate rating is based on analysts' research of Root and is not a guaranteed prediction by Public.com or investment advice.
Root (ROOT) Analyst Forecast & Price Prediction
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