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ROOT
Volume: 376.01K
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Root (ROOT) Stock Forecast & Price Target

Root (ROOT) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 17%
Buy 33%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Root Inc. reported a gross written premium of $346 million, reflecting a 12% year-over-year increase, underscoring the company's capability to grow in the direct-to-consumer automobile insurance market. The company also achieved a policy in force (PIF) count of 455,000, which is a 12% increase compared to the previous year, indicating sustained customer acquisition efforts despite slightly missing consensus expectations. The potential for continued profitable growth is emphasized by Root's focus on telematics, segmentation strategies, and channel diversification, which are anticipated to drive future performance in the current auto cycle.

Bears say

Root Inc's operating cash flow has shown consistent positivity for eight consecutive quarters; however, it declined year-over-year, falling from $63 million in the second quarter of 2024 to $52 million in the second quarter of 2025. Additionally, the company's unencumbered capital decreased by $33 million during the quarter, bringing the total to $314 million as of the second quarter of 2025, indicating a reduction in cash reserves. This combination of declining operating cash flow and decreasing capital reserves raises concerns about Root Inc's financial stability and growth potential, contributing to a negative outlook on the stock.

Root (ROOT) has been analyzed by 6 analysts, with a consensus rating of Buy. 17% of analysts recommend a Strong Buy, 33% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Root and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Root (ROOT) Forecast

Analysts have given Root (ROOT) a Buy based on their latest research and market trends.

According to 6 analysts, Root (ROOT) has a Buy consensus rating as of Oct 14, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $118.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $118.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Root (ROOT)

Volume: 376.01K

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