
Root (ROOT) Stock Forecast & Price Target
Root (ROOT) Analyst Ratings
Bulls say
Root Inc. demonstrated a year-over-year increase in gross written premiums, reaching $346 million, representing a growth of 12%, indicating a solid upward trend in its revenue despite falling slightly short of expectations. The company's policy in force (PIF) count also rose to 455,000, which is an increase of 12% year-over-year and 0.4% quarter-over-quarter, reflecting the company's ability to attract and retain customers in a competitive market. Analysts believe that Root's focus on telematics, segmentation, and channel diversification will be critical in sustaining profitable growth during the current auto insurance market cycle and beyond.
Bears say
Root Inc.'s operating cash flow has shown a positive trend, marking its eighth consecutive quarter; however, it declined year-over-year from $63 million to $52 million in the second quarter of 2024. Additionally, the company's unencumbered capital decreased by $33 million, bringing the total to $314 million as of the second quarter of 2025, indicating potential liquidity concerns. This combination of declining cash flow and reduced capital reserves raises flags about the company's financial stability and growth potential.
This aggregate rating is based on analysts' research of Root and is not a guaranteed prediction by Public.com or investment advice.
Root (ROOT) Analyst Forecast & Price Prediction
Start investing in Root (ROOT)
Order type
Buy in
Order amount
Est. shares
0 shares