
Regional Management (RM) Stock Forecast & Price Target
Regional Management (RM) Analyst Ratings
Bulls say
Regional Management Corp has expanded its footprint by opening 15 new branches since September 2024, including 10 in new states, which could enhance customer accessibility and drive revenue growth. The company has experienced improvements in roll rates across delinquency buckets, suggesting a positive trend in loan performance that may lead to a lower net charge-off (NCO) rate in upcoming quarters. Additionally, management's decision to tighten underwriting standards in late 2022 and 2023 positions the company favorably to mitigate potential adverse impacts in a challenging economic environment.
Bears say
Regional Management Corp reported a weaker-than-expected net income guidance for the second quarter, raising concerns about the company's ability to achieve meaningful full-year earnings growth. Additionally, the expectation of over 10% portfolio growth amid potentially worsening economic conditions could lead to increased stress on the portfolio, which concerns analysts regarding the company's future performance. Furthermore, the recent adjustments to earnings per share estimates indicate that higher expenses will likely impact profitability for 2025 and 2026, contributing to the negative outlook on the stock.
This aggregate rating is based on analysts' research of Regional Management and is not a guaranteed prediction by Public.com or investment advice.
Regional Management (RM) Analyst Forecast & Price Prediction
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