Revenue segments as reported by the company.

Interest income

Non-interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest expense

Provision for (benefit from) credit losses

Non-interest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Regions Financial

Regions Financial Corp. operates as a bank holding company. It provides traditional commercial, retail and mortgage banking services, as well as other financial services in the fields of investment banking, asset management, trust, mutual funds, securities brokerage, insurance and other financing. The firm operates through the following segments: Corporate Bank, Consumer Bank, Wealth Management, and Other. The Corporate Bank segment represents the commercial banking functions including commercial and industrial, commercial real estate and investor real estate lending. The Consumer Bank segment holds the branch network, including consumer banking products and services related to residential first mortgages, home equity lines and loans, small business loans, indirect loans, consumer credit cards and other consumer loans. The Wealth Management segment offers individuals, businesses, governmental institutions and non-profit entities a range of solutions to help protect, grow and transfer wealth. The Other segment includes the company's treasury function, the securities portfolio, wholesale funding activities, interest rate risk management activities and other corporate functions that are not related to a strategic business unit. The company was founded in 1971 and is headquartered in Birmingham, AL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Regions Financial reports robust earnings and growth opportunities in 2023

Regions Financial's Q4 2022 performance reflects strong earnings, loan growth, and a focus on enhancing revenue streams while managing expenses effectively.
Despite facing challenges such as declining noninterest income and potential deposit runoff, the company remains well-positioned with a robust capital base and growth opportunities.
Strategic investments, customer deposit growth, and a competitive focus on credit risk management highlight Regions Financial's resilience and potential for future growth.

Regions Financial reports solid Q1 earnings, eyes growth opportunities

Regions Financial's Q1 performance reflects growth in loans and net interest income, with stable asset quality and a focus on managing expenses.
The bank's strengths lie in customer-centric strategies, strong deposit franchise, and a focus on fundamental banking principles.
Challenges include increased noninterest expenses, lower loan pipelines, and expected declines in deposit service charges.
Opportunities for the bank include improved business outlook, loan growth, and adjustments to revenue guidance for future growth.

Regions Financial posts solid Q2 earnings amidst growth opportunities

Regions Financial's Q2 performance reflects a balanced mix of strengths and challenges, with a focus on capital strength and revenue diversification.
The bank's customer-centric initiatives and strategic acquisitions position it well for growth opportunities in a dynamic economic environment.
While managing expenses and navigating interest rate uncertainties, Regions Financial aims to leverage its strong capital position for sustainable growth and profitability.
Strategic focus on organic growth, talent acquisition, and technology optimization underscore the bank's commitment to long-term success and resilience.

Regions Financial reports resilient earnings amidst fraud challenges and growth opportunities

Regions Financial navigated Q3 2023 with solid earnings despite elevated fraud losses, focusing on capital strength and growth opportunities.
Challenges include increased net charge-offs and concerns over risk management practices, countered by opportunities for improved performance and revenue growth.
Management's confidence in the company's resilience and ability to adapt to market changes underpins their strategic outlook and commitment to shareholder value.
Analysts' inquiries into financial outlook and risk management highlight the company's proactive approach to addressing concerns and optimizing performance.

Regions Financial reports solid 2023 earnings, eyes growth opportunities

Regions Financial's strong financial performance in 2023, supported by robust risk management and strategic investments, positions the company well for growth and stability in 2024.
While facing challenges such as soft loan demand and regulatory uncertainties, the company's focus on cost control, technology investments, and risk mitigation strategies presents opportunities for future success.
With a clear focus on maintaining capital strength, managing expenses, and adapting to market dynamics, Regions Financial aims to navigate economic uncertainties and drive positive operating leverage in the coming years.

Regions Financial reports solid Q1 earnings amidst industry-specific challenges

Regions Financial's Q1 performance showed resilience with stable asset quality and improved noninterest income. Challenges include loan decrease and industry-specific stresses. Opportunities lie in achieving NIM targets and managing funding costs for sustained margins.

Regions Financial posts robust Q2 earnings, eyes efficiency and growth

Regions Financial delivered strong Q2 results with a focus on cost management, asset quality, and profitability improvement.
Strategic initiatives to enhance efficiency, manage expenses, and optimize margins position the company for sustainable growth.
Challenges include credit risk management, interest rate environment, and achieving targeted financial ratios amidst market uncertainties.
Opportunities lie in leveraging positive operating leverage, growing noninterest income, and optimizing funding costs for enhanced profitability.

Regions Financial posts strong Q3 earnings amidst economic uncertainty

Regions Financial's Q3 performance reflects solid earnings growth, though challenges like cautious corporate spending and rising credit risk persist.
The company's strengths lie in customer-centric strategies, community support, and a strong capital position, while opportunities exist in enhancing customer relationships and pursuing growth initiatives.
To maintain positive momentum, Regions Financial must address challenges like economic uncertainty and evolving deposit costs while leveraging opportunities for customer engagement and strategic investments.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Regions Financial remains one of the most profitable regional banks with 13.17% ROE. Office CRE exposure remains relatively low at 1.5% of total loans. Falling interest rates to reduce balance sheet risks and impact minimally NII in 2024.

Regions Financial: Strong Profitability With Limited Exposure To CRE

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced John Jordan has joined its Consumer Banking Group as head of Retail.

Regions Financial Announces John Jordan to Serve as Head of Retail

Regions Financial (RF) benefits from consistent growth in loan balances and strategic buyouts. However, rising expenses and lack of loan portfolio diversification are major headwinds.

Regions Financial (RF) Rides on Loan Growth, High Costs Ail

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced the company is scheduled to release its first quarter 2024 financial results on Friday, April 19.

Regions Financial to Announce First Quarter 2024 Financial Results on April 19, 2024

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10 Buyable DiviDogs From Barron's Top 100 Sustainable List

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JPMorgan (JPM), BofA (BAC), Fifth Third (FITB), Regions Financial (RF) and other banks covered under the proposed capital plan can take a breather as the Fed signals modifications to the plan.

Wall Street Rejoices as Regulators Agree to Modify Capital Plan

Regions Financial (RF) outlines the importance of managing its deposit costs to achieve its NII guidance for 2024.

Regions Financial (RF) to Manage Deposit Costs to Support NII

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. (NYSE:RF) on Wednesday announced former AutoZone President and CEO Bill Rhodes has been appointed to serve on the boards of Regions Financial Corp. and its subsidiary, Regions Bank. Rhodes' term on the Regions boards will begin March 1, 2024. An experienced corporate executive, Rhodes in January concluded a successful 18-year tenure as President and CEO of AutoZone, where he continues to serve as Executive Chairman. Rhodes has been with.

Bill Rhodes Appointed to the Regions Financial Corp. and Regions Bank Boards of Directors

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. (NYSE:RF) is scheduled to participate in the 2024 RBC Capital Markets Global Financial Institutions Conference on Wednesday, March 6, 2024. Regions executives will begin their presentation at approximately 11:20 a.m. ET on that date. Comments will be accessible via a live webcast on the Events and Presentations page within Regions' Investor Relations website at https://ir.regions.com. A replay will also be made available following the e.

Regions Financial Scheduled to Participate in 2024 RBC Capital Markets Global Financial Institutions Conference

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced the company is scheduled to participate in the upcoming Bank of America 2024 Financial Services Conference.

Regions Financial Scheduled to Participate in Bank of America 2024 Financial Services Conference

Increasing expenses and a decline in revenues compared with the prior-year quarter's level affect Regions Financial's (RF) Q4 earnings.

Regions Financial's (RF) Q4 Earnings Beat, Revenues Dip Y/Y

Regions Financial Corporation (RF) Q4 2023 Earnings Call Transcript

Regions Financial saw loan demand remain soft in the fourth quarter as customers continued to be cautious. Average and ending loans decreased “modestly” compared to the previous quarter, according to a presentation released Friday (Jan. 19) in conjunction with the bank's quarterly earnings call.

Regions Sees Soft Loan Demand Due to Cautious Customers

While the top- and bottom-line numbers for Regions Financial (RF) give a sense of how the business performed in the quarter ended December 2023, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Regions Financial (RF) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

Regions Financial (RF) came out with quarterly earnings of $0.52 per share, beating the Zacks Consensus Estimate of $0.48 per share. This compares to earnings of $0.67 per share a year ago.

Regions Financial (RF) Q4 Earnings and Revenues Beat Estimates

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Four U.S. banks warned of lower interest income for this year on Friday, capping a week of dour commentary from the industry that has been under pressure from high deposit costs.

US banks warn costly deposits to weaken interest income in 2024

Regions Financial Corp has reported a decline in fourth-quarter earnings as it generated less interest income and faced a number of additional charges. The Birmingham, Alabama-based lender reported a 2% decline in revenue to $1.81 billion for the three months to December 31, 2023, narrowly beating the $1.8 billion consensus of analysts polled by Zacks Investment Research.

Regions Financial reports decline in 4Q earnings on lower interest income, additional charges

Regions Financial (RF) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Is a Surprise Coming for Regions Financial (RF) This Earnings Season?

Get a deeper insight into the potential performance of Regions Financial (RF) for the quarter ended December 2023 by going beyond Wall Street's top -and-bottom-line estimates and examining the estimates for some of its key metrics.

Countdown to Regions Financial (RF) Q4 Earnings: A Look at Estimates Beyond Revenue and EPS

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BIRMINGHAM, Ala.--(BUSINESS WIRE)--The Regions Financial Corp. Board of Directors declared a cash dividend on Series C Preferred Stock.

Regions Financial Corporation Declares Series C Preferred Stock Dividend

Declining NII, and a rise in expenses and reserves are likely to have affected Regions Financial's (RF) Q4 performance. Average interest-earning asset growth is likely to have supported financials.

What's in Store for Regions Financial's (RF) Q4 Earnings?

Regions Financial's (RF) NII growth will be supported by loan growth and high rates. Yet, escalating expenses and pressure on mortgage income remain woes.

Loan Growth Aids Regions Financial (RF) Despite Cost Hike

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced the company is scheduled to release its fourth quarter and full-year 2023 results on Friday, Jan. 19, 2024.

Regions Financial to Announce Fourth Quarter and Full-Year 2023 Financial Results on Jan. 19, 2024

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News for Regions Financial Stock (RF)