
RBB Bancorp (RBB) Stock Forecast & Price Target
RBB Bancorp (RBB) Analyst Ratings
Bulls say
RBB Bancorp has demonstrated solid financial performance with a 5.8% quarter-over-quarter expansion in net interest income (NII) and an 8 basis points increase in net interest margin (NIM) to 2.76%. The bank successfully reduced deposit costs, contributing to a 2.2% sequential growth in average noninterest-bearing deposits, while core profitability is expected to improve as the institution navigates current challenges. Analysts project a return to positive earnings per share (EPS) growth beginning in 2025 and accelerating in 2026, supported by RBB's strong capital position with a Common Equity Tier 1 (CET1) ratio of 17.9%.
Bears say
RBB Bancorp has experienced a decline in loan balances by 5% over the last quarter, contributing to a lowered forecast for net interest income (NII) and core earnings power, which remains around 50 basis points below the small and mid-cap median for 2026. The elevated level of non-performing assets (NPAs) presents a continuing concern, as it is likely to weigh on the stock's performance until the company's credit quality improves. Additionally, risks such as increased credit costs, reduced loan demand, and potential margin pressure further hinder the outlook for the company's financial stability and growth.
This aggregate rating is based on analysts' research of RBB Bancorp and is not a guaranteed prediction by Public.com or investment advice.
RBB Bancorp (RBB) Analyst Forecast & Price Prediction
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