
RBB Bancorp (RBB) Stock Forecast & Price Target
RBB Bancorp (RBB) Analyst Ratings
Bulls say
RBB Bancorp has demonstrated robust loan momentum with a 12% increase quarter-over-quarter, positively impacting its net interest income (NII) as margin expanded to 2.92%. Despite some concerns regarding elevated non-performing assets (NPAs), the bank's ability to maintain loan quality, with all NPAs still performing, is a positive indicator for future stability. Additionally, the recent improvement in deposit costs suggests potential for further enhancement in profitability, reinforcing a constructive financial outlook for the bank.
Bears say
RBB Bancorp's stock faces a negative outlook primarily due to its below-optimal profitability, reflected in its discounted tangible book value (0.8x TBV) compared to peers in the SMID group and the Asian American banking segment. Additionally, the bank has experienced an increase in non-performing loans, combined with a muted loan loss provision, which signals potential credit deterioration that could adversely impact earnings. The company's growth prospects are further threatened by slower loan and deposit growth, elevated operational expenses, and external macroeconomic factors that could pressure its net interest margin.
This aggregate rating is based on analysts' research of RBB Bancorp and is not a guaranteed prediction by Public.com or investment advice.
RBB Bancorp (RBB) Analyst Forecast & Price Prediction
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