
RBB Bancorp (RBB) Stock Forecast & Price Target
RBB Bancorp (RBB) Analyst Ratings
Bulls say
RBB Bancorp has exhibited strong loan growth momentum, recording a 12% increase in loans on a loan-to-average basis, which reflects robust demand for its banking products and services. Additionally, the bank's net interest margin (NIM) has increased by 4 basis points quarter-over-quarter to 2.92%, benefiting from a reduction in deposit costs, signaling improved profitability prospects. Despite elevated nonperforming assets (NPAs), the bank's ability to maintain consistent loan performance with a positive outlook for net interest income demonstrates its financial resilience and growth potential.
Bears say
RBB Bancorp's financial outlook appears negative due to several critical indicators, including a decline in net interest margin (NIM) to 3.82% and an increase in nonperforming loans (NCOs) to 0.83%, reflecting underlying issues with credit quality. Additionally, the bank is trading at a tangible book value (TBV) of 0.8x, which is substantially lower than both the overall SMID group and its Asian American peers, indicating concerns about profitability and elevated problem loans. The risks identified, such as potential credit deterioration, slower growth in loans and deposits, and margin pressures, further exacerbate the uncertainty surrounding the bank's financial performance.
This aggregate rating is based on analysts' research of RBB Bancorp and is not a guaranteed prediction by Public.com or investment advice.
RBB Bancorp (RBB) Analyst Forecast & Price Prediction
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