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PVBC
Volume: 15.33K
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Provident Bancorp (PVBC) Stock Forecast & Price Target

Provident Bancorp (PVBC) Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Provident Bancorp Inc exhibits a robust financial foundation characterized by a total capital ratio of over 15%, which signifies strong capitalization and financial stability. The company's deposit quality remains resilient, with demand deposit accounts (DDAs) constituting over 25% of total deposits, coupled with low charge-offs compared to reduced enterprise loans, reflecting prudent risk management. These factors, alongside the potential for share repurchases, create a favorable outlook for the company’s stock performance.

Bears say

Provident Bancorp Inc has experienced a significant decline in enterprise loans, which decreased by 15% quarter-over-quarter, contributing to an overall reduction in total loans from 23% to 20% quarter-over-quarter and from 30% year-over-year. Forecasts for the company's earnings per share (EPS) have been sharply reduced, with estimates for 2025 and 2026 lowered by 23% and 25% respectively, reflecting a shift from previous expectations. Additionally, the revised price target and anticipated takeout value suggest ongoing financial concerns, indicating that the bank may be viewed as a candidate for sale rather than a viable investment option.

Provident Bancorp (PVBC) has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Provident Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Provident Bancorp (PVBC) Forecast

Analysts have given Provident Bancorp (PVBC) a Hold based on their latest research and market trends.

According to 1 analysts, Provident Bancorp (PVBC) has a Hold consensus rating as of Nov 4, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $12.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $12.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Provident Bancorp (PVBC)

Volume: 15.33K

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