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PROV
Volume: 2.27K
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PROV Stock Forecast & Price Target

PROV Analyst Ratings

Based on 6 analyst ratings
Hold
Strong Buy 17%
Buy 17%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Provident Financial Holdings, Inc. has demonstrated a favorable financial trajectory, highlighted by an increase in net interest margin to 2.91%, reflecting a stronger earning asset yield driven by rising average loan yields. The company has also seen a significant uptick in loan originations, rising to $36.4 million from $28.9 million the previous quarter, indicating robust demand and management's proactive approach to lending. Additionally, the bank's solid asset quality remains intact despite slight fluctuations in deposit balances, suggesting a stable foundation for continued growth in the competitive Inland Empire market.

Bears say

The outlook on Provident Financial Holdings Inc. is negatively impacted by a combination of economic downturn risks and a decline in asset quality performance, which could adversely affect the company's financial stability. The anticipated repricing of $124 million in loans will lower earning asset yields, contributing to reduced interest income, further exacerbated by the decline in total equity capital as indicated by the decreasing TCE ratio to 10.2%. Additionally, the company's quarterly earnings per share fell significantly short of both internal estimates and market consensus, leading to downward revisions in future earnings projections which heighten concerns about its financial performance.

PROV has been analyzed by 6 analysts, with a consensus rating of Hold. 17% of analysts recommend a Strong Buy, 17% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Provident Financial Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Provident Financial Holdings (PROV) Forecast

Analysts have given PROV a Hold based on their latest research and market trends.

According to 6 analysts, PROV has a Hold consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $18.36, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $18.36, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Provident Financial Holdings (PROV)

Volume: 2.27K

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