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PROV
Volume: 109
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PROV Stock Forecast & Price Target

PROV Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Provident Financial Holdings has demonstrated a positive outlook through a sequential expansion in its margin, which increased by 6 basis points to 3.00%, fueled by a rise in the average yield on earning assets. Management anticipates further margin growth into the December quarter and beyond, driven by a projected decrease in the average cost of funds in the current market environment. Additionally, the company's strategic focus on improving core profitability, maintaining expense discipline, and repurchasing shares at favorable valuations positions it for enhanced valuation support over time.

Bears say

Provident Financial Holdings, Inc. has experienced a sequential decline in total loans, with loan origination of $29.6 million slightly up from the previous quarter, contrasted by a significant decrease in principal repayments of 18%, totaling $34.5 million. The bank's conservative balance sheet structure and limited revenue diversification have resulted in profitability metrics that continue to lag behind peers, compounded by challenges in efficiency and muted revenue growth. There are additional concerns regarding external factors, such as volatility in the banking sector, potential asset quality deterioration, and sluggish loan growth, which collectively contribute to a negative outlook on the company's financial performance.

PROV has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Provident Financial Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Provident Financial Holdings (PROV) Forecast

Analysts have given PROV a Hold based on their latest research and market trends.

According to 1 analysts, PROV has a Hold consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $16, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $16, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Provident Financial Holdings (PROV)

Volume: 109

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