
PNFP Stock Forecast & Price Target
PNFP Analyst Ratings
Bulls say
Pinnacle Financial Partners Inc. is experiencing robust growth, evidenced by the recruitment of 161 new revenue producers in 2024, a significant increase from 107 in 2023, which positions the company for continued expansion. The company's net interest income (NII) increased by 3.4% quarter-over-quarter alongside a loan growth of 13.7% year-over-year, with projections for an 8% to 11% increase in loans for 2025, indicating a strong lending environment. Additionally, positive forecasts for operating earnings per share (EPS) have been raised to $7.55 for 2025 and $8.60 for 2026, reflecting an improved outlook on net charge-offs relative to provisions, further underpinning confidence in the company’s financial trajectory.
Bears say
Pinnacle Financial Partners Inc. faces significant risks stemming from its reliance on commercial loans, particularly within the real estate sector, which could amplify exposure to probable losses if market conditions deteriorate. Economic factors such as GDP fluctuations, rising unemployment, and declining real estate values pose substantial threats to the bank's growth and ability to minimize credit losses, which could adversely impact its earnings power. Additionally, challenges related to poor integration of acquisitions, potential regulatory delays, and cybersecurity vulnerabilities further contribute to a negative outlook on the company's financial stability and stock performance.
This aggregate rating is based on analysts' research of Pinnacle Financial Partners and is not a guaranteed prediction by Public.com or investment advice.
PNFP Analyst Forecast & Price Prediction
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