
Palomar (PLMR) Stock Forecast & Price Target
Palomar (PLMR) Analyst Ratings
Bulls say
Palomar Holdings Inc. is poised for a positive financial trajectory, supported by anticipated improvements in core loss ratios across the property and casualty insurance sector, projected for 2025. The company is expected to benefit from a combination of higher net-to-gross earned premium ratios and lower core loss ratios, which are crucial for its profitability. Additionally, earnings per share forecasts have been raised for 2025, 2026, and 2027, signaling confidence in the company’s ability to drive profitable growth despite challenges related to premium and investment income fluctuations.
Bears say
Palomar Holdings Inc has recently experienced a significant decline in its stock performance, underperforming both the S&P 500 and the KBW Insurance Index primarily due to slowing growth in earthquake gross written premiums (GWP) and an unexpectedly high core loss ratio in the second quarter of 2025. The company faces substantial risks, including potential decreases in reinsurance availability and pricing, as well as the threat of competition from more sophisticated carriers. Additionally, Palomar's reliance on ceding 70% of its crop business's premiums and losses results in a lower net-to-gross ratio for this line, further compounding its financial challenges.
This aggregate rating is based on analysts' research of Palomar and is not a guaranteed prediction by Public.com or investment advice.
Palomar (PLMR) Analyst Forecast & Price Prediction
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