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PLBC
Volume: 9.25K
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Plumas Bancorp (PLBC) Stock Forecast & Price Target

Plumas Bancorp (PLBC) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Plumas Bancorp exhibits a positive outlook supported by a robust increase in its reserves, with the allowance for loan and lease losses (ACL) rising to 1.40%, despite recording zero net charge-offs, indicating sound credit quality and prudent risk management. Additionally, the projected increase in net interest expense (NIE) to $13.8 million in the third quarter reflects expected growth driven by recent acquisitions, such as that of CRSB, which is anticipated to strengthen the bank’s overall financial position. Furthermore, the bank is modeling a 2% loan growth in the second half of 2025, underscoring confidence in its organic growth and potential for future mergers and acquisitions.

Bears say

Plumas Bancorp has experienced a concerning decline in key financial metrics, including a drop in core net interest expense (NIE) by 3.4% quarter over quarter (LQ) to $10.5 million, influenced by seasonally lower compensation. Additionally, the bank's net interest margin (NIM) diminished by 12 basis points to 4.83%, largely due to rising deposit costs and lower loan yields, with projections indicating a further decrease in NIM to 4.79% in the upcoming quarter. The bank's non-performing loan (NPL) coverage ratio has significantly decreased to 104% from 361%, suggesting potential challenges in loan performance and increased provisioning concerns moving forward.

Plumas Bancorp (PLBC) has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Plumas Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Plumas Bancorp (PLBC) Forecast

Analysts have given Plumas Bancorp (PLBC) a Buy based on their latest research and market trends.

According to 3 analysts, Plumas Bancorp (PLBC) has a Buy consensus rating as of Nov 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $57, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $57, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Plumas Bancorp (PLBC)

Volume: 9.25K

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