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PLBC
Volume: 14.26K
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Plumas Bancorp (PLBC) Stock Forecast & Price Target

Plumas Bancorp (PLBC) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Plumas Bancorp has shown robust growth in public deposits, particularly in its money market products, which currently yield approximately 4.2% and reprice monthly, indicating strong demand and competitive positioning. The bank's loan production, particularly its SBA loans yielding between high-7% to low-8%, along with commercial real estate loans pricing at low-6%, suggests a healthy interest margin that could support revenue growth. Furthermore, the anticipated cost savings of around 25% from the CRSB acquisition, with half expected to be realized in 2025, along with strong overall credit quality, reinforces Plumas's positive financial outlook.

Bears say

Plumas Bancorp faces significant challenges that contribute to a negative outlook, primarily driven by potential economic slowdowns which could increase non-performing assets (NPAs) and net charge-offs (NCOs), thereby undermining net income and profitability. The bank's concentration in commercial real estate (CRE) lending, coupled with exposure to agricultural and indirect auto loans, exposes it to risks associated with interest rate fluctuations and commodity price volatility, impacting credit performance. Additionally, heightened competition in the banking sector and uncertainties regarding regulatory changes further complicate Plumas's ability to achieve sustainable loan and deposit growth.

Plumas Bancorp (PLBC) has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Plumas Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Plumas Bancorp (PLBC) Forecast

Analysts have given Plumas Bancorp (PLBC) a Buy based on their latest research and market trends.

According to 3 analysts, Plumas Bancorp (PLBC) has a Buy consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $56.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $56.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Plumas Bancorp (PLBC)

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