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PGY
Volume: 2.28M
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PGY Stock Forecast & Price Target

PGY Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 44%
Buy 33%
Hold 22%
Sell 0%
Strong Sell 0%

Bulls say

Pagaya Technologies Ltd demonstrated a substantial improvement in its conversion rate of applications to underwritten loans, achieving 23.9% in 2Q25, up from 15.2% in the previous year, which management attributes to advancements in its AI-driven credit decisioning engine. The company also reported a 30% year-over-year revenue growth for the same quarter, with management highlighting a strategic focus on sustainable credit performance over aggressive growth tactics. This balanced approach, combined with technological enhancements, positions Pagaya favorably within the competitive lending marketplace.

Bears say

Pagaya Technologies Ltd. has faced significant pressure on its stock price following a sell-side report that highlighted deteriorating credit performance at Upstart, indicating a concerning trend of increasing delinquencies in asset-backed securities. This report characterized the credit headwinds as part of a broader macroeconomic issue, suggesting that the challenges are not isolated to any single company but potentially affecting the entire lending marketplace. Given that a substantial portion of Pagaya's revenue is generated in the United States, the negative sentiment surrounding rising credit risks and delinquencies signifies a risk to the company’s financial stability and outlook.

PGY has been analyzed by 9 analysts, with a consensus rating of Buy. 44% of analysts recommend a Strong Buy, 33% recommend Buy, 22% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Pagaya Technologies Ltd and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Pagaya Technologies Ltd (PGY) Forecast

Analysts have given PGY a Buy based on their latest research and market trends.

According to 9 analysts, PGY has a Buy consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $35.11, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $35.11, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Pagaya Technologies Ltd (PGY)

Volume: 2.28M

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