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PGY
Volume: 1.1M
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PGY Stock Forecast & Price Target

PGY Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 44%
Buy 33%
Hold 22%
Sell 0%
Strong Sell 0%

Bulls say

Pagaya Technologies Ltd demonstrated a significant improvement in its loan conversion rate, achieving 23.9% in 2Q25 compared to 15.2% in the same quarter of the previous year, which management attributes to advancements in its AI-driven credit decisioning engine. The company reported a year-over-year revenue growth of 30% in 2Q25, indicating a strong upward trajectory, albeit at a more measured pace compared to industry peers focusing on aggressive growth strategies. This strategic emphasis on maintaining credit performance while delivering a positive customer experience positions Pagaya favorably within the lending marketplace.

Bears say

Pagaya Technologies Ltd. is currently facing a negative outlook primarily due to the sell-off of shares in response to a report highlighting deteriorating credit performance at a peer company, Upstart. The report pointed out rising delinquencies within Upstart's asset-backed securities pools, indicating a broader macro trend affecting the credit environment, which raises concerns about similar issues potentially impacting Pagaya’s operations. Additionally, the industry-wide caution associated with increasing delinquencies and a strategy to approve more borrowers further compounds the risks surrounding Pagaya's future performance.

PGY has been analyzed by 9 analysts, with a consensus rating of Buy. 44% of analysts recommend a Strong Buy, 33% recommend Buy, 22% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Pagaya Technologies Ltd and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Pagaya Technologies Ltd (PGY) Forecast

Analysts have given PGY a Buy based on their latest research and market trends.

According to 9 analysts, PGY has a Buy consensus rating as of Dec 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $35.11, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $35.11, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Pagaya Technologies Ltd (PGY)

Volume: 1.1M

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