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PGY
Volume: 2.89M
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PGY Stock Forecast & Price Target

PGY Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 44%
Buy 33%
Hold 22%
Sell 0%
Strong Sell 0%

Bulls say

Pagaya Technologies Ltd demonstrated a significant improvement in operational efficiency, with its conversion rate of applications to underwritten loans rising to 23.9% in 2Q25, up from 15.2% the previous year, highlighting the effectiveness of its advanced AI-driven credit decisioning engine. The company achieved a year-over-year revenue growth of 30% in 2Q25, reflecting a steady and measured approach to scaling its operations without compromising credit performance. Although this growth rate was lower than that of competitors, Pagaya’s strategy is intentionally designed to prioritize sustainable credit quality over aggressive expansion.

Bears say

Pagaya Technologies Ltd. has experienced a sell-off in its stock price due to negative market sentiment triggered by a sell-side report highlighting deteriorating credit performance at Upstart, a competitor. The report noted rising delinquencies in Upstart's asset-backed securities, indicating broader credit headwinds affecting the financial technology sector, not just isolated to one company. This raises concerns about Pagaya's exposure to potential increased delinquencies and risks associated with its credit approval strategies, warranting a cautious outlook on its financial stability.

PGY has been analyzed by 9 analysts, with a consensus rating of Buy. 44% of analysts recommend a Strong Buy, 33% recommend Buy, 22% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Pagaya Technologies Ltd and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Pagaya Technologies Ltd (PGY) Forecast

Analysts have given PGY a Buy based on their latest research and market trends.

According to 9 analysts, PGY has a Buy consensus rating as of Nov 4, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $34.78, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $34.78, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Pagaya Technologies Ltd (PGY)

Volume: 2.89M

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