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PFSI
Volume: 85.96K
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PFSI Stock Forecast & Price Target

PFSI Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 17%
Buy 50%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

PennyMac Financial Services Inc has demonstrated a solid performance in gain on sale margins, which increased by 26 basis points to 0.84%, surpassing prior estimates and contributing positively to production earnings. The company's shares have appreciated roughly 10% since the end of the second quarter and are currently valued at 1.4 times the second quarter's book value, indicating strong investor confidence. Additionally, the outlook for the fourth quarter is promising, with projected improvements in loan origination volumes across correspondent acquisitions, broker originations, and consumer originations compared to the previous quarter.

Bears say

PennyMac Financial Services has experienced a 4% quarter-over-quarter decline in origination volumes, totaling $36.5 billion, which fell short of expectations, indicating potential challenges in maintaining revenue growth. Key risks to the company's performance include a reduction in origination volumes and gain-on-sale margins, along with potential increases in delinquencies and operational costs, which could adversely impact return on equity. Additionally, a significant decline in interest rates could lead to negative marks on mortgage servicing rights and accelerated prepayments, further complicating the company’s ability to achieve its financial targets.

PFSI has been analyzed by 6 analysts, with a consensus rating of Buy. 17% of analysts recommend a Strong Buy, 50% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of PennyMac Financial Services and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About PennyMac Financial Services (PFSI) Forecast

Analysts have given PFSI a Buy based on their latest research and market trends.

According to 6 analysts, PFSI has a Buy consensus rating as of Nov 4, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $138.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $138.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

PennyMac Financial Services (PFSI)

Volume: 85.96K

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