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PFSI
Volume: 578.53K
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PFSI Stock Forecast & Price Target

PFSI Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 17%
Buy 50%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

PennyMac Financial Services Inc. has demonstrated significant improvement in its gain on sale margins, which increased by 26 basis points to 0.84%, exceeding expectations and contributing to robust production pre-tax earnings. The company is experiencing positive momentum in origination volumes, with a projected increase in correspondent acquisitions and consumer originations for 4Q25, suggesting a favorable trend in its production segment. Additionally, the stock's performance reflects confidence in the company's fundamentals, trading at 1.4 times its 2Q book value, indicative of a solid market outlook.

Bears say

PennyMac Financial Services Inc. reported a 4% quarter-over-quarter decrease in origination volumes to $36.5 billion, falling short of estimates, which raises concerns about the firm's ability to sustain profitability in a challenging market. Key risks, including potential reductions in origination volumes, inability to effectively manage costs, and rising delinquency rates, could adversely impact operational expenses and financing costs. Additionally, a significant decline in interest rates could lead to negative marks on mortgage servicing rights and accelerated prepayments, further complicating the company's financial outlook.

PFSI has been analyzed by 6 analysts, with a consensus rating of Buy. 17% of analysts recommend a Strong Buy, 50% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of PennyMac Financial Services and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About PennyMac Financial Services (PFSI) Forecast

Analysts have given PFSI a Buy based on their latest research and market trends.

According to 6 analysts, PFSI has a Buy consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $138.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $138.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

PennyMac Financial Services (PFSI)

Volume: 578.53K

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