
PFS Stock Forecast & Price Target
PFS Analyst Ratings
Bulls say
Provident Finl Servs is expected to benefit from its management of the CRE concentration ratio, which should continue to diversify its loan portfolio. Additionally, its minimal exposure to office properties will help mitigate potential risks in that market. Furthermore, the company's targets for fee income and efficiency ratio are achievable, and its net interest margin is expected to remain relatively stable. These factors, along with the potential for noninterest income growth, may lead to a narrowing of the valuation gap with its peers.
Bears say
Provident Finl Servs is a solid and stable company, but our outlook is negative based on several factors. These include the capital constraints on growth, stagnant EPS growth and flat NIM in 2026, and a lack of catalysts to push the valuation above peers. With fees accounting for over 13% of total revenue, our price target of $25 represents just 8% upside to current prices. Additionally, Provident currently trades at a premium to its historical multiples, suggesting that its current valuation may not be sustainable.
This aggregate rating is based on analysts' research of Provident Financial Services and is not a guaranteed prediction by Public.com or investment advice.
PFS Analyst Forecast & Price Prediction
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