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PFBC
Volume: 15.41K
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Preferred Bank (PFBC) Stock Forecast & Price Target

Preferred Bank (PFBC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Preferred Bank has demonstrated strong financial performance, highlighted by a notable increase in net interest income (NII) driven by a 7 basis point expansion in net interest margin (NIM) to 3.92%, as well as a significant 10.0% growth in end-of-period (EOP) deposits. The bank has also seen its earnings per share (EPS) estimates for 2025 and 2026 revised upward, reflecting robust balance sheet growth and improved cost control measures. Additionally, EOP loans experienced a 9.2% annualized increase, outperforming the previous quarter's growth metrics and indicating solid demand across key lending segments such as commercial and industrial (C&I) loans.

Bears say

Preferred Bank is facing a negative outlook primarily due to deteriorating asset quality and a competitive market that is exerting pressure on loan and deposit pricing, which adversely affects its net interest margin. The bank has reported sluggish loan demand, contributing to balance sheet contraction and a less profitable earning asset mix, with an ACL decline to 1.27% and a significant drop in non-performing loans after a recent sale. Additionally, core net interest income has decreased, falling below guidance, which, combined with anticipated rate cuts, suggests ongoing challenges for profitability and growth.

Preferred Bank (PFBC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Preferred Bank and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Preferred Bank (PFBC) Forecast

Analysts have given Preferred Bank (PFBC) a Hold based on their latest research and market trends.

According to 3 analysts, Preferred Bank (PFBC) has a Hold consensus rating as of Nov 4, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $104.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $104.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Preferred Bank (PFBC)

Volume: 15.41K

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