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PFBC
Volume: 62.1K
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Preferred Bank (PFBC) Stock Forecast & Price Target

Preferred Bank (PFBC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Preferred Bank demonstrates a positive outlook supported by significant growth in key financial metrics, including a 7.5% annualized increase in end-of-period loans primarily driven by commercial and industrial (C&I) lending, which surged by 37%. The bank's net interest margin (NIM) also saw an improvement, rising to 3.85% from an estimated 3.82%, contributing to an increase in net interest income (NII) to $67 million compared to the previous quarter's $62.8 million. Additionally, the upward revision of earnings per share (EPS) estimates for 2025 and 2026, now projected at $9.85 and $9.70 respectively, indicates a stronger balance sheet and enhanced profitability.

Bears say

The analysis indicates a negative outlook for Preferred Bank's stock due to several key financial concerns, including a deterioration in asset quality and a competitive market that adversely affects loan and deposit pricing, thereby compressing the net interest margin. Additionally, sluggish loan demand has led to ongoing balance sheet contraction and a less favorable earning asset mix, reflected in the decline of non-performing loans (NPLs) and core net interest expense (NIE), the latter being above guidance expectations due to an other real estate owned (OREO) writedown. Finally, a significant drop in tangible common equity (TCE) alongside modest growth in tangible book value (TBV) raises concerns regarding the bank's financial stability and future profitability prospects.

Preferred Bank (PFBC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Preferred Bank and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Preferred Bank (PFBC) Forecast

Analysts have given Preferred Bank (PFBC) a Hold based on their latest research and market trends.

According to 3 analysts, Preferred Bank (PFBC) has a Hold consensus rating as of Oct 14, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $103.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $103.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Preferred Bank (PFBC)

Volume: 62.1K

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