Bank OZK

Bank OZK engages in the provision of community banking services. The firm offers deposit services such as checking, savings, money market, time deposit, and individual retirement accounts. It also provides loan services including types of real estate, consumer, commercial, industrial, and agricultural loans. The company was founded in 1903 and is headquartered in Little Rock, AR.

Earnings data Q1 2021

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Bank OZK anticipates challenges from rising costs but eyes growth

Bank OZK faces challenges from rising costs and interest rates impacting deal flow, but maintains strengths in managing margins and deposit durations. Opportunities lie in strategic loan growth and disciplined capital deployment.
The bank's performance in 2023 will be influenced by expense management, reinvestment decisions, and progress in key portfolios. Overall, Bank OZK is positioned to navigate challenges and capitalize on growth prospects.
With a focus on prudent capital management and strategic growth initiatives, Bank OZK aims to sustain its performance amidst evolving market conditions and regulatory changes.

Bank OZK reports solid Q1 performance amidst margin challenges

Bank OZK's Q1 2023 performance reflected strength in lending and deposit growth, supported by a robust balance sheet and asset quality.
While facing challenges in margin compression and portfolio management, the bank's focus on risk management and capital strength positions it well.
Opportunities lie in navigating lending momentum, interest rate dynamics, and shareholder value enhancement through strategic initiatives.

Bank OZK maintains asset quality focus amidst economic caution

Bank OZK's Q2 2023 earnings call highlights steady performance, strong asset quality focus, and proactive credit management strategies. The company faces challenges in slower repayments and potential expense growth but sees opportunities in rate management and growth initiatives.

Bank OZK reports mixed Q3 performance, eyes growth opportunities

Bank OZK navigated a mixed landscape with a slowdown in projects but strong regional activity, maintaining disciplined practices and favorable credit quality.
The company's focus on organic loan growth, strong capital levels, and effective asset management position it well for future growth opportunities.
Challenges include potential liquidity impacts from longer-held RESG loans and undisclosed reserve information, while opportunities lie in market-driven loan payoffs and property valuation dynamics.

Bank OZK anticipates Fed cuts, focuses on disciplined growth strategy

Bank OZK's Q4 earnings call highlighted a conservative outlook for 2024, strong loan origination trends, and a focus on disciplined decision-making in a less competitive lending space. Challenges include navigating loan origination uncertainties and sponsor equity challenges. Opportunities exist in NII growth, talent acquisition, and customer-driven initiatives.

Bank OZK reports record earnings outlook amidst economic uncertainties

Bank OZK's Q1 2024 performance shows a focus on stable growth, cost management, and cautious optimism for record earnings.
The company is navigating challenges in negotiating rates, deposit pricing, and economic uncertainties while capitalizing on growth opportunities.
With a strategic emphasis on talent acquisition, product diversification, and maintaining credit risk factors, Bank OZK aims for organic expansion and financial stability.
Chairman George Gleason's outlook reflects a balanced approach to growth, risk management, and shareholder value creation.

Bank OZK reports solid Q2 performance, eyes diversification opportunities

Bank OZK's Q2 performance showed strong paydowns and a focus on CIB growth.
Emphasis on project quality and balance sheet diversification highlights strategic priorities.
Challenges with construction loans and capital requirements present areas for attention.
Opportunities for share repurchases and M&A could drive further growth and diversification.

Bank OZK addresses NIM pressure, focuses on asset quality

Bank OZK navigates NIM pressure, emphasizing loan growth and asset quality.
Commitment to high-quality assets and sponsor support mitigates risks.
Challenges include managing loan repricing, credit standards, and NIM fluctuations.
Opportunities lie in CIB growth, branch expansion, and fee income strategies.
Maintaining profitability through prudent risk management and relationship-based banking.

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Bank OZK (OZK) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Bank OZK (OZK) Upgraded to Buy: What Does It Mean for the Stock?

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Why Bank OZK (OZK) is a Top Momentum Stock for the Long-Term

Bank OZK (OZK) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions could translate into further price increase in the near term.

Bank OZK (OZK) Moves 5.4% Higher: Will This Strength Last?

Inflation has frozen month-to-month for the first time in two years, leading to a decrease in the 10-year treasury yield. The S&P 500 has rallied 10% in response to the decrease in interest rates, but Bank OZK's preferred stock has only gained 2%. Bank OZK's preferred stock offers a high dividend yield of 7.7% and has great upside potential, as the bank is well protected from financial sector headwinds.

Bank OZK Preferred Stock: Still Time For The Train Of Lower Interest Rates

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Higher interest rates, decent loan demand, efforts to improve fee income and manageable debt make Bank OZK (OZK) stock an attractive pick right now.

5 Reasons to Invest in Bank OZK (OZK) Stock Right Now

LITTLE ROCK, Ark., Nov. 14, 2023 (GLOBE NEWSWIRE) -- Bank OZK (Nasdaq: OZK) announced today that Randall “Randy” Bond has joined the company as Regional Director for the bank's Trust and Wealth Group where he will oversee the Arkansas and Texas markets. In this role, Bond will lead an experienced team of trust professionals focused on the wealth management, fiduciary, advisory and planning needs of Bank OZK clients. In addition to providing comprehensive advice and outstanding client service, Bond will focus on business development, including strategies to serve a greater number of existing Bank OZK clients while also attracting new clients.

Randall Bond Joins Bank OZK as Regional Director for Trust and Wealth Group in Arkansas and Texas

After losing some value lately, a hammer chart pattern has been formed for Bank OZK (OZK), indicating that the stock has found support. This, combined with an upward trend in earnings estimate revisions, could lead to a trend reversal for the stock in the near term.

Here's Why Bank OZK (OZK) Is a Great 'Buy the Bottom' Stock Now

Bank OZK (OZK) Upgraded to Buy: Here's Why

Bank OZK's third-quarter numbers were good, but beats on pre-provision profit aren't going to do much to soothe worries about the credit quality of the bank's construction-heavy loan portfolio. Bank OZK's unique operating model focuses on commercial real estate and construction lending that other banks avoid, and that has worked well for the bank across multiple credit cycles. A high deposit beta isn't surprising or concerning, but investors will be keenly focused on criticized loan metrics and charge-offs in the coming quarters.

Familiar Concerns Dogging Bank OZK, But It Will Take Time To Prove Out The Credit Quality Once Again

Bank OZK (OZK) Q3 2023 Earnings Call Transcript

Growth in loans and deposits and higher rates support Bank OZK's (OZK) Q3 earnings.

Bank OZK (OZK) Q3 Earnings Beat Estimates, Provisions Rise

Although the revenue and EPS for Bank OZK (OZK) give a sense of how its business performed in the quarter ended September 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Bank OZK (OZK) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

Bank OZK (OZK) came out with quarterly earnings of $1.49 per share, beating the Zacks Consensus Estimate of $1.44 per share. This compares to earnings of $1.08 per share a year ago.

Bank OZK (OZK) Beats Q3 Earnings and Revenue Estimates

LITTLE ROCK, Ark., Oct. 19, 2023 (GLOBE NEWSWIRE) -- Bank OZK's (the “Bank”) (Nasdaq: OZK) third quarter and first nine months 2023 management comments are now available on the Bank's investor relations website http://ir.ozk.com .

Bank OZK Third Quarter and First Nine Months 2023 Management Comments

LITTLE ROCK, Ark., Oct. 19, 2023 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) today announced that net income available to common stockholders for the third quarter of 2023 was a record $169.7 million, a 32.3% increase from $128.3 million for the third quarter of 2022. Diluted earnings per common share for the third quarter of 2023 were a record $1.49, a 38.0% increase from $1.08 for the third quarter of 2022.

Bank OZK Announces Record Third Quarter 2023 Earnings

Bank OZK (OZK) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Is a Surprise Coming for Bank OZK (OZK) This Earnings Season?

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Bank OZK (OZK) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Bank OZK (OZK) Reports Next Week: Wall Street Expects Earnings Growth

Bank OZK (OZK) maintains its record of hiking the quarterly dividend. The dividend announcement of 37 cents per share marks the 53rd consecutive quarterly rise in dividend payouts.

Bank OZK (OZK) Announces 2.8% Hike in Quarterly Dividend

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LITTLE ROCK, Ark., Sept. 29, 2023 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) expects to report third quarter 2023 earnings after the market closes on Thursday, October 19, 2023. Management's comments on the third quarter of 2023 will be released simultaneously with the earnings press release and will be available on the Bank's investor relations website.

Bank OZK Announces Date for Third Quarter 2023 Earnings Release and Conference Call

Bank OZK's preferred stock has underperformed due to high interest rates and inflation, but this is expected to be temporary. The preferred stock is offering a secure 7.7% dividend and up to 65% upside potential. Bank OZK has exhibited strong business performance, with market-leading net interest margin and earnings growth, making it a resilient and well-managed bank.

Bank OZK Preferred Stock: Attractive Dividend And Upside Potential

Branch consolidation efforts and strong loan balance are likely to support Bank OZK (OZK). However, elevated expenses and huge exposure to real estate loans remain concerns.

Bank OZK (OZK) Rides on Loan Growth & High Rates Amid Cost Woes

News for Bank OZK Stock (OZK)