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OZK
Volume: 1.59M
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Bank OZK (OZK) Stock Forecast & Price Target

Bank OZK (OZK) Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 11%
Buy 33%
Hold 56%
Sell 0%
Strong Sell 0%

Bulls say

Bank OZK demonstrated resilience in its financial metrics, with non-interest bearing (NIB) deposit balances seeing a slight increase during the quarter, indicating a stable deposit base. Notably, both special mention and substandard loans improved to 1.46% and 0.73% of total loans, respectively, suggesting effective management of credit risk. Though the loan loss provision (LLP) expense of $38 million exceeded consensus estimates, the overall loan portfolio quality appears to be strengthening, which supports a positive outlook on the bank’s financial health.

Bears say

Bank OZK has demonstrated a negative trend in its financial performance, as evidenced by a decline in net interest margin (NIM) of 2 basis points quarter-over-quarter, reflecting potential challenges in maintaining profitability. Additionally, loan repayments have softened significantly to $0.9 billion, which is below the trailing four-quarter average of $1.9 billion, indicating weaker loan performance and reduced borrower activity. Furthermore, a decline in loan yields of 43 basis points quarter-over-quarter raises concerns about the bank's capacity to generate income from its lending activities, further contributing to a pessimistic outlook for the institution.

Bank OZK (OZK) has been analyzed by 9 analysts, with a consensus rating of Buy. 11% of analysts recommend a Strong Buy, 33% recommend Buy, 56% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Bank OZK and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Bank OZK (OZK) Forecast

Analysts have given Bank OZK (OZK) a Buy based on their latest research and market trends.

According to 9 analysts, Bank OZK (OZK) has a Buy consensus rating as of Oct 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $56.78, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $56.78, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Bank OZK (OZK)

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