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OSBC
Volume: 153.45K
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OSBC Stock Forecast & Price Target

OSBC Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 0%
Buy 75%
Hold 25%
Sell 0%
Strong Sell 0%

Bulls say

Old Second Bancorp is poised for a favorable outlook, driven primarily by anticipated loan growth projected to resume in the second half of 2025, with rates expected to range between 4% and 6% due to increased production from its new national powersport lending niche and market share gains in the Chicago metropolitan area. Furthermore, the potential for enhanced revenue growth in treasury management and card services is significant, as the company continues to expand its market presence and diversify its product offerings to its broader client base. The strategic acquisition of EBG, which includes two national powersport lending divisions, enhances Old Second Bancorp's competitive positioning in a lucrative market segment, further supporting the positive financial outlook.

Bears say

Old Second Bancorp experienced a notable decline in non-performing assets (NPAs) in the first quarter of 2025, with a 27% decrease quarter-over-quarter, attributed to the resolution and sale of its two largest other real estate owned (OREO) properties. Despite this reduction in NPAs, the company faces ongoing risks, including potential asset quality deterioration, lower-than-expected growth in loans, deposits, and core fee income, which may undermine its financial performance. Additionally, elevated operating expenses remain a concern, compounded by various macroeconomic factors that could hinder the company's profitability and operational stability in the near term.

OSBC has been analyzed by 4 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 75% recommend Buy, 25% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Old Second Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Old Second Bancorp (OSBC) Forecast

Analysts have given OSBC a Buy based on their latest research and market trends.

According to 4 analysts, OSBC has a Buy consensus rating as of Nov 25, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21.62, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21.62, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Old Second Bancorp (OSBC)

Volume: 153.45K

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