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ORRF
Volume: 147.71K
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Orrstown Financial (ORRF) Stock Forecast & Price Target

Orrstown Financial (ORRF) Analyst Ratings

Based on 1 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Orrstown Financial Services Inc. demonstrated robust financial performance in the second quarter, with core net interest income (NII) rising by 6.1% quarter-over-quarter and a core net interest margin (NIM) expanding by 20 basis points to reach 3.65%. Additionally, end-of-period loans grew by 6% on a linked-quarter annualized basis, reflecting strong demand for lending services across multiple segments. Capital levels also improved, as evidenced by an increase in the tangible common equity (TCE) ratio to 8.42% and a 3.6% rise in tangible book value per share, bolstered by significant earnings generation, highlighted by a return on assets (ROA) of 1.54% and a return on tangible common equity (ROTCE) of 20.9%.

Bears say

Orrstown Financial Services Inc. is projected to experience noninterest income growth of +31% to $48.5 million in 2025, with subsequent growth slowing to +2% in 2026, indicating potential challenges in maintaining robust revenue streams. Several risk factors threaten this optimistic outlook, including the possibility of a material slowdown in loan growth, negative credit trends specifically in Pennsylvania and Baltimore, and the adverse impact of volatile interest rates and yield curve fluctuations. These factors collectively suggest that the company may face significant hurdles in achieving its financial targets, contributing to a negative sentiment regarding its stock performance.

Orrstown Financial (ORRF) has been analyzed by 1 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Orrstown Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Orrstown Financial (ORRF) Forecast

Analysts have given Orrstown Financial (ORRF) a Buy based on their latest research and market trends.

According to 1 analysts, Orrstown Financial (ORRF) has a Buy consensus rating as of Dec 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $42, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $42, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Orrstown Financial (ORRF)

Volume: 147.71K

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