
Orrstown Financial (ORRF) Stock Forecast & Price Target
Orrstown Financial (ORRF) Analyst Ratings
Bulls say
Orrstown Financial Services Inc. reported a robust core net interest income (NII) growth of 6.1% quarter-over-quarter in Q2, accompanied by a core net interest margin (NIM) increase of 20 basis points, reaching 3.65%. The company's end-of-period (EOP) loans exhibited a 6% increase on a last quarter annualized (LQA) basis, indicating strong lending performance. Additionally, the total capital levels improved, with the tangible common equity (TCE) ratio rising to 8.42% and tangible book value per share (TBV/sh) increasing by 3.6%, supported by a return on assets (ROA) of 1.54% and a return on tangible common equity (ROTCE) of 20.9%, reflecting effective earnings generation.
Bears say
Orrstown Financial Services Inc. is facing a potentially challenging environment characterized by significant risk factors that could hinder its future earnings growth. The company's projected noninterest income growth, while positive, may not offset the looming threats of a slowdown in loan growth, adverse credit conditions in its operating regions, and the impact of volatile interest rates, including a flattening or negative yield curve. These factors collectively suggest a cautious outlook for the company's financial performance, raising concerns about its sustainability in a competitive banking landscape.
This aggregate rating is based on analysts' research of Orrstown Financial and is not a guaranteed prediction by Public.com or investment advice.
Orrstown Financial (ORRF) Analyst Forecast & Price Prediction
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