
Orrstown Financial (ORRF) Stock Forecast & Price Target
Orrstown Financial (ORRF) Analyst Ratings
Bulls say
Orrstown Financial Services Inc. has demonstrated robust financial performance, with core net interest income (NII) increasing by 6.1% quarter-over-quarter and a core net interest margin (NIM) rising by 20 basis points to 3.65%. Additionally, the company's end-of-period loans grew by 6%, reflecting solid lending activity, while capital levels strengthened, highlighted by a tangible common equity (TCE) ratio of 8.42% and a tangible book value per share (TBV/sh) increase of 3.6%. Strong earnings generation is further indicated by a return on assets (ROA) of 1.54% and a return on tangible common equity (ROTCE) of 20.9%, reinforcing a positive outlook for the company.
Bears say
Orrstown Financial Services Inc. is facing a challenging outlook due to potential risks that could hinder its earnings growth, including the possibility of a material slowdown in loan growth and negative credit trends in its key markets of Pennsylvania and Baltimore. Furthermore, the company is exposed to volatile interest rates, including concerns regarding a flattening or negative yield curve, which may further strain profitability. While noninterest income is projected to grow, the aforementioned risks present significant headwinds that could undermine financial performance in the coming years.
This aggregate rating is based on analysts' research of Orrstown Financial and is not a guaranteed prediction by Public.com or investment advice.
Orrstown Financial (ORRF) Analyst Forecast & Price Prediction
Start investing in Orrstown Financial (ORRF)
Order type
Buy in
Order amount
Est. shares
0 shares