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ORRF
Volume: 24.53K

Orrstown Financial (ORRF) Stock Forecast & Price Target

Orrstown Financial (ORRF) Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Orrstown Financial Servs is supported by a stronger post-merger franchise, with the July 2024 Codorus Valley Bancorp combination nearly doubling assets to about $5.5 billion and improving scale, earnings power, and efficiency. Second quarter EPS of $1.09 beat consensus on a lower tax rate and provision, while 1.3% sequential loan growth, a 2.33% average interest-bearing deposit cost, and a 3.87% reported NIM that is closer to 4.00% after debt-redemption charges show resilient core profitability. Credit quality and capital remain compelling, with only $0.4 million of provision, nonaccrual loans down to $23.8 million, CET1 at 12.0%, and TBV per share up 3.8% to $26.35, supporting further growth and shareholder returns.

Bears say

Orrstown Financial Servs is facing a cautious fundamental setup because a material slowdown in its core markets could pressure loan growth, deposit gathering, and overall earnings momentum. Its 2024 Codorus Valley Bancorp merger lifted ROAA and ROATCE well above peer median levels, but that outperformance may normalize over the next 2 years as integration benefits fade and profitability moves closer to peers. Additional downside stems from interest-rate volatility, competitive loan and deposit pricing, potential credit-cost deterioration, and acquisition or technology execution risks that could dilute franchise value and increase operating strain.

Orrstown Financial (ORRF) has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Orrstown Financial and is not a guaranteed prediction by Public.com or investment advice.

Orrstown Financial (ORRF) Analyst Forecast & Price Prediction

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FAQs About Orrstown Financial (ORRF) Forecast

Analysts have given Orrstown Financial (ORRF) a Hold based on their latest research and market trends.

According to 2 analysts, Orrstown Financial (ORRF) has a Hold consensus rating as of Oct 30, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $43.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $43.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Orrstown Financial (ORRF)

Volume: 24.53K

Orrstown Financial (ORRF) Analyst Forecast & Price Prediction

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