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OPFI
Volume: 895.95K

OppFi (OPFI) Stock Forecast & Price Target

OppFi (OPFI) Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

OppFi is a tech-enabled specialty finance platform that expands credit access for everyday Americans. With recent accretive bank acquisition, favorable macro trends, and geographic/product expansion opportunities, the company is well-positioned for growth. Risks to the business include attracting and retaining customers, introducing new products, maintaining bank partnerships, and regulatory changes, but the company's AI models and strong earnings support its positive outlook.

Bears say

OppFi is seeing a slowdown in originations due to tightened credit restrictions and delays in product rollouts, causing a miss in 2Q26 EPS. The negative trend in net charge-off rates, coupled with a more competitive market, indicate potential struggles for OppFi to maintain its niche position as a go-to lender for non-prime consumers. Further, while the recent bank merger is expected to drive earnings accretion in the long-term, the lack of near-term forecasting visibility and potential execution risks raise concerns about the company's short-term performance.

OppFi (OPFI) has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OppFi and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OppFi (OPFI) Forecast

Analysts have given OppFi (OPFI) a Hold based on their latest research and market trends.

According to 2 analysts, OppFi (OPFI) has a Hold consensus rating as of Aug 30, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $10.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $10.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OppFi (OPFI)

Volume: 895.95K

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0 shares

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