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OPBK
Volume: 7.35K
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OP Bancorp (OPBK) Stock Forecast & Price Target

OP Bancorp (OPBK) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 50%
Buy 0%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

OP Bancorp has demonstrated strong financial performance, highlighted by a significant net interest margin (NIM) expansion of 22 basis points to 3.23%, driven by improved loan yields and reduced deposit competition. The company reported an impressive 15.4% increase in end-of-period (EOP) loans quarter-over-quarter, which indicates robust demand for its banking services among small- and medium-sized businesses and underserved communities. Additionally, non-interest-bearing deposits (NIBDs) rose by 14% LQA for the second consecutive quarter, reflecting the bank's growing customer base and operational strength.

Bears say

OP Bancorp's stock outlook is negatively impacted by a decline in average earning asset yields, which fell 4 basis points to 6.15%, as a result of reduced loan yields and nonaccrual interest reversals. Additionally, the bank faces potential risks, including a deterioration in asset quality, competitive pressures affecting loan and deposit pricing, and weakening loan demand, all of which could hinder profitable growth. Lastly, a decrease in SBA gain-on-sale income has led to reduced fee expectations, exacerbating risks associated with higher credit costs and margin pressure in a rising interest rate environment.

OP Bancorp (OPBK) has been analyzed by 2 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 0% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OP Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OP Bancorp (OPBK) Forecast

Analysts have given OP Bancorp (OPBK) a Buy based on their latest research and market trends.

According to 2 analysts, OP Bancorp (OPBK) has a Buy consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $16.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $16.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OP Bancorp (OPBK)

Volume: 7.35K

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