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OMF
Volume: 159.95K

OneMain Hld (OMF) Stock Forecast & Price Target

OneMain Hld (OMF) Analyst Ratings

Based on 10 analyst ratings
Buy
Strong Buy 20%
Buy 40%
Hold 30%
Sell 10%
Strong Sell 0%

Bulls say

OneMain Holdings is attractive because its non-prime lending franchise combines disciplined underwriting, a hybrid branch-and-digital model, and a broader product mix that includes personal loans, credit cards, and auto finance, supporting durable origination and servicing capability. Credit trends remain the main near-term headwind, with elevated NCOs and loss provisions in 2Q likely pressured by last year-end delinquency spikes and a higher card LLR profile, yet delinquencies improved since year end and pre-2022 tighter-credit loans are rolling off. Fundamentally, the company still generates strong capital and high profitability, with $3.104bn of C&I originations, $26.051bn of managed receivables, 49% ROTE, and 5.4x net leverage, leaving room for earnings and shareholder returns to improve as credit normalizes.

Bears say

OneMain Holdings is exposed to a weak risk profile because its non-prime borrower base is highly sensitive to unemployment, inflation, rate volatility, and broader economic softness, which can quickly lift delinquency and finance receivable losses. The company’s significant indebtedness and covenant constraints increase refinancing and liquidity risk, while any credit rating downgrade could raise funding costs and restrict access to capital needed to support operations. Regulatory scrutiny, competitive pressure, cybersecurity or operational disruptions, and the potential overhang from multi-state AG litigation further threaten earnings stability and limit the company’s ability to absorb downside shocks.

OneMain Hld (OMF) has been analyzed by 10 analysts, with a consensus rating of Buy. 20% of analysts recommend a Strong Buy, 40% recommend Buy, 30% suggest Holding, 10% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OneMain Hld and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OneMain Hld (OMF) Forecast

Analysts have given OneMain Hld (OMF) a Buy based on their latest research and market trends.

According to 10 analysts, OneMain Hld (OMF) has a Buy consensus rating as of Oct 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $65.90, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $65.90, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OneMain Hld (OMF)

Volume: 159.95K

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