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OMF
Volume: 1.43M

OneMain Hld (OMF) Stock Forecast & Price Target

OneMain Hld (OMF) Analyst Ratings

Based on 11 analyst ratings
Buy
Strong Buy 18%
Buy 45%
Hold 36%
Sell 0%
Strong Sell 0%

Bulls say

OneMain Holdings has demonstrated a strong financial performance in its recent third-quarter results, showcasing a 29% year-over-year increase in capital generation to $272 million, indicative of improved operational scale and profitability. The company is projected to achieve modest loan growth of 3.5%, with total balance sheet loans reaching $28.2 billion and net charge-offs improving to 6.63%. Additionally, OneMain's strategic investments in product and technology, combined with favorable funding costs and a commitment to capital returns, position the company for a potential expansion in valuation, reflecting a robust outlook amid positive macro trends and stable credit conditions.

Bears say

OneMain Holdings Inc. faces a negative outlook primarily due to anticipated elevated credit costs, with the net charge-off rate projected to rise to 7.46%, alongside a decrease in adjusted net income to $863 million, resulting in an EPS of $7.57 and an ROA of 3.0%. The company’s significant indebtedness may hinder its ability to endure competitive pressures and economic downturns, potentially exacerbating vulnerabilities in a challenging operating environment for consumer lending. Furthermore, muted loan growth of only 1% and a total balance sheet of loans near $26.5 billion underscore the potential for prolonged economic weakness to negatively impact the company’s financial performance.

OneMain Hld (OMF) has been analyzed by 11 analysts, with a consensus rating of Buy. 18% of analysts recommend a Strong Buy, 45% recommend Buy, 36% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OneMain Hld and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OneMain Hld (OMF) Forecast

Analysts have given OneMain Hld (OMF) a Buy based on their latest research and market trends.

According to 11 analysts, OneMain Hld (OMF) has a Buy consensus rating as of Jan 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $68.09, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $68.09, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OneMain Hld (OMF)

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