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OMF
Volume: 1.3M

OneMain Hld (OMF) Stock Forecast & Price Target

OneMain Hld (OMF) Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 22%
Buy 33%
Hold 33%
Sell 11%
Strong Sell 0%

Bulls say

OneMain Holdings is viewed positively because its durable non-prime lending franchise, broad product suite across personal loans, credit cards, and auto finance, and disciplined underwriting support strong earnings power and resilience. The analyst expects high ROTCE of 40%+, a cost of equity in the 9-10% range under normalized conditions, and mid- to high-single-digit finance receivables growth, while ABS trust data showed 30-89 day delinquencies trending better than historical and pre-pandemic patterns during July-Sep. Although higher net charge-offs and provisions weigh on 2Q26 and 2026 estimates, improving credit into 2H26, excess capital generation, and strong liquidity underpin a premium valuation case.

Bears say

OneMain Holdings is facing a weaker fundamental outlook as higher reserve builds, a modestly higher LLR assumption, and refined roll-factor assumptions more than offset a slight improvement in originations from new products and innovation. Its 2026/2027 adjusted EPS estimates were cut to $6.69/$8.16 from $7.08/$8.29, while tangible book value per share estimates were trimmed to $16.55/$19.12 from $16.96/$19.67, signaling softer earnings and book-value growth. The risk profile is elevated because the company relies on largely non-prime borrowers, carries significant indebtedness, and has rising credit-card exposure with a 1Q26 LLR ratio of 22.6% versus 11.1% for personal loans, leaving it vulnerable to weaker credit conditions and funding stress.

OneMain Hld (OMF) has been analyzed by 9 analysts, with a consensus rating of Buy. 22% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 11% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OneMain Hld and is not a guaranteed prediction by Public.com or investment advice.

OneMain Hld (OMF) Analyst Forecast & Price Prediction

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FAQs About OneMain Hld (OMF) Forecast

Analysts have given OneMain Hld (OMF) a Buy based on their latest research and market trends.

According to 9 analysts, OneMain Hld (OMF) has a Buy consensus rating as of Oct 31, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $65.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $65.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OneMain Hld (OMF)

Volume: 1.3M

OneMain Hld (OMF) Analyst Forecast & Price Prediction

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