
OneMain Hld (OMF) Stock Forecast & Price Target
OneMain Hld (OMF) Analyst Ratings
Bulls say
OneMain Holdings Inc is positioned strongly in the consumer finance sector, with projected loan growth expected to reach 3.5%, resulting in total balance sheet loans of approximately $28.2 billion and improving net charge-offs anticipated at 6.63%. The company's digital capabilities enhancements, along with unchanged revenue yields of 22.6%, indicate robust operational performance and potential for increased efficiency. Additionally, a substantial capital generation of $272 million surpassing expectations highlights the firm's solid financial health, reinforcing a positive outlook for the company's future performance.
Bears say
OneMain Holdings Inc. is facing significant challenges that suggest a negative outlook for its stock. Elevated credit costs are anticipated to drive the net charge-off rate to 7.46%, contributing to a potential decline in adjusted net income to $863 million, along with a muted loan growth of only 1% and high indebtedness that limits competitiveness. Additionally, uncertainty in the economic landscape could lead to higher credit losses and a difficult operating environment for consumer lending, further pressuring the company's financial performance as reflected in lowered EPS estimates for 2026 and 2027.
This aggregate rating is based on analysts' research of OneMain Hld and is not a guaranteed prediction by Public.com or investment advice.
OneMain Hld (OMF) Analyst Forecast & Price Prediction
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