
OneMain Hld (OMF) Stock Forecast & Price Target
OneMain Hld (OMF) Analyst Ratings
Bulls say
OneMain Holdings Inc. demonstrated a slightly better-than-expected performance in their 4Q24 results, indicating potential for growth in the non-prime personal loan sector, which currently represents only 16% of the total non-prime unsecured credit market. The company's credit performance showed improvement as delinquencies in consumer loans trended favorably compared to seasonal patterns, suggesting strong risk management capabilities. Furthermore, the company's 2025 outlook remains consistent with prior estimates, projecting managed receivables growth of 5.0% to 8.0% and a firm-wide NCO rate estimated between 7.5% and 8.0%, reflecting a solid operational framework amidst evolving market conditions.
Bears say
OneMain Holdings faces a challenging outlook due to its significant indebtedness, which heightens its vulnerability during economic downturns and could limit its ability to withstand competitive pressures. Additionally, lower-than-expected net charge-off ratios and the potential for increased finance receivable losses may negatively impact its financial results, highlighting the risks associated with its portfolio credit performance. Overall, uncertainties in the economy further complicate the company's operational environment, suggesting heightened risks in consumer lending activities.
This aggregate rating is based on analysts' research of OneMain Hld and is not a guaranteed prediction by Public.com or investment advice.
OneMain Hld (OMF) Analyst Forecast & Price Prediction
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