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OFG
Volume: 260.37K
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OFG Bancorp (OFG) Stock Forecast & Price Target

OFG Bancorp (OFG) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 50%
Hold 25%
Sell 0%
Strong Sell 0%

Bulls say

OFG Bancorp has demonstrated a positive trajectory, with core fee income increasing approximately 3% quarter-over-quarter, indicating robust revenue generation capabilities excluding elevated expenses. The company reported a net interest margin (NIM) of 5.42%, an increase of 2 basis points from the previous quarter, driven by higher securities yields and a reduction in deposit costs, showcasing effective financial management. Additionally, the growth in tangible book value per share (TBVPS) by 5% to $26.66, along with a core return on assets (ROA) of approximately 1.6%, reinforces the firm's strong financial health and capacity for value creation.

Bears say

OFG Bancorp's financial outlook is adversely affected by a significant decline in fee income, which decreased by approximately 12% primarily due to annual insurance revenue recognition and higher mortgage servicing rights (MSR) valuations. Additionally, the company's net interest margin (NIM) is expected to decline by 2 basis points, projected to reach 5.40%, indicating potential pressures on profitability. Furthermore, the forecasts are underpinned by a stable economic outlook in Puerto Rico; however, any unfavorable events could trigger negative revisions to earnings estimates, heightening concerns regarding the company’s financial stability.

OFG Bancorp (OFG) has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 50% recommend Buy, 25% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OFG Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OFG Bancorp (OFG) Forecast

Analysts have given OFG Bancorp (OFG) a Buy based on their latest research and market trends.

According to 4 analysts, OFG Bancorp (OFG) has a Buy consensus rating as of Nov 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $45.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $45.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OFG Bancorp (OFG)

Volume: 260.37K

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