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OCFC
Volume: 38.53K

OceanFirst Financial (OCFC) Stock Forecast & Price Target

OceanFirst Financial (OCFC) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

OceanFirst Financial Corp has demonstrated robust financial performance, with core fee income increasing by 7% quarter-over-quarter to $12.3 million and core pre-provision net revenue (PPNR) growth rising 12% to $31 million, exceeding forecasts. The bank has experienced solid net interest income (NII) growth of $3 million, totaling $90.7 million, with future projections expecting high-single-digit increases and net interest margins (NIM) reaching approximately 3.00%+ by early 2026. Additionally, loan growth of 3.7% quarter-over-quarter to $10.558 billion indicates strong demand across various segments, including commercial and industrial loans and commercial real estate, which supports a positive growth outlook for the company.

Bears say

OceanFirst Financial Corp faces a challenging outlook due to expected modest declines in net interest margin (NIM) driven by growth in deposits that are priced above current rates, signaling potential margin compression. Additionally, while the decrease in criticized loans suggests improved asset quality, concerns remain regarding the bank's aggressive competition impacting its profitability, as well as possible adverse macroeconomic conditions affecting its customer base. The anticipation of lower fee income and reduced net interest income from legacy deposit repricing further reinforces a cautious perspective on the company's future earnings potential.

OceanFirst Financial (OCFC) has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OceanFirst Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OceanFirst Financial (OCFC) Forecast

Analysts have given OceanFirst Financial (OCFC) a Buy based on their latest research and market trends.

According to 3 analysts, OceanFirst Financial (OCFC) has a Buy consensus rating as of Feb 19, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OceanFirst Financial (OCFC)

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