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OCFC
Volume: 142.61K
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OceanFirst Financial (OCFC) Stock Forecast & Price Target

OceanFirst Financial (OCFC) Analyst Ratings

Based on 8 analyst ratings
Buy
Strong Buy 38%
Buy 13%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

OceanFirst Financial Corp is poised for a favorable outlook due to anticipated growth in low-cost deposits driven by a new commercial deposit platform, which is expected to significantly enhance net interest margin (NIM) expansion. Projected organic deposit growth is expected to stabilize in the mid-single digits until the implementation of this platform potentially drives annual loan growth back to approximately 10% by 2026. Furthermore, improving M&A conditions and the potential for EPS-accretive deals by early 2025 may expedite revenue growth beyond current estimates, supporting a robust financial trajectory.

Bears say

OceanFirst Financial Corp faces significant headwinds due to the potential impact of falling interest rates, which could result in decreased net interest income (NII) as assets may reprice faster than anticipated. The company’s tangible book value has also been reported below estimates, highlighting underlying valuation concerns, while limited deposit gathering may hinder loan growth and overall profitability through the transitional period leading to 2025. Additionally, industry risks related to regulatory changes and weather-related impacts, combined with a decline in commercial loan balances, contribute to increased earnings, credit, and stock price volatility, reinforcing a cautious outlook for the stock.

OceanFirst Financial (OCFC) has been analyzed by 8 analysts, with a consensus rating of Buy. 38% of analysts recommend a Strong Buy, 13% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OceanFirst Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OceanFirst Financial (OCFC) Forecast

Analysts have given OceanFirst Financial (OCFC) a Buy based on their latest research and market trends.

According to 8 analysts, OceanFirst Financial (OCFC) has a Buy consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21.62, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21.62, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OceanFirst Financial (OCFC)

Volume: 142.61K

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