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OCFC
Volume: 377.2K
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OceanFirst Financial (OCFC) Stock Forecast & Price Target

OceanFirst Financial (OCFC) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

OceanFirst Financial Corp has demonstrated significant financial growth, with core fee income rising 7% quarter-over-quarter to $12.3 million and core pre-provision net revenue (PPNR) increasing by 12% to $31 million, surpassing forecasts. The company is positioned for continued strength, anticipating net interest income (NII) increases in the high-single digits, driven by an expected net interest margin (NIM) exceeding 3.00% in the first half of 2026. Additionally, loan growth of 3.7% quarter-over-quarter reflects effective management and a robust pipeline, with particular strength in commercial and industrial (C&I) lending and commercial real estate portfolios.

Bears say

OceanFirst Financial Corp is facing a negative outlook primarily due to expected declines in its net interest margin (NIM), driven by increased competition and a pricing strategy that targets net deposit growth above current market interest rates. Additionally, while there has been a decrease in criticized loans, the company's decision to maintain a cautious approach without releasing reserves reflects a potential weakness in managing credit risk, exacerbated by volatile macroeconomic conditions that could accelerate credit losses. Furthermore, the anticipated reduction in fee income and net interest income linked to the outsourcing of operational platforms further contributes to the bearish sentiment surrounding the bank's profitability metrics for the upcoming periods.

OceanFirst Financial (OCFC) has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OceanFirst Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OceanFirst Financial (OCFC) Forecast

Analysts have given OceanFirst Financial (OCFC) a Buy based on their latest research and market trends.

According to 4 analysts, OceanFirst Financial (OCFC) has a Buy consensus rating as of Nov 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OceanFirst Financial (OCFC)

Volume: 377.2K

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