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OBT
Volume: 23.81K

OBT Stock Forecast & Price Target

OBT Analyst Ratings

Based on 1 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Orange County Bancorp has demonstrated strong financial growth, as evidenced by a $1.30 increase in tangible book value per share (TBVPS) to $18.45, reflecting an 8% sequential rise. The company's capital levels have strengthened due to robust earnings and a successful recent capital raise, indicating a solid financial foundation. Additionally, while nonperforming loans increased to $11.7 million, representing 0.61% of total loans, this ratio remains favorable in comparison to industry peers, further supporting a positive outlook.

Bears say

The efficiency ratio of Orange County Bancorp improved slightly to 57% from 59% in the previous quarter, indicating a minor enhancement in operational efficiency, but the trend remains concerning. Furthermore, the decrease in fee income from 16% to 15% of total revenues suggests a decline in non-interest income, which may negatively affect overall profitability. Lastly, while the loan-to-deposit ratio increased to 84% from 81%, it remains comparatively low, signaling potential weaknesses in the bank's lending operations and utilization of deposits.

OBT has been analyzed by 1 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Orange County Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Orange County Bancorp (OBT) Forecast

Analysts have given OBT a Buy based on their latest research and market trends.

According to 1 analysts, OBT has a Buy consensus rating as of Jan 10, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $31, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $31, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Orange County Bancorp (OBT)

Volume: 23.81K

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