
OBK Stock Forecast & Price Target
OBK Analyst Ratings
Bulls say
Origin Bancorp's financial outlook is positively influenced by an increase in net interest margin (NIM), which rose 17 basis points quarter-over-quarter to 3.61%, outperforming expectations. The company's strategic initiatives, particularly the Optimize Origin efficiency program, aim to achieve a sustainable return on assets (ROA) of over 1%, resulting in an estimated quarterly benefit increase of $10.8 million. Additionally, projections for pre-provision net revenue (PPNR) are raised by 6% for 2025 and 8% for 2026, underpinned by improved NIM and enhanced fee income forecasts, including contributions from ownership stakes in Argent.
Bears say
Origin Bancorp's stock outlook is negatively impacted by a significant decline in loan growth, with loans ex-Warehouse decreasing by 4.0% quarter-over-quarter, which falls short of both consensus and prior estimates. Operational expenses (OpEx) are expected to remain flat in the second half of 2025, constraining profitability amid rising competitive pressures and potential credit quality deterioration. Additional risks, including NIM compression from a flat or inverted yield curve and possible challenges related to mergers and acquisitions, further dilute Origin Bancorp's financial stability and growth prospects.
This aggregate rating is based on analysts' research of Origin Bancorp Inc and is not a guaranteed prediction by Public.com or investment advice.
OBK Analyst Forecast & Price Prediction
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