
OBK Stock Forecast & Price Target
OBK Analyst Ratings
Bulls say
Origin Bancorp Inc has demonstrated a positive financial trajectory, with a notable increase in net interest margin (NIM), which rose 17 basis points quarter-over-quarter to 3.61%, surpassing initial estimates. The bank's earning asset yields expanded to 5.89%, influenced by a significant increase in securities yields, showcasing the effectiveness of recent securities restructuring. Furthermore, a robust 20% growth in loan originations for the first nine months of 2025, coupled with the ongoing potential for loan/deposit repricing, underlines the bank's strong operational performance and favorable outlook.
Bears say
Origin Bancorp Inc. is facing a challenging financial outlook as evidenced by a 7.7% decline in end-of-period loans, representing a decrease of $147 million compared to the previous quarter's increase. The company's guidance for full year 2025 has been adjusted downward from low single digits to flat, reflecting anticipated difficulties in maintaining growth amid increasing competitive pressures and potential economic deterioration in its core markets. Furthermore, concerns regarding net interest margin compression due to a flat or inverted yield curve and the risks associated with potential mergers and acquisitions could negatively impact the bank's profitability metrics and overall valuation.
This aggregate rating is based on analysts' research of Origin Bancorp Inc and is not a guaranteed prediction by Public.com or investment advice.
OBK Analyst Forecast & Price Prediction
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