
OBK Stock Forecast & Price Target
OBK Analyst Ratings
Bulls say
Origin Bancorp Inc has demonstrated notable financial growth, characterized by loan growth of 7.1% on a last quarter annualized basis and a net interest margin (NIM) expansion of 4 basis points to 3.65%. The bank's earnings asset yields also showed a slight increase, with securities yields rising significantly by 45 basis points to 3.62%, indicating improved profitability from its investment portfolio. Additionally, the growth in noninterest-bearing deposits to 24.0% of total deposits, alongside a targeted 20% dividend payout ratio, suggests a strong focus on enhancing shareholder returns, supporting a positive outlook for the company's future performance.
Bears say
Origin Bancorp has experienced notable financial challenges, evidenced by a 7.7% decline in end-of-period loans, which contrasts sharply with the prior quarter's growth. The company's guidance for full-year 2025 has been downgraded from low single-digit growth to flat, primarily due to a decline in performance during the third quarter. Additionally, significant risks such as potential economic deterioration in core markets, credit quality issues, and increasing competitive pressures on loan pricing could further impede profitability and balance sheet growth.
This aggregate rating is based on analysts' research of Origin Bancorp Inc and is not a guaranteed prediction by Public.com or investment advice.
OBK Analyst Forecast & Price Prediction
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