
OBK Stock Forecast & Price Target
OBK Analyst Ratings
Bulls say
Origin Bancorp Inc. has demonstrated a positive trajectory in its financial performance, highlighted by a notable increase in net interest margin (NIM), which rose by 17 basis points to 3.61%, exceeding prior estimates. The bank has also shown robust growth in loan originations, up approximately 20% for the first nine months of 2025, largely supported by NIM expansion that has increased to 3.65%. Additionally, the bank's strategic focus on loan and deposit repricing suggests potential for further NIM growth, estimated at an additional 10-15 basis points over time.
Bears say
Origin Bancorp's stock outlook is negatively impacted by a significant decline in end-of-period (EOP) loans, which fell by 7.7% quarter-over-quarter, contrasting with a modest increase in the previous quarter, signaling potential challenges in loan demand and credit quality. The company has also lowered its guidance for full-year 2025 from an expected low single-digit growth to flat, reflecting concerns about economic conditions and potential competitive pressures affecting loan pricing and net interest margins (NIM). Additionally, the risks associated with mergers and acquisitions could further weigh on profitability metrics, particularly if the company overpays in acquisitions, leading to potential valuation and earnings per share (EPS) pressure.
This aggregate rating is based on analysts' research of Origin Bancorp Inc and is not a guaranteed prediction by Public.com or investment advice.
OBK Analyst Forecast & Price Prediction
Start investing in OBK
Order type
Buy in
Order amount
Est. shares
0 shares