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NP
Volume: 362.16K

NP Stock Forecast & Price Target

NP Analyst Ratings

Based on 12 analyst ratings
Buy
Strong Buy 25%
Buy 42%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Neptune Insurance Holdings Inc has exhibited strong growth, exemplified by an increased revenue guidance for 2026, now projected at $193 million, reflecting confidence in its market position and operational performance. The company's retention rate improved by 100 basis points year-over-year to 92%, supported by a robust renewal portfolio and efficient underwriting processes powered by advanced predictive analytics. Furthermore, Neptune's consistent outperformance of the National Flood Insurance Program in written loss ratios and its strategic positioning as a data-driven MGA enhances its competitive edge in providing affordable insurance coverage as market conditions evolve.

Bears say

Neptune Insurance Holdings Inc. faces a negative outlook primarily due to potential declines in agent productivity and customer activity, which could significantly reduce revenue and jeopardize its ability to attract and retain policyholders. The reliance on third-party agents and brokers for over 96% of policy sales adds a layer of vulnerability, further exacerbated by the competitive market landscape that threatens long-term growth prospects. Additionally, economic stress affecting property values may impact premium income and profitability, while increasing claims costs poses further financial risks to the company's operational stability.

NP has been analyzed by 12 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 42% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Neptune Insurance Holdings Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Neptune Insurance Holdings Inc (NP) Forecast

Analysts have given NP a Buy based on their latest research and market trends.

According to 12 analysts, NP has a Buy consensus rating as of Apr 23, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $27.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $27.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Neptune Insurance Holdings Inc (NP)

Volume: 362.16K

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