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NIC
Volume: 28.38K
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NIC Stock Forecast & Price Target

NIC Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 0%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Nicolet Bankshares Inc. has demonstrated a robust performance with a sequential increase in pre-provision net revenue (PPNR) of over 9%, reaching $46.5 million, driven by stronger net interest income (NII) and enhanced fee income. The bank also reported a return on assets (ROA) of 1.62% and a return on tangible common equity (ROTCE) exceeding 18% for the quarter, indicating effective management of assets and equity. Looking ahead, the positive outlook is supported by expectations of continued core margin improvement through asset repricing, earning asset remixing, and consistent loan growth.

Bears say

Nicolet Bankshares Inc. has experienced a concerning decline in total deposits, decreasing by 2% on a last quarter annualized (LQA) basis, alongside significant drops in time deposits (20% LQA) and money market accounts (8% LQA), raising questions about liquidity and customer retention. Although non-performing assets (NPAs) to loans/Other Real Estate Owned (OREO) have slightly improved to 42 basis points, the overall risk profile remains high, reflecting potential vulnerabilities from increased credit costs and reduced loan demand that could negatively impact future earnings. The combination of these factors suggests significant margin pressure, indicating underlying challenges for the bank moving forward.

NIC has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 0% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Nicolet Bankshares Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Nicolet Bankshares Inc (NIC) Forecast

Analysts have given NIC a Buy based on their latest research and market trends.

According to 3 analysts, NIC has a Buy consensus rating as of Dec 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $145.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $145.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Nicolet Bankshares Inc (NIC)

Volume: 28.38K

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