Revenue segments as reported by the company.

Subscription

Professional services

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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

nCino, Inc.

nCino, Inc. provides cloud-based software applications for financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, digitizes, automates, and streamlines complex processes and workflow, and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The firm's nCino IQ is an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. The company was founded in 2011 and is headquartered in Wilmington, NC.

Earnings data Q4 2021

Earnings data Q1 2022

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Earnings data Q4 2022

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Earnings data Q1 2024

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nCino reports strong Q1 performance, eyes revenue growth opportunities

nCino's Q1 performance reflects resilience and strategic focus, with a strong emphasis on R&D investment and the integration of SimpleNexus. While facing challenges in sales and market pressure, the company remains optimistic about opportunities for revenue growth and deal acceleration in the future.

NCNO reports robust Q2 performance and eyes international expansion

NCNO's Q2 performance reflects strong revenue growth and a positive outlook for the fiscal year. The company is focused on expanding its customer base, leveraging intelligence at the point of execution, and driving IT simplification. It also aims to differentiate itself in the market through R&D priorities and multi-solution commitments.

nCino reports strong Q3 performance, eyes growth in consumer lending

nCino's Q3 performance reflects strong revenue growth and improved operating income. The company faces challenges in deal timelines and churn rates but sees opportunities for growth in the consumer lending space and NIC solutions. Overall, nCino remains focused on delivering on commitments and maintaining relationships with existing customers.

nCino exceeds Q4 expectations, eyes strategic growth amidst challenges

nCino's strong Q4 performance and strategic focus position it for continued growth in fiscal '24.
Despite challenges, the company's commitment to innovation and customer expansion drives confidence in its future.
Navigating industry consolidation and emphasizing long-term automation and efficiency improvements are key priorities.

nCino reports robust Q1 earnings, eyes growth amid market challenges

nCino's Q1 performance reflects strong revenue growth, profitability improvements, and international success, with a focus on sustainable growth and operational efficiency.
While challenges like deal implementation delays and revenue stabilization exist, opportunities in market expansion, deal acceleration, and product enhancement offer avenues for future growth.
Overall, nCino's strategic focus on profitable growth, market success, and operational efficiency positions the company well for continued success and revenue growth in fiscal year '24.

nCino reports robust Q2 results, eyes growth in diverse sectors

nCino's Q2 performance reflects revenue growth and operational strength
The company's focus on customer-centric solutions and cross-selling is paying off
Investments in R&D and expanding product offerings signal confidence in future growth

nCino surpasses revenue targets, eyes growth amid market challenges

nCino's Q3 2024 earnings call showcased strong financial performance, exceeding revenue guidance and emphasizing a focus on profitable growth. The company secured significant product wins and highlighted the introduction of AI capabilities.
While facing challenges such as slower deal signings and churn impact, nCino remains optimistic about leveraging opportunities for future expansion. The sales strategy focuses on core account executives driving relationships and aligning pricing with the evolving business model.

nCino ends FY 2024 with record sales, eyes international growth

nCino's strong Q4 performance and international success position it for growth.
Challenges include organizational changes and transitioning to new business models.
Opportunities lie in expanding sales, product growth, and strategic partnerships.

nCino reports robust Q1 results, eyes international growth opportunities

nCino's Q1 performance reflects strong financials, with revenue growth and operational improvements.
The company's focus on automation, expansion of solutions, and strategic investments positions it for future growth.
While facing challenges in market pressures and debt repayment, nCino is leveraging opportunities in international markets and technology.
Overall, nCino's emphasis on efficiency, automation, and customer-centric operations drives its financial services transformation.

nCino surpasses Q2 revenue targets, eyes growth amid churn challenges

nCino's Q2 2025 performance exceeded expectations, showcasing financial strength and operational resilience.
While facing churn challenges, the company's strategic focus on efficiency, client experience enhancement, and market opportunities underpin its growth trajectory.
With a positive market outlook, nCino's emphasis on innovation, expansion, and strategic partnerships sets the stage for continued success and value creation.

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nCino, Inc. engages in the provision of cloud-based software applications for financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, digitizes, automates, and streamlines complex processes and workflow, and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The firm's nCino IQ is an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. The company was founded by Pierre Naudé in 2011 and is headquartered in Wilmington, NC.

Santander UK, CoBank and Barclays named recipients of Financial Services Impact Awards  Nominations judged by leading research and advisory firm Celent

nCino Announces the Winners of Its Inaugural Customer Awards Program

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nCino's robust, cloud-based platform to provide a seamless application experience for forward-looking Pacific-Northwest Bank nCino's robust, cloud-based platform to provide a seamless application experience for forward-looking Pacific-Northwest Bank

Summit Bank Selects the nCino Bank Operating System® to Enhance Commercial Offerings

nCino, Inc.'s (NCNO) CEO Pierre Naude on Q1 2022 Results - Earnings Call Transcript

Shares have fallen 42% from all-time highs, and based on our buy zones would be down over 50%. Valuation on a price-to-sales basis is becoming more reasonable considering the company is on a path to positive EPS.

nCino: A Solid Trade

First Quarter Total Revenues of $62.4M, up 39% year-over-year First Quarter Subscription Revenues of $51.0M, up 47% year-over-year

nCino Reports First Quarter Fiscal Year 2022 Financial Results

Sunrise is live with nCino's on-line and in-branch Deposit Account Opening solution, providing clients and employees a seamless application experience Sunrise is live with nCino's on-line and in-branch Deposit Account Opening solution, providing clients and employees a seamless application experience

Sunrise Credit Union Adopts nCino Platform to Provide a First-Class Member Experience

HCOB will become the first lender in Germany to implement the nCino Bank Operating System® HCOB will become the first lender in Germany to implement the nCino Bank Operating System®

Hamburg Commercial Bank Selects nCino's Best-in-Class Technology

Boston Private streamlines commercial & private loan origination and deposit account opening Boston Private streamlines commercial & private loan origination and deposit account opening

Boston Private Enhances Banking Offering Through nCino Platform

nCino is adding greatly to its revenue backlog, which now stands at nearly 3x TTM recognized revenue. New sales growth is strong.

We're At Buy On nCino, The Forgotten Cloud Software Stock

WILMINGTON, N.C., April 15, 2021 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), a pioneer in cloud banking and digital transformation solutions for the global financial services industry, today announced that Amerant Bank has expanded its use of nCino beyond Commercial Banking and added nCino's Retail Banking Solution and Portfolio Analytics, part of the nCino IQ (nIQ®) application suite. Having all commercial and retail loan origination elements on a single platform, powered by nIQ's artificial intelligence (AI) and advanced analytics capabilities, will help the bank deliver a more satisfying work experience for its employees, faster processing times for its clients and more detailed, comprehensive reporting across the institution.

Amerant Bank Expands Its Use of nCino to Include Retail Lending and nIQ Portfolio Analytics

But be sure to keep this cloud software name on your radar either way.

2 Reasons to Avoid nCino Stock and 1 Reason to Buy After Q4 Earnings

nCino, Inc. (NCNO) CEO Pierre Naude on Q4 2020 Results - Earnings Call Transcript

Fiscal Year 2021 Total Revenues of $204.3M, up 48% year-over-year; Q4 Total Revenues of $56.6M, up 47% year-over-year Fiscal Year 2021 Subscription Revenues of $162.4M, up 57% year-over-year; Q4 Subscription Revenues of $45.0M, up 43% year-over-year

nCino Reports Fourth Quarter and Fiscal Year 2021 Financial Results

Zedrick Applin to lead initiative as new Program Manager of Diversity, Equity, Inclusion & Community Zedrick Applin to lead initiative as new Program Manager of Diversity, Equity, Inclusion & Community

Local Community & Culture Efforts Central to nCino's Commitments in 2021 and Beyond

nCino's online lending solution now live for credit union's retail and small business members nCino's online lending solution now live for credit union's retail and small business members

Coast Capital Enhances Digital Offerings Through nCino Platform

nCino's General Manager of EMEA, Jennifer Geary, to speak at FinovateEurope 2021 and Paris Fintech Forum nCino's General Manager of EMEA, Jennifer Geary, to speak at FinovateEurope 2021 and Paris Fintech Forum

nCino to Present at Upcoming European Fintech Conferences

Baltic-based bank is the first in Central and Eastern Europe to utilise nCino to improve its lending processes

Citadele Prepares for Growth by Investing in Flexible Infrastructure Provided by the Cloud-based nCino Bank Operating System®

Seasoned industry executive Jennifer Geary appointed as General Manager, EMEA Cloud-based digital banking provider launches German subsidiary, nCino Germany GmbH

nCino Advances EMEA Presence

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WILMINGTON, N.C., Feb. 16, 2021 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO) will report financial results for its fourth quarter and fiscal year ended January 31, 2021, after the market close on Wednesday, March 31, 2021. nCino will host a conference call and webcast that day at 4:30 p.m. ET to discuss its financial results.

nCino Announces Timing of its Fourth Quarter and Fiscal Year 2021 Results Conference Call

SME-focused challenger bank goes live on the cloud-based platform to help ensure its client interactions are relationship-led and digitally enabled SME-focused challenger bank goes live on the cloud-based platform to help ensure its client interactions are relationship-led and digitally enabled

Recognise Implements nCino to Provide Agility and Flexibility to Its Clients and Team

Bank utilizes nCino's Accelerate delivery model as part of its digital transformation Bank utilizes nCino's Accelerate delivery model as part of its digital transformation

Platinum Bank Quickly Deploys the nCino Bank Operating System® to Streamline Business Lending

Rapid, iterative delivery design enables credit union to quickly go-live on nCino Rapid, iterative delivery design enables credit union to quickly go-live on nCino

News for nCino, Inc. Stock (NCNO)