
NBT Bancorp (NBTB) Stock Forecast & Price Target
NBT Bancorp (NBTB) Analyst Ratings
Bulls say
NBT Bancorp is a well-managed financial holding company with strong fundamentals, including a solid core deposit franchise, balanced sources of revenue, and a diverse and growing loan portfolio. Its recent acquisition and consistent growth strategies position it for continued success and potential for valuation expansion. With positive trends in profitability, efficiency, and relative balance sheet growth, NBT Bancorp is well-positioned to benefit from transformative economic activity in its key markets, making it an attractive investment opportunity.
Bears say
NBT Bancorp is projected to have a strong balance sheet in the coming years, with a rough estimate for TBV per share at the end of 2026 of $10 per share. However, despite consistent common stock dividends and an opportunity for yield increases in its residential mortgage book, NBTB currently trades at a premium compared to peers. This is justified by its higher quality core deposit franchise, balanced fee income contribution to total operating revenues, and higher profitability, as demonstrated by its 11x '26E EPS and 1.6x '26E TBV valuations. Annette L. Burns, EVP & Chief Financial Officer, brings 30 years of experience in accounting and finance to the company, providing strong financial leadership and oversight.
This aggregate rating is based on analysts' research of NBT Bancorp and is not a guaranteed prediction by Public.com or investment advice.
NBT Bancorp (NBTB) Analyst Forecast & Price Prediction
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