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NBHC
Volume: 156.51K

NBHC Stock Forecast & Price Target

NBHC Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

National Bank Holdings Corp is expected to see a modest increase in its loan-to-deposit (L/D) ratio to 93% by the end of 4Q27, which indicates a strengthening capacity to utilize deposits for generating loans. The anticipated expansion of net interest margin (NIM) to 4.02% in 1Q, bolstered by the acquisition of Vista's higher-yielding loan portfolio, suggests a positive trajectory for profitability. Furthermore, the projected improvement in the efficiency ratio to 55% by 4Q27, alongside a strong return on assets (ROA) forecast of 1.1% to 1.3% in 2026 and 2027, highlights the potential for enhanced operational effectiveness and profitability moving forward.

Bears say

National Bank Holdings Corp experienced a significant decline in core deposit balances, dropping to $7.1 billion due to notable decreases in savings and non-interest bearing deposits, which raises concerns about the bank's liquidity and deposit stability. Additionally, net interest margin (NIM) has fallen to 3.89%, reflecting a downward trend that could impact future profitability, while net interest income (NII) decreased by 2.3% sequentially, underscoring challenges in revenue generation. The efficiency ratio at 58.5% remains less favorable compared to peers, combined with a higher non-interest expense-to-average assets ratio, indicating inefficiencies that may hinder the bank's performance relative to the competitive landscape.

NBHC has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of National Bank Hlds and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About National Bank Hlds (NBHC) Forecast

Analysts have given NBHC a Buy based on their latest research and market trends.

According to 3 analysts, NBHC has a Buy consensus rating as of Apr 23, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $46.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $46.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

National Bank Hlds (NBHC)

Volume: 156.51K

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