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NAVI
Volume: 940.59K
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Navient (NAVI) Stock Forecast & Price Target

Navient (NAVI) Analyst Ratings

Based on 7 analyst ratings
Hold
Strong Buy 14%
Buy 0%
Hold 71%
Sell 0%
Strong Sell 14%

Bulls say

Navient Corp's positive outlook is supported by its enhanced access to the asset-backed securities (ABS) market, which facilitates the rotation of its portfolio toward higher-quality graduate loans, underscoring the company's strategic focus on this segment. Management has highlighted significant opportunities within the graduate loan market, reflected in impressive loan origination growth that signals robust demand for their offerings. Additionally, the company experienced encouraging investor demand during its recent annual ABS sale, driven by a favorable high graduate loan mix of 45%, reinforcing confidence in its financial positioning.

Bears say

Navient Corp has reported a significant miss attributed to weaker credit trends, specifically citing elevated levels of delinquencies and disaster forbearance, which have adversely impacted its financial performance. The company’s consumer net interest margin (NIM) experienced a 44 basis point decline to 2.32%, while net charge-offs (NCOs) increased by 19 basis points to 2.06%, indicating worsening credit quality. Consequently, estimates for earnings per share (EPS) for 2025 and 2026 have been reduced to $1.01 and $1.40, respectively, reflecting concerns over ongoing higher origination volumes and the company's overall financial outlook.

Navient (NAVI) has been analyzed by 7 analysts, with a consensus rating of Hold. 14% of analysts recommend a Strong Buy, 0% recommend Buy, 71% suggest Holding, 0% advise Selling, and 14% predict a Strong Sell.

This aggregate rating is based on analysts' research of Navient and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Navient (NAVI) Forecast

Analysts have given Navient (NAVI) a Hold based on their latest research and market trends.

According to 7 analysts, Navient (NAVI) has a Hold consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $14.14, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $14.14, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Navient (NAVI)

Volume: 940.59K

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