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NAVI
Volume: 540.5K
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Navient (NAVI) Stock Forecast & Price Target

Navient (NAVI) Analyst Ratings

Based on 8 analyst ratings
Hold
Strong Buy 13%
Buy 0%
Hold 63%
Sell 0%
Strong Sell 25%

Bulls say

Navient Corp has enhanced its access to the asset-backed securities (ABS) market, which is expected to facilitate the rotation of its portfolio towards higher-quality graduate loans, bolstering its long-term growth potential. The company has highlighted significant opportunities in the graduate loan market, alongside impressive loan origination growth, indicating a strong demand for its offerings. Notably, Navient experienced robust investor interest during its annual ABS sale, attributed to a favorable mix of graduate loans, which accounted for 45% of the total, signaling confidence in its financial stability and strategic direction.

Bears say

Navient Corp has reported weaker credit trends characterized by elevated delinquencies and a miss in financial expectations due to disaster forbearance. Specifically, the company's Consumer Net Interest Margin (NIM) fell by 44 basis points sequentially to 2.32%, while Consumer Net Charge-Offs (NCOs) increased by 19 basis points to 2.06%. Additionally, projections for earnings per share have been revised downward for 2025 and 2026, reflecting a reduction from $1.10 to $1.01 and from $1.50 to $1.40, respectively, in light of this quarter's performance and heightened origination volumes.

Navient (NAVI) has been analyzed by 8 analysts, with a consensus rating of Hold. 13% of analysts recommend a Strong Buy, 0% recommend Buy, 63% suggest Holding, 0% advise Selling, and 25% predict a Strong Sell.

This aggregate rating is based on analysts' research of Navient and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Navient (NAVI) Forecast

Analysts have given Navient (NAVI) a Hold based on their latest research and market trends.

According to 8 analysts, Navient (NAVI) has a Hold consensus rating as of Oct 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $14.19, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $14.19, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Navient (NAVI)

Volume: 540.5K

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