
M&T Bank (MTB) Stock Forecast & Price Target
M&T Bank (MTB) Analyst Ratings
Bulls say
M&T Bank reported a slight increase in its Net Interest Margin (NIM), which rose to 3.69% in 4Q25, reflecting a positive trend compared to both the previous quarter and the year-ago quarter. Additionally, the bank's book value per share reached $173.49, marking a 1.8% sequential increase and a significant 7.8% year-over-year growth, which reinforces the bank's financial health. Furthermore, the tangible book value per share also saw an increase, rising to $117.45, with a 1.9% sequential growth and 7.4% growth compared to the same period last year, indicating a strong foundation for future earnings potential.
Bears say
M&T Bank reported a decrease of 2.3% in criticized Commercial and Industrial (C&I) loans, dropping from $3.89 billion to $3.80 billion, highlighting potential concerns regarding credit quality and loan growth. The bank also experienced a significant decline in profitability metrics due to lower other revenues, including a $67 million decline attributed to various factors, which raises questions about the sustainability of its revenue generation capabilities. Additionally, broader economic risks such as a potential recession in 2026 and increased credit losses further compound the negative outlook for the bank's financial performance.
This aggregate rating is based on analysts' research of M&T Bank and is not a guaranteed prediction by Public.com or investment advice.
M&T Bank (MTB) Analyst Forecast & Price Prediction
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