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MSBI
Volume: 53.17K

MSBI Stock Forecast & Price Target

MSBI Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Midland States Bancorp exhibits a positive outlook supported by improving credit quality and a strengthened financial position, with expectations of declining credit costs through 2026 and 2027, particularly due to the management's actions to enhance visibility into credit quality. The company's expansion of its net interest margin to 3.79% and a recent increase in its quarterly dividend to $0.32 per share reflect strong operational performance and commitment to returning value to shareholders. Additionally, the anticipated boost to the Common Equity Tier 1 (CET1) ratio, alongside a robust loan loss provision coverage of 1.1 times non-performing loans, reinforces the bank's preparedness and resilience in navigating potential credit challenges.

Bears say

Midland States Bancorp experienced a 3% quarter-over-quarter decline in loans held for investment in the third quarter, driven by intentional run-off in equipment financing and significant payoffs in commercial real estate and commercial and industrial loans. Concurrently, total deposits fell 6%, primarily due to a sharp 59% reduction in brokered deposits, which raises concerns about the company's funding stability. Despite a slight decline in non-performing loans, projections indicate a continued downturn in the loan portfolio, with anticipated operating expenses also expected to decrease, signaling potential challenges in revenue generation moving forward.

MSBI has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Midland States Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Midland States Bancorp (MSBI) Forecast

Analysts have given MSBI a Hold based on their latest research and market trends.

According to 3 analysts, MSBI has a Hold consensus rating as of Jan 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $19.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $19.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Midland States Bancorp (MSBI)

Volume: 53.17K

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