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MSBI
Volume: 68.94K

MSBI Stock Forecast & Price Target

MSBI Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Midland States Bancorp is positioned for a positive outlook primarily due to anticipated improvements in credit costs and a boost in franchise value from increased visibility into credit quality. The company's net interest margin (NIM) has seen a notable expansion to 3.79%, indicating enhanced profitability in its banking operations, while a recent 3% increase in the quarterly dividend reflects a strong commitment to shareholder returns. Furthermore, management's focus on reducing wholesale funding combined with an expected increase in the common equity tier 1 (CET1) ratio underscores the company's robust capital management strategy.

Bears say

Midland States Bancorp has experienced a notable decline in loans held for investment (HFI), which fell by 3% quarter-over-quarter in the third quarter, primarily due to intentional run-offs in equipment financing and higher payoffs in commercial real estate and commercial and industrial loans. Additionally, the company saw a significant 6% decrease in total deposits, including a dramatic reduction of 59% in brokered deposits, which raises concerns about the stability of its funding base. While non-performing loans (NPLs) have improved, the overall outlook remains negative, as projected future loan growth is expected to decline by 1%-3% sequentially each quarter, compounded by a declining loans-to-deposit (L/D) ratio anticipated to reach 74% by the end of 2026.

MSBI has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Midland States Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Midland States Bancorp (MSBI) Forecast

Analysts have given MSBI a Hold based on their latest research and market trends.

According to 3 analysts, MSBI has a Hold consensus rating as of Feb 14, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.83, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.83, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Midland States Bancorp (MSBI)

Volume: 68.94K

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