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MSBI
Volume: 131.27K
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MSBI Stock Forecast & Price Target

MSBI Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Midland States Bancorp Inc. has demonstrated a positive trend in its community banking segment, with originations increasing by 2% quarter-over-quarter in 1Q25, supported by the appointment of a new Chief Deposit Officer who is enhancing treasury management activities. The company’s proactive technology investments are likely to bolster client wallet share and market penetration, contributing to favorable growth prospects. Additionally, the expansion of the net interest margin (NIM) by 23 basis points to 3.79% and a quarterly dividend increase of 3% underscore the company’s solid financial performance and commitment to returning value to shareholders.

Bears say

Midland States Bancorp has experienced a decline in loans held for investment (HFI), falling 3% quarter-over-quarter, indicating potential weaknesses in demand for its lending products, particularly in equipment financing and commercial real estate. Furthermore, the company's wealth management revenue decreased by 4% quarter-over-quarter and recorded a 9% year-over-year decline, reflecting challenges in maintaining revenue streams from this segment. Additionally, the forecasted net charge-offs (NCOs) of 50-80 basis points for 2Q/2H25, with a projected eventual decline to 25-40 basis points next year, suggests ongoing credit quality concerns that may impact overall financial performance and investor confidence.

MSBI has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Midland States Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Midland States Bancorp (MSBI) Forecast

Analysts have given MSBI a Hold based on their latest research and market trends.

According to 3 analysts, MSBI has a Hold consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $18.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $18.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Midland States Bancorp (MSBI)

Volume: 131.27K

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