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MSBI
Volume: 151.04K
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MSBI Stock Forecast & Price Target

MSBI Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Midland States Bancorp has demonstrated positive trends with a 2% increase in community banking originations in the first quarter of 2025, indicating robust demand for its financial products and services. The company's efforts to improve credit quality are anticipated to enhance franchise value as they reduce reliance on wholesale funding, while a 23 basis point expansion in net interest margin (NIM) to 3.79% reflects effective asset-liability management. Additionally, the proactive technology investments and momentum in treasury management, supported by an increase in the quarterly dividend, highlight Midland States Bancorp's commitment to driving shareholder value and operational efficiency.

Bears say

The analysis indicates a negative outlook on Midland States Bancorp due to a projected increase in net charge-offs (NCOs) that are expected to reach 50-80 basis points for 2Q/2H25, with a slow decline anticipated in the following year. Additionally, there has been a 3% quarter-over-quarter decrease in loans held for investment, driven by a strategic reduction in equipment financing and higher payoffs in commercial real estate and commercial and industrial loans. Furthermore, wealth management revenue has declined by 4% quarter-over-quarter, alongside a significant 6% drop in total deposits, particularly highlighted by a staggering 59% decrease in brokered deposits, signaling potential liquidity concerns for the institution.

MSBI has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Midland States Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Midland States Bancorp (MSBI) Forecast

Analysts have given MSBI a Hold based on their latest research and market trends.

According to 3 analysts, MSBI has a Hold consensus rating as of Dec 18, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $19.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $19.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Midland States Bancorp (MSBI)

Volume: 151.04K

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