Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Compensation and benefits

Professional services

Technology

Occupancy

Depreciation and amortization

Marketing and advertising

Other operating expenses

Executive chairman long-term performance award

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Marqeta

Marqeta, Inc. engages in the creation of a digital payment technology. The firm develops a modern card issuing platform, providing infrastructure and tools for building configurable payment cards. It provides its customers issuer processor services and also acts as a card program manager. The company was founded by Jason M. Gardner in 2010 and is headquartered in Oakland, CA.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Marqeta reports robust Q4 performance, eyes embedded finance opportunities

Marqeta's Q4 performance reflects strong growth in TPV, net revenue, and gross profit, with a focus on sustainable and profitable growth strategies.
The company's transition to embedded finance positions them well for market demand, despite challenges in sales bookings and macroeconomic uncertainties.
With a strategic focus on innovation, operational excellence, and customer satisfaction, Marqeta aims to drive growth through diverse use cases and partnerships.

Marqeta reports robust Q1 earnings, eyes growth in embedded finance

Marqeta's Q1 performance reflects strong revenue growth and operational efficiency gains, underpinned by a focus on embedded finance and cost optimization.
While challenges like achieving positive EBITDA margins and navigating regulatory changes exist, the company's diverse revenue streams and market position present growth opportunities.
By leveraging its strengths in embedded finance, diverse revenue streams, and innovative solutions, Marqeta is poised for continued growth and market leadership in the fintech space.

Marqeta reports robust Q2 performance, faces challenges in Q3

Marqeta's Q2 performance reflects strong growth in processing volume and net revenue, driven by international expansion and embedded finance deals. The company faces challenges in Q3 due to Cash App renewal impact but remains focused on sustainable growth.
Opportunities lie in diverse embedded finance use cases, platform enhancements, and strategic acquisitions. Marqeta's focus on innovation and long-term profitability positions it well for future growth and success.

Marqeta reports strong Q3 performance amidst revenue challenges

Marqeta's Q3 performance was strong despite revenue contraction, driven by increased TPV and efficiency improvements.
The company's shift towards fee-for-service models and global expansion present growth opportunities amid challenges.
Analysts are closely monitoring gross profit concentration, expense management, and revenue conversion for future performance.
Investor Day discussions on revenue mix and strategic models will shed light on the company's future direction.

Marqeta reports mixed Q4 results, eyes TPV growth in 2024

Marqeta's Q4 2023 performance showed growth in TPV but a decrease in net revenue, with a focus on operational efficiencies and product innovation.
While facing revenue contraction challenges in 2024, the company anticipates positive adjusted EBITDA in 3 out of 4 quarters, with opportunities in TPV growth and stability.
Strengths lie in bookings growth, faster program launches, and improved transaction success rates, with expansion deals driving business growth.
The company's strategic initiatives include international expansion, value-added services, and talent leverage in Poland for cost reduction.

Marqeta exceeds Q1 expectations, eyes growth in wage access

Marqeta's Q1 2024 performance was robust, with strong TPV growth and operational efficiency improvements.
While facing challenges with net revenue contraction and cost structure growth, the company is strategically positioned for sustainable profitable growth.
Opportunities in the accelerated wage access market, international expansion, and value-added services present avenues for Marqeta's continued success.

Marqeta surpasses Q2 expectations, eyes global growth and profitability

Marqeta's Q2 performance exceeded expectations, showcasing growth in revenue, TPV, and gross profit despite a negative adjusted EBITDA.
The company's strategic partnerships, certification by Visa, and focus on innovation underscore its competitive strengths and market positioning.
While challenges persist in achieving positive EBITDA margins, Marqeta's focus on efficiency and growth opportunities bode well for its future prospects.

Marqeta reports strong Q3 growth, faces Q4 challenges with regulatory delays

Marqeta's Q3 performance showcased robust growth and operational efficiency, underpinned by innovative product launches and strategic partnerships.
While facing challenges in Q4 due to regulatory hurdles, the company remains confident in its trajectory and is actively working on solutions to drive profitability and overcome obstacles.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Marqeta has formed partnerships with companies like Google, Square, and Goldman Sachs, but it's still flying under many people's radar.

How Come No One Is Talking About This Explosive Growth Stock?

Marqeta offers the biggest names in the payment sector a fully customizable and scalable card payment solution. Despite the rapidly expanding fintech sector that Marqeta operates in, Marqeta's revenue growth rates leave much to be desired.

Marqeta: Strong Prospects, But Growth Rates Fizzle Out

Consumer preferences and adoption of digital payments processing, Marqeta's penetration is currently less than 1% of the $6.7T transaction volume, presenting headway for growth.

7 Reasons Investors Should Consider Marqeta To Play The 7T Digital Payments Market

Marqeta (MQ) ties up with the fintech company Figure to launch the latter's Figure Pay app.

Marqeta (MQ) Joins Figure to Aid Buy Now, Pay Later Service

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform, announced today it is partnering with Figure, a leader in transforming financial services through the power of blockchain technology, to power the launch of the Figure Pay product, an all-in-one digital money app. Figure Pay is currently available in 26 states, and is expanding nationwide. It is built on the Provenance Blockchain payments infrastructure, which allows for faster payments and cuts dow

Figure Pay Partners With Marqeta to Power Next Generation Digital Banking and Buy Now, Pay Later Solution

OAKLAND, Calif.--(BUSINESS WIRE)--US consumers have turned to credit en masse to help ease the financial burden brought on by the pandemic, according to a new survey by Marqeta (NASDAQ:MQ), the global modern card issuing platform. The company surveyed 1,500 consumers across the United States to learn about their attitudes toward credit products, such as credit cards and Buy Now, Pay Later (BNPL) solutions, and how they're using them in the aftermath of COVID-19. Marqeta's new survey shows that

Americans Feel the Financial Burden of COVID-19, With 65% Relying on Credit Cards to Make Ends Meet as the Pandemic Continues, According to Marqeta's 2021 State of Credit Report

LONDON--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform, has today released a new report highlighting how the economic stress of the pandemic has increased the popularity of credit cards and flexible payment options – such as Buy Now Pay Later (BNPL). The survey of 1,000 UK consumers showed that nearly 3-in-5 (59%) respondents have relied on credit to make ends meet during the pandemic. Yet it also suggests that credit cards could soon be usurped by BNPL as the co

COVID Credit Crunch: 59% of UK Consumers Have Used Credit Cards ‘To Make Ends Meet' During Pandemic

Global card issuing platform Marqeta is continuing a partnership it has had with Australia-based Zip Co. for the past year and will keep powering the buy now, pay later (BNPL) company, according to a press release emailed to PYMNTS. Marqeta's platform enables Zip to get payments products more quickly onto the market, the release stated.

Marqeta, Zip Team on BNPL Payments

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform, today announced a continued partnership with Zip Co. in Australia, completing the first year of powering the global Buy Now Pay Later (BNPL) company which provides fast and seamless solutions that simplify how people pay, everywhere. Marqeta's modern card issuing platform is built with open APIs and has enabled Zip to bring new payments products to market faster, offering customers a line of credit

Marqeta Partners with Zip Co. in Australia to Fuel Growth of Buy Now, Pay Later Offering

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Top 10 IPOs In Q2 2021: AppLovin And UiPath Lead Way, While Offering Numbers Drop

The stock price of Marqeta Inc (NASDAQ: MQ) increased by over 10% pre-market. This is why it happened.

MQ Stock: Over 10% Increase Pre-Market Explanation

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Monday.com, Marqeta, and Global-e are riding a huge wave of digital change.

3 Under-the-Radar Tech Stocks to Watch After Explosive Q2 Earnings Results

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform, announced a new initiative today to offer customers the choice to issue physical cards made from recycled plastic through its platform, alongside a partnership with rePurpose Global to offset its plastic footprint. Marqeta will let its customers order physical cards made from 43 percent recycled material, offered in partnership with its card fulfillment partner Perfect Plastic Printing. Latin Americ

Marqeta Commits To Plastic Neutrality, Launches Recycled Card Product and New Partnership to Offset Plastic Footprint

Despite reporting strong second-quarter revenue growth, the Street seems disappointed with Marqeta's first quarterly results as a publicly traded company.

Why Marqeta Stock Sank on Thursday

Marqeta, Inc. (MQ) CEO Jason Gardner on Q2 2021 Results - Earnings Call Transcript

Marqeta Inc. topped revenue expectations Wednesday and delivered an upbeat top-line forecast in the financial technology company's first earnings report since going public.

Earnings Results: Marqeta delivers upbeat revenue, outlook in first earnings report since IPO

Marqeta Inc reported a 76% jump in second-quarter revenue on Wednesday, as the payments company benefited from a surge in transactions made through its platform.

Marqeta quarterly revenue jumps 76%

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta, Inc. (NASDAQ: MQ), a leading modern card issuing platform, today reported financial results for the second quarter ended June 30, 2021. Marqeta reported net revenue was $122 million, with total processing volume (TPV) of $26.5 billion, both increases of 76% from the same quarter of 2020. The company saw gross profit of $47 million during the quarter, up 70% from the same quarter of 2020. Marqeta reported a GAAP net loss of $68.6 million and Adjusted EB

Marqeta Second Quarter Earnings Report Shows 76 Percent Jump in Net Revenue, Driven by Customer Growth

Marqeta was the first company in the issue processing space to create an open API software for issuing physical credit and debit cards as well as digital cards. Marqeta is poised to benefit from secular growth trends, as digital wallets are expected to be worth $4.5 trillion by 2025 and Marqeta enables these types of services.

Marqeta: A Deep Dive Into A Disruptor

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta, the global modern card issuing platform, announced today that its modern card issuing platform will power the new virtual Google Pay balance card. The new virtual Google Pay balance card, powered by Marqeta, allows users to easily spend their Google Pay balance through a virtual card tokenized into a mobile wallet and used at accepting merchants. Previously, Google Pay balance users could use their balance for person-to-person payments, purchases on el

Marqeta To Power Virtual Google Pay Balance Card

Marqeta has yet to penetrate 1% of its total addressable market.

Marqeta Is Quietly Building A Fintech Powerhouse

OAKLAND, Calif.--(BUSINESS WIRE)--As previously disclosed in Marqeta's Registration Statement on Form S-1 in connection with its initial public offering, Marqeta (NASDAQ: MQ), the global modern card issuing platform, added Chief Technology Officer Randy Kern to its executive team. Kern will be responsible for scaling the global engineering team and driving technological advancements across the company. “Randy brings decades of software engineering experience to Marqeta, and his experience leadi

Marqeta Announces Randy Kern as New Chief Technology Officer

Payfare partners with Marqeta to accelerate the expansion of its platform across North America, Europe, Asia Pacific and beyond. TORONTO, July 13, 2021 /PRNewswire/ -- Marqeta (NASDAQ: MQ), the global modern card issuing platform, and Payfare (TSX: PAY), a leading fintech powering instant payout and digital banking solutions for contract workers, today announced a strategic partnership to expand the reach of Payfare's platform across the global gig economy.

Marqeta and Payfare enter into Strategic Partnership

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta, Inc. (NASDAQ: MQ), the global modern card issuing platform, today announced that it will host a conference call and webcast to discuss second quarter 2021 financial results on Wednesday, August 11, 2021 at 4:30pm ET. Hosting the call will be Jason Gardner, Founder and Chief Executive Officer, and Tripp Faix, Chief Financial Officer. A press release with second quarter 2021 financial results will be issued after the market closes that same day. The conf

Marqeta to Announce Second Quarter 2021 Results on August 11, 2021

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News for Marqeta Stock (MQ)