Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Compensation and benefits

Professional services

Technology

Occupancy

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Executive chairman long-term performance award

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

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OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Marqeta

Marqeta, Inc. engages in the creation of a digital payment technology. The firm develops a modern card issuing platform, providing infrastructure and tools for building configurable payment cards. It provides its customers issuer processor services and also acts as a card program manager. The company was founded by Jason M. Gardner in 2010 and is headquartered in Oakland, CA.

Earnings data Q2 2021

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Earnings data Q4 2021

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Earnings data Q4 2024

Marqeta reports robust Q4 performance, eyes embedded finance opportunities

Marqeta's Q4 performance reflects strong growth in TPV, net revenue, and gross profit, with a focus on sustainable and profitable growth strategies.
The company's transition to embedded finance positions them well for market demand, despite challenges in sales bookings and macroeconomic uncertainties.
With a strategic focus on innovation, operational excellence, and customer satisfaction, Marqeta aims to drive growth through diverse use cases and partnerships.

Marqeta reports robust Q1 earnings, eyes growth in embedded finance

Marqeta's Q1 performance reflects strong revenue growth and operational efficiency gains, underpinned by a focus on embedded finance and cost optimization.
While challenges like achieving positive EBITDA margins and navigating regulatory changes exist, the company's diverse revenue streams and market position present growth opportunities.
By leveraging its strengths in embedded finance, diverse revenue streams, and innovative solutions, Marqeta is poised for continued growth and market leadership in the fintech space.

Marqeta reports robust Q2 performance, faces challenges in Q3

Marqeta's Q2 performance reflects strong growth in processing volume and net revenue, driven by international expansion and embedded finance deals. The company faces challenges in Q3 due to Cash App renewal impact but remains focused on sustainable growth.
Opportunities lie in diverse embedded finance use cases, platform enhancements, and strategic acquisitions. Marqeta's focus on innovation and long-term profitability positions it well for future growth and success.

Marqeta reports strong Q3 performance amidst revenue challenges

Marqeta's Q3 performance was strong despite revenue contraction, driven by increased TPV and efficiency improvements.
The company's shift towards fee-for-service models and global expansion present growth opportunities amid challenges.
Analysts are closely monitoring gross profit concentration, expense management, and revenue conversion for future performance.
Investor Day discussions on revenue mix and strategic models will shed light on the company's future direction.

Marqeta reports mixed Q4 results, eyes TPV growth in 2024

Marqeta's Q4 2023 performance showed growth in TPV but a decrease in net revenue, with a focus on operational efficiencies and product innovation.
While facing revenue contraction challenges in 2024, the company anticipates positive adjusted EBITDA in 3 out of 4 quarters, with opportunities in TPV growth and stability.
Strengths lie in bookings growth, faster program launches, and improved transaction success rates, with expansion deals driving business growth.
The company's strategic initiatives include international expansion, value-added services, and talent leverage in Poland for cost reduction.

Marqeta exceeds Q1 expectations, eyes growth in wage access

Marqeta's Q1 2024 performance was robust, with strong TPV growth and operational efficiency improvements.
While facing challenges with net revenue contraction and cost structure growth, the company is strategically positioned for sustainable profitable growth.
Opportunities in the accelerated wage access market, international expansion, and value-added services present avenues for Marqeta's continued success.

Marqeta surpasses Q2 expectations, eyes global growth and profitability

Marqeta's Q2 performance exceeded expectations, showcasing growth in revenue, TPV, and gross profit despite a negative adjusted EBITDA.
The company's strategic partnerships, certification by Visa, and focus on innovation underscore its competitive strengths and market positioning.
While challenges persist in achieving positive EBITDA margins, Marqeta's focus on efficiency and growth opportunities bode well for its future prospects.

Marqeta reports strong Q3 growth, faces Q4 challenges with regulatory delays

Marqeta's Q3 performance showcased robust growth and operational efficiency, underpinned by innovative product launches and strategic partnerships.
While facing challenges in Q4 due to regulatory hurdles, the company remains confident in its trajectory and is actively working on solutions to drive profitability and overcome obstacles.

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OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world's innovators, today announced it is working with Visa and Affirm to offer the Visa Flexible Credential, a single card product that can toggle between payment methods, putting the power of choice in the hands of the consumer. Marqeta achieved certification with Visa Flexible Credential in May 2024, which will enable cardholders of Marqeta's partici.

Marqeta Becomes First Issuer Processor in the US Certified to Enable Visa Flexible Credential

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3 Fintech Stocks to Buy on the Dip: July 2024

OAKLAND, Calif.--(BUSINESS WIRE)--The US is seeing high demand for innovative new payment solutions, reveals recent data from Marqeta (NASDAQ:MQ). Marqeta, the global modern card issuing platform powering some of today's most innovative embedded finance solutions, today released its fifth annual 2024 State of Payments Report, surveying 4,000 consumers across three continents. The research highlights the massive market potential and demand in the US market, with a strong desire for modern paymen.

New Marqeta Research: Americans Are Happy To Swap Physical Wallets for Mobile Phones, Contactless Payment Use Trails Key Global Markets

LONDON--(BUSINESS WIRE)--UK consumers are leading the charge on digital financial services adoption amid rising demand for more innovation and convenience in payments and banking, according to a study from Marqeta (NASDAQ: MQ), the global modern card issuing platform powering some of today's most innovative embedded finance solutions. The 2024 State of Payments Report released today - surveying 4,000 consumers across UK, US and Australia, including over 1,000 in the UK - reveals that the UK is.

New Marqeta Research Finds UK Consumers Are Leading Global Adopters of Digital Payments, With Over Two-Thirds Now Comfortable Ditching Wallet For the Phone

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world's innovators, today announced a new community event, Future of Money Day, sponsored by Visa to spotlight payments innovation that is helping small businesses in Oakland and throughout the country. Future of Money Day is a financial literacy community event that will include educational panel sessions discussing the evolution of financial technolog.

Marqeta to Host Inaugural Future of Money Day Event on August 15, 2024, Showcasing How Payments Innovation is Transforming Small Businesses

PotlatchDeltic

OKLAHOMA CITY--(BUSINESS WIRE)-- #FedermanSherwood--The law firm of Federman & Sherwood has initiated an investigation into Texas Retina Associates (“Texas Retina”) with respect to their recent data breach. On March 27, 2024, Texas Retina detected unusual activity on our network. After identifying this, Texas Retina took steps to evaluate and ensure the security of our systems and networks. Further, we immediately engaged third-party independent cybersecurity experts to investigate the incident. Our investigat.

Federman & Sherwood Investigates Texas Retina Associates (“Texas Retina”) for Data Breach

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world's innovators, today announced a new customer, Swiss4, providing real-time and personalised digital payment services for their customers. This is part of Swiss4's recently launched application that combines financial services and high-end lifestyle management, the first of its kind in Switzerland. With Marqeta's platform, Swiss4 can swiftly design.

Marqeta Announces New Customer Swiss4, Powering Its Premium Financial Services Offering to Meet Rising Consumer Demand for Personalised Payments Experiences

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta, Inc. (NASDAQ: MQ), the global modern card issuing platform, today announced that it will host a conference call and webcast to discuss second quarter 2024 financial results on Wednesday, August 7, 2024 at 4:30 pm ET. Hosting the call will be Simon Khalaf, Chief Executive Officer, and Mike Milotich, Chief Financial Officer. A press release with the second quarter 2024 financial results will be issued after the market closes that same day. The conference.

Marqeta to Announce Second Quarter 2024 Results on August 7, 2024

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3 Fintech Growth Stocks That Are Screaming Buys in June

AMSTERDAM--(BUSINESS WIRE)--Marqeta, the global modern card issuing platform enabling some of the world's most innovative embedded finance solutions, today announced its new office in Warsaw, Poland to support its long term business and growth strategies. By setting up operations in Poland, Marqeta gains direct access to the European Union, positioning it well for growth and enhanced service offerings across borders. Poland's central location within Europe enables Marqeta to facilitate access t.

Marqeta Expands European Footprint with Opening of New Office in Poland

AMSTERDAM--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world's innovators, today announced it is powering the new digital banking application Sumeria, launched recently by French payments leader Lydia Solutions (the company behind the Lydia app). Sumeria has unveiled new digital banking capabilities including a remunerated current account, and plans to expand quickly throughout Europe, thanks to the scale and glo.

Marqeta Expands Partnership with Lydia to Power New European Digital Bank Sumeria

AMSTERDAM--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world's innovators, today announced the company has named PayPal veteran Marcin Glogowski as SVP, Managing Director Europe and UK CEO, where he will be responsible for leading Marqeta in the region. The company is seeing significant growth and momentum in its European business driven by growing demand for embedded finance offerings that allow companies to emb.

Marqeta Announces New European Leader, Sees Rising Demand for Embedded Finance Offerings and New Customer Launches

2024 has not been a good year for Marqeta. It's easy to get too emotionally attached to the stock's poor performance. Let me give you seven reasons to stay bullish on Marqeta stock.

7 Reasons To Buy Marqeta

OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world's innovators, today announced its executives are participating in two upcoming investor conferences. Mike Milotich, Marqeta CFO, will participate in a fireside chat at the Barclays 14th Annual Emerging Payments and FinTech Forum on Thursday, May 16, 2024, at 9:45 a.m. Eastern Time. Simon Khalaf, Marqeta CEO, will participate in a fireside chat at.

Marqeta Announces May 2024 Investor Conference Presentations

Total processing volume on the company's payments platform grew 33.3% to $67 billion. Net revenue declined by 45.7% year-over-year to $118 million due to largely to accounting changes related to a major contract renewal.

Marqeta's Q1 Report Reveals a Mixed and Complex Picture

Marqeta, Inc. (NASDAQ:MQ ) Q1 2024 Earnings Conference Call May 7, 2024 4:30 PM ET Company Participants Stacey Finerman - Vice President of Investor Relations Simon Khalaf - Chief Executive Officer Mike Milotich - Chief Financial Officer Conference Call Participants Tien-Tsin Huang - JPMorgan Timothy Chiodo - UBS Ramsey El-Assal - Barclays Darrin Peller - Wolfe Research Andrew Bauch - Wells Fargo Gus Gala - Monness, Crespi, Hardt & Co. Bryan Keane - Deutsche Bank Craig Maurer - FT Partners Cassie Chan - Bank of America Alex Markgraff - KeyBanc Capital Markets Operator Good afternoon ladies and gentlemen and thank you for standing by. Welcome to the Marqeta First Quarter 2024 Earnings Conference Call.

Marqeta, Inc. (MQ) Q1 2024 Earnings Call Transcript

Marqeta's latest results and commentary showed momentum in the company's transaction processing operations — and opportunity in nascent markets such as earned wage access.

Marqeta Processing Volumes Surge 33%; Earned Wage Access Beckons

While the top- and bottom-line numbers for Marqeta (MQ) give a sense of how the business performed in the quarter ended March 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Compared to Estimates, Marqeta (MQ) Q1 Earnings: A Look at Key Metrics

Marqeta (MQ) came out with a quarterly loss of $0.07 per share versus the Zacks Consensus Estimate of a loss of $0.08. This compares to loss of $0.13 per share a year ago.

Marqeta (MQ) Reports Q1 Loss, Misses Revenue Estimates

OAKLAND, Calif.--(BUSINESS WIRE)---- $MQ #embeddedfinance--Marqeta, Inc. (NASDAQ: MQ), the global modern card issuing platform, today reported financial results for the first quarter ended March 31, 2024. The Company reported Total Processing Volume (TPV) of $67 billion, representing a year-over-year increase of 33% driven by volume growth across several use cases. Marqeta reported Net Revenue of $118 million, a decrease of 46% year over year, which included a 58 percentage point negative growth impact due to the chang.

Marqeta Reports First Quarter 2024 Financial Results

Besides Wall Street's top -and-bottom-line estimates for Marqeta (MQ), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended March 2024.

Insights Into Marqeta (MQ) Q1: Wall Street Projections for Key Metrics

Financial technology, or fintech stocks, is a relatively new and fast-growing sector in which to invest. The sector encompasses many of the facets of modern banks, including payment facilitation, wallets, checking accounts, saving accounts, credit cards and even loan facilities.

Stock Market Crash Warning: Don't Get Caught Holding These 3 Fintech Stocks

OAKLAND, Calif.--(BUSINESS WIRE)---- $MQ #embeddedfinance--Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world's innovators, today announced the expansion of its US partnership with Uber Eats into eight additional markets: Canada, Australia, Mexico, Brazil, Colombia, Peru, Chile and Costa Rica. Marqeta's global platform allows customers to launch card products in more than 40 markets through a single integration. This scale helps partners such as Uber Eats.

Marqeta Announces Global Expansion of Uber Eats Partnership into Eight Markets

Card issuing platform Marqeta has launched a partnership with U.K.-based, entrepreneur-focused digital bank OakNorth. The collaboration will see Marqeta offer a commercial card for OakNorth's business banking clients, with the Marqeta platform giving these customers a better view of the finances, the companies said in a news release Wednesday (April 24).

Marqeta and OakNorth Team to Offer SMBs Commercial Cards

OAKLAND, Calif.--(BUSINESS WIRE)---- $MQ #embeddedfinance--Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world's innovators, today announced a partnership with OakNorth, the digital bank for entrepreneurs, by entrepreneurs, to offer a commercial card for OakNorth's Business Banking customers. Thanks to the speed, flexibility and reliability of Marqeta's platform, OakNorth customers will be able to see a more holistic view of their finances and more efficie.

News for Marqeta Stock (MQ)