
MOFG Stock Forecast & Price Target
MOFG Analyst Ratings
Bulls say
MidWestOne Financial Group Inc. has demonstrated a solid strengthening of its regulatory capital ratios, with common equity tier 1 (CET1) capital at 11.0%, tier 1 capital at 11.9%, total risk-based capital (TRBC) at 14.4%, and tier 1 leverage at 9.6%, indicating a robust financial foundation. Additionally, tangible book value (TBV) increased by 4% to $23.36 and tangible common equity (TCE) rose by 32 basis points to 7.89%, showcasing improved asset management and financial performance. The expected rise in TCE to between 8.4% and 9.1% by the end of 2025 and 2026, coupled with a steadily improving return on assets (ROA), suggests a positive trajectory for the company's financial health and operational efficiency.
Bears say
MidWestOne Financial Group Inc is facing challenges reflected in its updated outlook, as the anticipated quarterly core fee income for 2H25/2026 is projected to show only 1% to 9% year-over-year growth, which is a 2% decrease from prior forecasts due to conservative estimates related to SBA government operating support. Additionally, a significant decline in key deposit categories, including checking, money market, and savings accounts—down 6%, 3%, and 3% respectively—contributes to a concerning trend in overall funding stability. The downward revision of earnings per share estimates for 2025 to $2.80, a reduction of 11%, alongside a valuation discount compared to peers, indicates a moderately below-average profitability outlook for the bank.
This aggregate rating is based on analysts' research of MidWestOne Financial Group and is not a guaranteed prediction by Public.com or investment advice.
MOFG Analyst Forecast & Price Prediction
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