
MOFG Stock Forecast & Price Target
MOFG Analyst Ratings
Bulls say
MidWestOne Financial Group Inc. demonstrated a notable strengthening in its regulatory capital ratios, with the Common Equity Tier 1 (CET1) ratio at 11.0%, Tier 1 capital at 11.9%, and Total Risk-Based Capital (TRBC) at 14.4%, reflecting positive trends in stability and risk management. Additionally, tangible book value (TBV) increased by 4% to $23.36, while tangible common equity (TCE) rose by 32 basis points to 7.89%, indicating enhanced financial resilience and potential for future growth. The bank's outlook for return on assets (ROA) is steadily improving, which supports projections for TCE to reach approximately 8.4% to 9.1% by the end of 2025 and 2026, suggesting a robust financial position moving forward.
Bears say
The financial outlook for MidWestOne Financial Group Inc reflects a negative trajectory, signaling concerns about its core fee income growth, which is projected to be only 1% and 9% YoY in 2025 and 2026, respectively, and 2% lower than prior forecasts. Additionally, a decline in Certificates of Deposit by 3% quarter-over-quarter, along with decreases in checking, money market, and savings accounts, underscores potential weaknesses in the Bank’s deposit base. Finally, the lowered earnings per share estimate for 2025 to $2.80, representing an 11% decrease, combined with an adjusted price target that reflects a discount to peers, indicates a moderately below-average profitability outlook for the company.
This aggregate rating is based on analysts' research of MidWestOne Financial Group and is not a guaranteed prediction by Public.com or investment advice.
MOFG Analyst Forecast & Price Prediction
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