
MOFG Stock Forecast & Price Target
MOFG Analyst Ratings
Bulls say
MidWestOne Financial Group Inc. has demonstrated a solid strengthening of regulatory capital ratios, with Common Equity Tier 1 (CET1) increasing to 11.0%, Tier 1 capital at 11.9%, and Tier 1 leverage improving to 9.6%, indicating a robust capital position. Additionally, the tangible book value (TBV) rose by 4% quarter-over-quarter to $23.36, while tangible common equity (TCE) experienced a sequential increase of 32 basis points, further reflecting a positive trend in asset quality and financial stability. Projections suggest continued improvement in TCE, potentially reaching between 8.4% and 9.1% by the end of 2025 and 2026, supported by an optimistic outlook for return on assets (ROA).
Bears say
MidWestOne Financial Group Inc. has revised its outlook for quarterly core fee income downward, anticipating only 1% and 9% year-over-year growth for 2025 and 2026, respectively, which reflects a 2% decrease from previous forecasts primarily due to conservative estimates related to Small Business Administration (SBA) gains on sales. Additionally, there has been a decline in various deposit categories, including checking accounts, money market accounts, and savings accounts, with a total decrease in certificate deposits of 3% quarter-over-quarter, signaling potential liquidity challenges for the organization. The company's estimated earnings per share for 2025 have also been lowered by 11% post the second quarter shortfall, further highlighting a profitability outlook that is deemed moderately below average compared to industry peers.
This aggregate rating is based on analysts' research of MidWestOne Financial Group and is not a guaranteed prediction by Public.com or investment advice.
MOFG Analyst Forecast & Price Prediction
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