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MCBS
Volume: 3.12K
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MCBS Stock Forecast & Price Target

MCBS Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

MetroCity Bankshares Inc. has demonstrated a robust financial performance, reflected in a notable 15% increase in its quarterly dividend, now yielding 3% and supporting a healthy payout ratio. The bank's profitability is underscored by a projected 15% return on tangible common equity (ROTCE) for the upcoming fiscal years and a strong capital position, with a Common Equity Tier 1 (CET1) ratio of 19.1%. Additionally, the implementation of strategic interest rate swaps has led to significant margin expansion and a solid 25% growth in earnings per share (EPS), positioning the bank favorably within its competitive landscape.

Bears say

MetroCity Bankshares Inc. has experienced a notable decline in loan origination, with a 3% drop in loans quarter-over-quarter, exacerbated by the sale of $100mm in residential mortgage loans and a deferral of loan closings to the next quarter. Deposits also saw a significant reduction of 10% linked-quarter, contributing to an increase in the loan-to-deposit ratio to 113%, indicating potential liquidity risks. Furthermore, the overall banking sector is under strain, with pressures on net interest income leading to lower EPS estimates and a decline in both valuation and investor sentiment, which raises concerns about the company's future financial performance.

MCBS has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Metrocity Bankshares Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Metrocity Bankshares Inc (MCBS) Forecast

Analysts have given MCBS a Hold based on their latest research and market trends.

According to 2 analysts, MCBS has a Hold consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $24.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $24.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Metrocity Bankshares Inc (MCBS)

Volume: 3.12K

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